Loading...
HomeMy WebLinkAbout2020-04-28 - Board of Directors Meeting Agenda Packet (B)AGENDA YORBA LINDA WATER DISTRICT BOARD OF DIRECTORS REGULAR MEETING  Tuesday, April 28, 2020, 6:30 PM 1717 E Miraloma Ave, Placentia CA 92870 1. TELECONFERENCE INFORMATION    In an effort to help mitigate the spread of Coronavirus (COVID­19), the District will be facilitating  participation in this meeting via teleconference pursuant to Paragraph 3 of Executive Order N­29­20  issued by the Governor of California on March 17, 2020.  Information for accessing this meeting is  provided below.  Public comment related to items on this agenda or other matters within the District’s  jurisdiction will be facilitated on the teleconference or can be submitted in writing via e­mail to the  Board Secretary at bodsecretary@ylwd.com by 3:00 p.m. on Tuesday, April 28, 2020.  If you choose to  submit comments via e­mail, please identify the agenda item you wish to address (if applicable).  Your  comments will be shared with the Board prior to the meeting.  For questions regarding participation  please call 714­701­3020. Computer/Mobile Device:  https://zoom.us/j/94616317240 Telephone:  669­900­6833 or 346­248­7799   Meeting ID:  946 1631 7240  (No participant ID is required.)  2. CALL TO ORDER 3. PLEDGE OF ALLEGIANCE 4. ROLL CALL   Phil Hawkins, President Andrew J. Hall, Vice President Brooke Jones, Director J. Wayne Miller, PhD, Director Al Nederhood, Director 5. ADDITIONS/DELETIONS TO THE AGENDA  Items may be added to the agenda upon determination by a two­thirds vote of the Board, or a  unanimous vote if only three Directors are present, that there is a need to take immediate action which  came to the District's attention subsequent to the agenda being posted. (GC 54954.2(b)(2))  6. INTRODUCTIONS AND PRESENTATIONS  6.1. Elected Official Liaison Reports  6.2. Federal and State Legislative Update Page 1 of 163 7. PUBLIC COMMENTS  Any individual wishing to address the Board or Committee is requested to identify themselves and state  the matter on which they wish to comment. If the matter is on the agenda, the Chair will recognize the  individual for their comment when the item is considered. No action will be taken on matters not listed  on the agenda. Comments are limited to three minutes and must be related to matters of public interest  within the jurisdiction of the Water District. (GC 54954.3)  8. CONSENT CALENDAR  All items on the consent calendar are considered routine and may be approved by a single motion.  There will be no discussion of these items unless a member of the Board, staff, or public requests  separate consideration.   8.1.Minutes of the Board of Directors Special Meeting Held April 9, 2020   Recommendation:  That the Board of Directors approve the minutes as  presented.  8.2.Minutes of the Board of Directors Special and Regular Meetings Held April 14,  2020   Recommendation:  That the Board of Directors approve the minutes as  presented.  8.3.Payments of Bills, Refunds, and Wire Transfers   Recommendation:  That the Board of Directors ratify and authorize  disbursements in the amount of $2,125,113.32.  8.4.Budget to Actual Reports for the Month Ending March 31, 2020   Recommendation:  That the Board of Directors receive and file the Budget to  Actual Reports for the Month Ending March 31, 2020.  8.5.Cash and Investment Report for Period Ending March 31, 2020   Recommendation:  That the Board of Directors receive and file the Cash and  Investment Report for Period Ending March 31, 2020.  8.6.Notice of Completion for the Camino Verde and Mickel Waterline Improvement  Project   Recommendation:  That the Board of Directors authorize staff to file the Notice  of Completion for the Camino Verde and Mickel Waterline Improvement  Project, Job No. J2018­03.  8.7.Notice of Completion for the 2019 Sewer Main CIPP Rehabilitation Project   Recommendation:  That the Board of Directors authorize staff to file the Notice  of Completion for the 2019 Sewer Main CIPP Rehabilitation Project, Job No.  J2019­39S. 9. ACTION CALENDAR  This portion of the agenda is for items where staff presentations and Board or Committee discussions  are needed prior to formal action.  Page 2 of 163  9.1.Approving Issuance of Negotiable Promissory Notes for the Purpose of  Financing Capital Projects   Recommendation:  That the Board of Directors adopt Resolution No. 2020­XX  Approving the Issuance of Negotiable Promissory Notes for the Purpose of  Financing Capital Projects and Approving the Execution and Delivery of  Certain Documents in Connection Therewith and Certain Other Matters.  9.2.PFAS Treatment Facilities and Program Agreement   Recommendation:  That the Board of Directors authorize the General Manager  and General Counsel to execute, in its substantial form, the PFAS Treatment  Facilities and Program Agreement among the Orange County Water District  (OCWD), Yorba Linda Water District, and other Groundwater Producers.  9.3.Amending Schedule for Regular Board of Directors Meetings   Recommendation:  That the Board of Directors adopt Resolution No. 2020­XX  amending Section 10.1 (A) of the Board of Directors' Policies and Procedures  Manual regarding the schedule for regular meetings.  9.4.Nominations for OC LAFCO Regular Special District Member Seat   Recommendation:  That the Board of Directors consider nominating  candidate(s) for election to OC LAFCO's Regular Special District Member Seat  and designate two Directors to serve as the primary and alternate voting  representatives in the associated election. 10. DISCUSSION ITEMS  This portion of the agenda is for matters that cannot reasonably be expected to be concluded by action  of the Board or Committee at the meeting, such as technical presentations, drafts of proposed policies,  or similar items for which staff is seeking advice and counsel. Time permitting, it is generally in the  District’s interest to discuss these more complex matters at one meeting and consider formal action at  another meeting. This portion of the agenda may also include items for information only.   10.1. Review of Projected Expenses to Budget for Fiscal Year 2020  10.2. Treatment of Groundwater Supplies to Remove Per­ and Polyfluoroalkyl  Substances (PFAS) 11. REPORTS, INFORMATION ITEMS, AND COMMENTS  11.1. Directors' Reports  11.2. Assistant General Manager's Report  11.3. General Counsel's Report  11.4. Future Agenda Items and Staff Tasks 12. COMMITTEE REPORTS Page 3 of 163  12.1. Interagency Committee with MWDOC and OCWD (Hawkins/Nederhood)  Next meeting is scheduled Thursday, May 28, 2020 at 4:00 p.m.  12.2. Joint Agency Committee with City of Yorba Linda (Hawkins/Jones)  Next meeting is scheduled Monday, July 27, 2020 at 4:00 p.m.  12.3. Joint Agency Committee with City of Placentia (Hawkins/Hall)  Next meeting is scheduled Wednesday, April 29, 2020 at 3:00 p.m. 13. BOARD OF DIRECTORS ACTIVITY CALENDAR  13.1. Meetings from April 29 ­ June 30, 2020 14. ADJOURNMENT  14.1. The next Regular Board Meeting will be held Tuesday, May 12, 2020.  Closed  Session (if necessary) will begin at 5:30 p.m. and regular business at 6:30  p.m. Items Distributed to the Board Less Than 72 Hours Prior to the Meeting Prior to the Governor’s ‘Stay­at­Home’ Executive Orders regarding COVID­19, non­exempt materials related to  open session agenda items that were distributed to a majority of the Board of Directors or Committee Members  less than seventy­two (72) hours prior to the meeting were made available for public inspection in the lobby of the  District’s Administrative building during regular business hours and posted on the District’s website shortly  thereafter (GC 54957.5).  As the District’s lobby has been closed to the public in accordance with the Governor’s  Executive Orders and to help mitigate the spread of COVID­19, staff will make these materials available on the  District’s website (https://ylwd.com/) as soon as possible following receipt. Accommodations for the Disabled Requests for disability­related modifications or accommodations, including auxiliary aids or services, required for  participation in the above posted meeting should be directed to the Board Secretary at (714) 701­3020 at least 24  hours in advance. (GC 54954.2(a)) Page 4 of 163 ITEM NO. 8.1. AGENDA REPORT MEETING DATE:April 28, 2020 TO:Board of Directors FROM:Brett R. Barbre, Assistant General Manager STAFF CONTACTS:Annie Alexander, Executive Assistant/Board Secretary SUBJECT:Minutes of the Board of Directors Special Meeting Held April 9, 2020 RECOMMENDATION: That the Board of Directors approve the minutes as presented. ATTACHMENTS: 1.Draft Meeting Minutes (Special) Page 5 of 163 Minutes of the YLWD Board of Directors Special Meeting Held April 9, 2020 at 5:00 p.m.1 2020-XXX MINUTES OF THE YORBA LINDA WATER DISTRICT BOARD OF DIRECTORS SPECIAL MEETING (TELECONFERENCE) Thursday, April 9, 2020, 5:00 p.m. 1717 E Miraloma Ave, Placentia CA 92870 1.SPECIAL NOTICE As noted on the agenda, this meeting was facilitated via teleconference pursuant to Paragraph 3 of Executive Order N-29-20 issued by the Governor of California on March 17, 2020. 2.CALL TO ORDER The meeting was called to order at 5:00 p.m. 3.PLEDGE OF ALLEGIANCE 4.ROLL CALL DIRECTORS PRESENT STAFF PRESENT Phil Hawkins, President Marc Marcantonio, General Manager Andrew J. Hall, Vice President Brett R. Barbre, Assistant General Manager Brooke Jones John DeCriscio, Operations Manager J. Wayne Miller, PhD (Joined at 5:15 p.m.)Delia Lugo, Finance Manager Al Nederhood Rosanne Weston, Engineering Manager Annie Alexander, Executive Asst/Board Secretary ALSO PRESENT Andrew Gagen, General Counsel, Kidman Gagen Law LLP 5.PUBLIC COMMENTS Board Secretary Alexander confirmed that no written public comments had been received for this meeting. No members of the public expressed an interest to provide comment at this time. Page 6 of 163 Minutes of the YLWD Board of Directors Special Meeting Held April 9, 2020 at 5:00 p.m.2 2020-XXX 6.CLOSED SESSION The Board entered Closed Session at 5:05 p.m. on a separate call. All Directors were present. Also present was General Manager Marcantonio, Assistant General Manager Barbre, Operations Manager DeCriscio, Engineering Manager Weston, and General Counsel Gagen. 6.1.Conference with Legal Counsel – Anticipated Litigation Significant Exposure to Litigation Pursuant to Paragraph (2) of Subdivision (d) of Section 54956.9 of the California Government Code Number of Potential Cases:One The Board returned from Closed Session at 6:25 p.m. General Counsel Gagen announced that the Board took no reportable action during Closed Session. 7.DISCUSSION ITEMS 7.1.Bid Protest Submitted by Calgon Carbon Corporation for Pre-Purchase of Pre-filters, Vessels and Resin, and Temporary Installation of Treatment Facility at Well No. 20 (J2020-05) Cary Sullivan, legal counsel for Calgon Carbon, commented on the bid documents and process for this project and points included in Calgon’s statement of protest. Nora Stockhausen, VP of Drinking Water Solutions at Calgon Carbon, commented on Calgon’s bid proposal for the project and the District’s bid evaluation criteria. Adam Redding, PhD, Technical Director of Drinking Water Solutions at Calgon Carbon, commented on Calgon’s resin guarantee. Joseph Sweeney, legal counsel for AqueoUS Vets, commented on the District’s bid evaluation criteria, weight and scoring. Rob Craw, VP of Business Development for AqueoUS Vets, commented on Calgon’s bid protest, Addendum 2 of the bid documents, and the bid evaluation criteria. President Hawkins opened the meeting to public comment. None were given. Page 7 of 163 Minutes of the YLWD Board of Directors Special Meeting Held April 9, 2020 at 5:00 p.m.3 2020-XXX President Hawkins thanked the presenters from Calgon and AqueoUS Vets and explained that staff would be reviewing all materials and a decision regarding the bids and bid protest would be made as soon as possible. 8.ADJOURNMENT 8.1.The meeting ended at 6:55 p.m. Annie Alexander Board Secretary Page 8 of 163 ITEM NO. 8.2. AGENDA REPORT MEETING DATE:April 28, 2020 TO:Board of Directors FROM:Brett R. Barbre, Assistant General Manager STAFF CONTACTS:Annie Alexander, Executive Assistant/Board Secretary SUBJECT:Minutes of the Board of Directors Special and Regular Meetings Held April 14, 2020 RECOMMENDATION: That the Board of Directors approve the minutes as presented. ATTACHMENTS: 1.Draft Meeting Minutes (Special) 2.Draft Meeting Minutes (Regular) Page 9 of 163 Minutes of the YLWD Board of Directors Special Meeting Held April 14, 2020 at 5:30 p.m.1 2020-XXX MINUTES OF THE YORBA LINDA WATER DISTRICT BOARD OF DIRECTORS SPECIAL MEETING (TELECONFERENCE) Tuesday, April 14, 2020, 5:30 p.m. 1717 E Miraloma Ave, Placentia CA 92870 1.SPECIAL NOTICE As noted on the agenda, this meeting was facilitated via teleconference pursuant to Paragraph 3 of Executive Order N-29-20 issued by the Governor of California on March 17, 2020. 2.CALL TO ORDER The meeting was called to order at 5:31 p.m. 3.ROLL CALL DIRECTORS PRESENT STAFF PRESENT Phil Hawkins, President Brett R. Barbre, Assistant General Manager Andrew J. Hall, Vice President John DeCriscio, Operations Manager Brooke Jones Rosanne Weston, Engineering Manager J. Wayne Miller, PhD Annie Alexander, Executive Asst/Board Secretary Al Nederhood ALSO PRESENT Andrew Gagen, General Counsel, Kidman Gagen Law LLP 4.PUBLIC COMMENTS Board Secretary Alexander confirmed that no written public comments had been received for this meeting and that there were no members of the public on the call desiring to comment. 5.CLOSED SESSION The Board entered Closed Session at 5:32 p.m. on a separate call. All Directors were present. Also present was Assistant General Manager Barbre, Engineering Manager Weston, Operations Manager DeCriscio, and General Counsel Gagen. Page 10 of 163 Minutes of the YLWD Board of Directors Special Meeting Held April 14, 2020 at 5:30 p.m.2 2020-XXX 5.1.Conference with Legal Counsel – Anticipated Litigation Significant Exposure to Litigation Pursuant to Paragraph (2) of Subdivision (d) of Section 54956.9 of the California Government Code Number of Potential Cases:One 5.2.Conference with Legal Counsel – Anticipated Litigation Initiation of Litigation Pursuant to Paragraph (4) of Subdivision (d) of Section 54956.9 of the California Government Code Number of Potential Cases:One Assistant General Manager Barbre disconnected from the call prior to discussion of the following item. 5.3.Conference with Labor Negotiators Pursuant to Section 54957.6 of the California Government Code Agency Designated Representative:Andrew Gagen, General Counsel Unrepresented Employee:General Manager The Board returned from Closed Session at 6:30 p.m. At the beginning of the Regular Meeting that followed, General Counsel Gagen announced that the Board took no reportable action during Closed Session. 5.ADJOURNMENT 5.1.The meeting ended at 6:34 p.m. Annie Alexander Board Secretary Page 11 of 163 Minutes of the YLWD Board of Directors Regular Meeting Held April 14, 2020 at 6:30 p.m.1 2020-XXX MINUTES OF THE YORBA LINDA WATER DISTRICT BOARD OF DIRECTORS REGULAR MEETING (TELECONFERENCE) Tuesday, April 14, 2020, 6:30 p.m. 1717 E Miraloma Ave, Placentia CA 92870 1.SPECIAL NOTICE As noted on the agenda, this meeting was facilitated via teleconference pursuant to Paragraph 3 of Executive Order N-29-20 issued by the Governor of California on March 17, 2020. 2.CALL TO ORDER The meeting was called to order at 6:30 p.m. At the request of President Hawkins, Director Nederhood provided an invocation. 3.PLEDGE OF ALLEGIANCE 4.ROLL CALL DIRECTORS PRESENT STAFF PRESENT Phil Hawkins, President Brett R. Barbre, Assistant General Manager Andrew J. Hall, Vice President John DeCriscio, Operations Manager Brooke Jones Gina Knight, Human Resources and Risk Manager J. Wayne Miller, PhD Delia Lugo, Finance Manager Al Nederhood Pasquale Talarico, Director of Public Affairs Rosanne Weston, Engineering Manager Annie Alexander, Executive Asst/Board Secretary Kaden Young, Sr Management Analyst ALSO PRESENT Andrew Gagen, General Counsel, Kidman Gagen Law LLP General Counsel Gagen announced that the Board took no reportable action in Closed Session during the preceding Special Meeting. 5.ADDITIONS/DELETIONS TO THE AGENDA None. Page 12 of 163 Minutes of the YLWD Board of Directors Regular Meeting Held April 14, 2020 at 6:30 p.m.2 2020-XXX 6.INTRODUCTIONS AND PRESENTATIONS 6.1.Elected Official Liaison Reports Brett R. Barbre, in his capacity as Director for the Metropolitan Water District of Southern California (MWD), reported on MWD’s recently adopted 2-year budget and litigation initiated against the State. 6.2.Federal and State Legislative Update Director of Public Affairs Talarico reported on the Governor Newsom’s press conference regarding the State’s response to the coronavirus (COVID-19) pandemic. 7.PUBLIC COMMENTS Board Secretary Alexander confirmed that no written public comments had been received for this meeting. No members of the public expressed an interest to provide comment at this time. 8.CONSENT CALENDAR Director Jones requested to remove Item No. 8.6 from the Consent Calendar for separate action. Director Hall made a motion, seconded by Director Nederhood, to approve the remainder of the Consent Calendar. Motion carried 5-0-0-0 on a roll call vote. 8.1.Minutes of the Board of Directors Special Meeting Held March 5, 2020 Recommendation: That the Board of Directors approve the minutes as presented. 8.2.Minutes of the Board of Directors Special and Regular Meetings Held March 10, 2020 Recommendation: That the Board of Directors approve the minutes as presented. 8.3.Minutes of the Board of Directors Special and Regular Meetings Held March 24, 2020 Recommendation: That the Board of Directors approve the minutes as presented. Page 13 of 163 Minutes of the YLWD Board of Directors Regular Meeting Held April 14, 2020 at 6:30 p.m.3 2020-XXX 8.4.Payments of Bills, Refunds, and Wire Transfers Recommendation: That the Board of Directors ratify and authorize disbursements in the amount of $1,588,430.90. 8.5.Terms and Conditions for Sewer Service with EI-Yorba Linda, LLC for Tentative Tract Map 17784, Job No. 201947S Recommendation: That the Board of Directors approve the Terms and Conditions for Sewer Service with EI-Yorba Linda, LLC for Tentative Tract Map 17784, Job No. 201947S. ITEMS REMOVED FROM THE CONSENT CALENDAR FOR SEPARATE ACTION 8.6.Task Order for Wastewater Master Plan Staff explained that the District’s Wastewater Master Plan was outdated and needed to include the east portion of the collection system that was previously acquired from the City of Yorba Linda. Director Jones made a motion, seconded by Director Hall to approve a Task Order for the Wastewater Master Plan to Psomas under the Professional Services Agreement for On-Call Professional Engineering Services awarded on January 14, 2020. Motion carried 5-0-0-0 on a roll call vote. ELECTED OFFICIAL LIAISON REPORTS CONTINUED Mayor Pro Tem Gene Hernandez commented on the City of Yorba Linda’s COVID-19 mitigation efforts. 9.ACTION CALENDAR 9.1.PFAS Treatment Facilities and Program Agreement General Counsel Gagen reviewed the purpose of the agreement and major sections and provisions contained within. Mr. Gagen explained that it was unknown if the indemnification clauses in the agreement could potentially impact the groundwater producers’ insurance policies with ACWA-JPIA. He noted that one of the producers was looking into this matter and it may be prudent for the Board to consider deferring action on this item until a determination has been made. Consideration of this item was deferred to the next regular meeting. Page 14 of 163 Minutes of the YLWD Board of Directors Regular Meeting Held April 14, 2020 at 6:30 p.m.4 2020-XXX 10.DISCUSSION ITEMS 10.1.Treatment of Groundwater Supplies to Remove Per- and Polyfluoroalkyl Substances (PFAS) Staff reported that the bids for installation of a temporary PFAS groundwater treatment plant at one of the District’s wells had been cancelled. As OCWD will only partially reimburse the District for temporary treatment, staff is looking into installing two permanent treatment plants at Wells 20 and 21. Staff believes a proposal for this project could be ready for the Board’s consideration at a special meeting to be scheduled the following week. 10.2.Status of Engineering Activities Staff briefed the Board on the status of various capital improvement projects. 11.REPORTS, INFORMATION ITEMS, AND COMMENTS 11.1.Directors' Reports The Directors noted their attendance at the listed meetings and events. 11.2.Assistant General Manager's Report Assistant General Manager Barbre reported on some recent tours of the District’s facilities and the receipt of an assessment ballot for street lighting and landscaping maintenance at one of YLWD’s properties. He also noted that staff would review the impact of Fitch Ratings’ new water and sewer rating criteria at the next regular meeting. 11.3.General Counsel’s Report None. 11.4.Future Agenda Items and Staff Tasks None. Page 15 of 163 Minutes of the YLWD Board of Directors Regular Meeting Held April 14, 2020 at 6:30 p.m.5 2020-XXX 12.COMMITTEE REPORTS 12.1.Interagency Committee with MWDOC and OCWD (Hawkins/Nederhood) Next meeting is scheduled Thursday, May 28, 2020 at 4:00 p.m. 12.2.Joint Agency Committee with City of Yorba Linda (Hawkins/Jones) Next meeting is yet to be scheduled. 12.3.Joint Agency Committee with City of Placentia (Jones/Hawkins) Next meeting is scheduled Wednesday, April 29, 2020 at 3:00 p.m. 13.BOARD OF DIRECTORS ACTIVITY CALENDAR 13.1.Meetings from April 15 – May 31, 2020 The Board made no changes to the activity calendar. 14.ADJOURNMENT 14.1.The meeting was adjourned at 7:57 p.m. Annie Alexander Board Secretary Page 16 of 163 ITEM NO. 8.3. AGENDA REPORT MEETING DATE:April 28, 2020 TO:Board of Directors FROM:Brett R. Barbre, Assistant General Manager STAFF CONTACTS:Delia Lugo, Finance Manager Paige Appel, Accounting Assistant II SUBJECT:Payments of Bills, Refunds, and Wire Transfers RECOMMENDATION: That the Board of Directors ratify and authorize disbursements in the amount of $2,125,113.32. BACKGROUND: Section 31302 of the California Water Code says the District shall pay demands made against it when they have been approved by the Board of Directors. Pursuant to law, staff is hereby submitting the list of disbursements for Board of Directors’ approval. The items on this disbursement list include: a wire of $1,133,295.22 to MWDOC for February 2020 water purchases; a check of $128,465.92 to ACWA/JPIA for May 2020 medical and dental premiums; a check of $101,023.86 to Cedro Construction Inc for waterline improvements at Camino Verde and Mickel Job #2018-03. The balance of $193,902.48 are routine invoices. The Accounts Payable check register total is $1,556,687.48, Payroll No. 7 total is $278,629.72, and Payroll No. 8 is $289,796.12; where disbursements for this agenda report total is $2,125,113.32. A summary of the disbursements is attached. ATTACHMENTS: 1.CapSheet 04-28-20 2.Check Register 04-28-20 3.Credit Card - 04-28-20 Page 17 of 163 Summary of Disbursements April 28, 2020 CHECK NUMBERS: 04/28/20 Computer Checks 76015 - 76099 $ 423,392.26 $ 423,392.26 WIRES: W041520A Municipal Water District $ 1,133,295.22 $ 1,133,295.22 TOTAL OF CHECKS & WIRES $ 1,556,687.48 PAYROLL NO. 7: Direct Deposits $ 170,489.87 Third Party Checks 7352—7357 $ 21,718.18 Payroll Taxes $ 43,948.34 EFT – CalPERS Payroll #7 $ 42,473.33 $ 278,629.72 PAYROLL NO. 8: Direct Deposits $ 176,179.02 Third Party Checks 7358—7366 $ 24,963.07 Payroll Taxes $ 46,346.86 EFT – CalPERS Payroll #8 $ 42,307.17 $ 289,796.12 TOTAL OF PAYROLLS $ 568,425.84 ---------------------------------------------------------------------------------------------------------------------- DISBURSEMENT TOTAL: $ 2,125,113.32 ================================================================== APPROVED BY THE BOARD OF DIRECTORS MINUTE ORDER AT BOARD MEETING OF APRIL 28, 2020 ==================================================================. Page 18 of 163 Check No.Date Vendor Name Amount Description 76015 04/28/2020 GRACE HONG 114.91 CUSTOMER REFUND 76016 04/28/2020 LISA NGUYEN 98.98 CUSTOMER REFUND 76017 04/28/2020 ROSS MORROW 18.19 CUSTOMER REFUND 76018 04/28/2020 CHONGZHI NI 161.39 CUSTOMER REFUND 76019 04/28/2020 ONE SOURCE EQUIPMENT RENTALS 271.48 CUSTOMER REFUND 76020 04/28/2020 ALEX BALDERAS 44.39 CUSTOMER REFUND 76021 04/28/2020 NICOLE BLAIS 102.67 CUSTOMER REFUND 76022 04/28/2020 AMY SOWARDS 158.49 CUSTOMER REFUND 76023 04/28/2020 NATIVE LINUM 505.03 CUSTOMER REFUND 76024 04/28/2020 ACWA/JPIA 128,465.92 MEDICAL & DENTAL PREMIUMS - MAY 2020 76025 04/28/2020 ACWA/JPIA 25,393.42 WORKERS COMPENSATION - JANUARY-MARCH 2020 76026 04/28/2020 Al Nederhood 25.53 MILEAGE REIMBURSEMENT ISDOC AD HOC-NEDERHOOD, A 76027 04/28/2020 Applied Best Practices 370.50 PROFESSIONAL SERVICES - CDAR 76028 04/28/2020 Aqua-Metric Sales Co. 22,849.25 OPERATIONS WORK MATERIAL - METERS 76029 04/28/2020 Aramark 755.51 UNIFORM SERVICES 76030 04/28/2020 AT & T - Calnet3 228.63 ATT CALNET 3 76031 04/28/2020 BENNETT-BOWEN & LIGHTHOUSE INC 470.32 PARTS FOR UNIT#228 76032 04/28/2020 Big Ben Inc. 19,424.84 J19-37 HIGHLAND PRESSURE STATION 76033 04/28/2020 BrightView Tree Care Services Inc. 3,189.37 LANDSCAPE SERVICE 76034 04/28/2020 Brooke Jones 54.86 MILEAGE REIMBURSEMENT MWDOC & WACO-JONES, B 76035 04/28/2020 CalCard US Bank 10,186.81 CREDIT CARD TRANSACTIONS - MARCH 2020 76036 04/28/2020 CDW Government, Inc 219.50 IT HARDWARE SUPPLIES 76037 04/28/2020 Cedro Construction Inc 101,023.86 J18-03 CAMINO VERDE & MICKEL WATERLINE 76038 04/28/2020 City Of Placentia 3,179.67 SEWER FEES COLLECTION - MARCH 2020 76039 04/28/2020 Delta Wye Electric, Inc. 3,841.00 ELECTRICAL WORK-GARDENIA STATION 76040 04/28/2020 E. H. Wachs Company 524.11 PARTS FOR UNIT#180 76041 04/28/2020 Enthalpy Analytical, Inc. 1,975.00 WATER QUALITY LAB WORK 76042 04/28/2020 George Chevrolet 29,010.62 NEW VEHICLE-2020 SILVERADO 76043 04/28/2020 Grainger 199.02 SAFETY EQUIPMENT 76044 04/28/2020 Infosend Inc. 4,842.87 BILLING & POSTAGE CUSTOMER BILL - MARCH 2020 76045 04/28/2020 Jorge Lopez 55.00 TI RENEWAL CERTIFICATION REIMBURSEMENT - LOPEZ 76046 04/28/2020 Josh Mardrid 354.50 WATER DISTRICT 3 CERTIFICATION REIMBURSEMENT-MARDRID 76047 04/28/2020 KB Design 603.40 YLWD PROMOTIONAL ITEMS 76048 04/28/2020 Konica Minolta Business 1,357.29 COPIER LEASE C258 & C558 76076 04/28/2020 CB Technical 3,210.00 CONSULTING WORK FOR CITYWORK CONFIGURATION - IT DEPARTMENT 76077 04/28/2020 Mc Fadden-Dale Hardware 59.71 MECHANIC SHOP EQUIPMENT & SUPPLIES 76078 04/28/2020 Mc Master-Carr Supply Co. 1,745.67 PRODUCTION PARTS 76079 04/28/2020 Municipal Water District 580.00 WATER POLICY DINNER-8 ATTENDED 76080 04/28/2020 NatPay Online Business Solutions 25.84 DOCULIVERY - MARCH 2020 76081 04/28/2020 Nickey Kard Lock Inc 3,635.55 FUEL 3/16-3/31/20 76082 04/28/2020 Nicole Dalton 190.00 D3 CERTIFICATION REIMBURSEMENT -DALTON 76083 04/28/2020 Pete's Road Service Inc 102.50 VEHICLE MAINTENANCE FOR UNIT# 161 76084 04/28/2020 Plumbers Depot Inc. 311.30 OPERATIONS - SEWER TOOLS 76085 04/28/2020 Quinn Company 2,560.99 PARTS FOR WELLS #1,5,7 76086 04/28/2020 ROBERT SMITH 225.00 PROPERTY DAMAGE SETTLEMENT 76087 04/28/2020 Rose Paving LLC 15,047.50 OPERATIONS - CONCRETE REPAIR & SERVICE 76088 04/28/2020 Safety-Kleen Systems Inc 1,325.67 HAZARDOUS MATERIAL DISPOSAL 76089 04/28/2020 Security Solutions 9,800.00 SECURITY WORK 76090 04/28/2020 Shred Confidential, Inc. 402.68 SHRED SERVICE 76091 04/28/2020 Sunstate Equipment Co 3,418.45 J19-13 RENTAL EQUIPMENT 76092 04/28/2020 TED DENGES 574.55 PROPERTY DAMAGE SETTLEMENT 76093 04/28/2020 Underground Service Alert 368.35 NEW TICKET CHARGES & CA STATE FEE 76094 04/28/2020 United Industries 427.61 J20-13S SAFETY EQUIPMENT 76095 04/28/2020 United Rentals 781.03 J19-13 SCADA CAPITAL PROJECT 76096 04/28/2020 Utility Systems, Science & Software, Inc. 17,649.00 J19-13 SCADA CAPITAL PROJECT 76097 04/28/2020 United Water Works, Inc. 377.57 OPERATIONS WORK MATERIAL 76098 04/28/2020 Westside Building Material 296.75 WAREHOUSE MATERIAL 76099 04/28/2020 Office Solutions 200.21 OFFICE SUPPLIES W041520A 04/15/2020 Municipal Water District 1,133,295.22 WATER DELIVERIES - FEBRUARY 2020 1,556,687.48 For Checks Dated: 04/14/2020 thru 04/28/2020 Yorba Linda Water District Check Register Page 19 of 163 04/02/2020 PAYROLL #7 - EMPLOYEE DIRECT DEPOSIT 170,489.87 04/02/2020 PAYROLL #7 - PAYROLL TAX PAYMENT 43,948.34 04/02/2020 PAYROLL #7 - CALPERS & TASC 42,473.33 7352 04/02/2020 Colonial Life & Accident 112.13 7353 04/02/2020 Lincoln Financial Group 5,681.66 7354 04/02/2020 Nationwide Retirement Solutions 14,833.28 7355 04/02/2020 California State Disbursement Unit 366.92 7356 04/02/2020 California State Disbursement Unit 384.92 7357 04/02/2020 US Department of Education AWG 339.27 278,629.72 04/16/2020 PAYROLL #8 - EMPLOYEE DIRECT DEPOSIT 176,179.02 04/16/2020 PAYROLL #8 - PAYROLL TAX PAYMENT 46,346.86 04/16/2020 PAYROLL #8 - CALPERS & TASC 42,307.17 7358 04/16/2020 Colonial Life & Accident 112.13 7359 04/16/2020 Lincoln Financial Group 5,689.73 7360 04/16/2020 Nationwide Retirement Solutions 14,818.01 7361 04/16/2020 California State Disbursement Unit 366.92 7362 04/16/2020 California State Disbursement Unit 384.92 7363 04/16/2020 Allstate 1,380.07 7364 04/16/2020 Midland Life Insurance 200.00 7365 04/16/2020 Reliance Plan Insurance 66.61 7366 04/16/2020 Ameritas 1,944.68 289,796.12 Payroll Checks #7 Payroll Checks #8 Page 20 of 163 Vendor Name Amount Description Veriato Inc.420.00 MAINTENANCE RENEWAL & VERIATO 360 CLIENT LICENSES ONLINE Information Services, Inc.539.12 ONLINE UTILITY EXCHANGE & COLLECTION - FEBRUARY 2020 Verizon Wireless 3,643.80 VERIZON WIRELESS - 1/21-2/20 Time Warner Cable 2,444.99 INTERNET & DISTRICT TV SERVICES Verizon Wireless 3,138.90 VERIZON WIRELESS - 2/21-3/20 10,186.81 28-Apr-20 Cal Card Credit Card U S Bank Page 21 of 163 ITEM NO. 8.4. AGENDA REPORT MEETING DATE:April 28, 2020 TO:Board of Directors FROM:Brett R. Barbre, Assistant General Manager STAFF CONTACTS:Delia Lugo, Finance Manager Kelly McCann, Senior Accountant SUBJECT:Budget to Actual Reports for the Month Ending March 31, 2020 RECOMMENDATION: That the Board of Directors receive and file the Budget to Actual Reports for the Month Ending March 31, 2020. DISCUSSION: For the month-ending March 31, 2020, staff is presenting Budget to Actual Reports for the District as a whole, as well as the individual water and sewer funds. Cumulative Volumetric Water Revenue, as reported through the month ending March 31, 2020, reflects an average increase of 6.55% as compared to the prior year for the same reporting period. Residential customer connections have the highest increase in consumption sales of 6.94% as compared to reported results from the prior year. Total Variable Costs results, as reported through the month ending March 31, 2020, reflect a 15.61% increase when compared to prior year for the same reporting period. The increase in costs is predominantly reflective of switching sources over to 100% import water, as well as an increase in total water demand which as reported, is 8.21% above that of prior year. STRATEGIC PLAN INITIATIVES: G2 3B – Regularly assess net position and steps to meet strategic goals. ATTACHMENTS: 1.Financial Reports and Graphs March 2020 Page 22 of 163 FY20 Annual Budget YTD Actuals thru March 2020 YTD % of Budget Water Revenue (Residential)16,548,758$ 11,286,294$ 68.20% Water Revenue (Commercial & Fire Det.)1,872,073 1,303,112 69.61% Water Revenue (Landscape/Irrigation)3,917,982 2,911,434 74.31% Service Charges 10,988,263 8,206,711 74.69% Other Operating Revenue 902,996 676,037 74.87% Total Operating Revenue 34,230,072 24,383,588 71.23% Revenue (Non-Operating): Interest 698,777 395,070 56.54% Property Taxes 1,820,471 1,240,434 68.14% Other Non-Operating Revenue 608,430 473,328 77.79% Total Non-Operating Revenue 3,127,678 2,108,832 67.42% Total Revenue 37,357,750$ 26,492,420$ 70.92% Expenses (Operating): Variable Water Costs (G.W., Import & Power) Water-Related Costs 12,485,582$ 9,269,425$ 74.24% Fixed Costs 1,179,009 946,906 80.31% Power-Related Costs 1,446,219 1,263,979 87.40% Variable Water Costs Related Expenses Total 15,110,810 11,480,310 75.97% Salary Related Expenses 10,753,255 6,853,946 63.74% Reduction for Capital Project Labor (225,000) (152,891) 67.95% Salary Related Expenses Total 10,528,255 6,701,055 63.65% Supplies & Services Communications 228,183 139,096 60.96% Contractual Services 496,717 300,427 60.48% Data Processing 324,069 189,739 58.55% Dues & Memberships 78,862 75,190 95.34% Fees & Permits 290,271 241,093 83.06% Insurance 304,468 214,757 70.54% Materials 948,195 722,187 76.16% District Activities, Emp Recognition 43,371 28,611 65.97% Maintenance 565,165 382,609 67.70% Non-Capital Equipment 200,778 112,187 55.88% Office Expense 33,950 29,196 86.00% Professional Services 585,971 618,572 105.56% Training 78,301 30,856 39.41% Travel & Conferences 126,278 52,907 41.90% Uncollectible Accounts 4,185 3,557 85.00% Utilities 179,258 153,038 85.37% Vehicle Expenses 335,600 290,987 86.71% Supplies & Services Sub-Total 4,823,620 3,585,009 74.32% Total Operating Expenses 30,462,685 21,766,374 71.45% Expenses (Non-Operating) Other Expense 13,520 130,321 963.91% Total Non-Operating Expenses 13,520 130,321 963.91% Total Expenses 30,476,205$ 21,896,695$ 71.85% Net Revenues 6,881,545 4,595,725 66.78% Less: Debt Service (Principal & Interest)2,726,956 2,726,660 99.99% Less: Committed Capital Expenditures (PayGo)3,174,425 925,877 29.17% Less: PARS Contribution - Net Pension/OPEB 1,700,000 - 0.00% Transfer to/(from) Reserves (719,836) 943,188 131.03% Net Total -$ -$ Yorba Linda Water District Water Enterprise FY20 ProForma - Use of Funds March 2020 Page 23 of 163 Yorba Linda Water District Summary Financial Report Water & Sewer Funds For Period Ending March 31, 2020 Annual YTD March YTD YTD Actual Prior Year Prior Year YTD Actual YTD Actual Budget Budget Actual Actual (Under) Over Mar Actual Actual (thru vs vs FY20 FY20 FY20 FY20 YTD Budget FY19 Mar 2019)PY Actual $PY Actual % Revenue (Operating): Water Revenue (Residential)16,548,758$ 12,107,071$ 1,027,315$ 11,286,294$ (820,777)$ 579,867$ 10,553,975$ 732,319$ 6.94% Water Revenue (Commercial & Fire Det.)1,872,073 1,369,609 120,853 1,303,112 (66,497)88,114 1,299,310 3,802 0.29% Water Revenue (Landscape/Irrigation)3,917,982 2,866,396 228,096 2,911,434 45,038 26,351 2,694,904 216,530 8.03% Water Revenue (Service Charge)10,988,263 8,241,197 922,956 8,206,711 (34,486)838,578 7,528,103 678,608 9.01% Sewer Charge Revenue 2,421,665 1,816,249 200,223 1,789,810 (26,440)180,932 1,648,110 141,699 8.60% Locke Ranch Assessments 324,173 187,242 22,327 212,907 25,665 17,353 190,220 22,687 0.00% Other Operating Revenue 964,708 723,531 52,931 740,436 16,905 54,104 757,743 (17,307)-2.28% Total Operating Revenue:37,037,622 27,311,295 2,574,701 26,450,704 (860,592)1,785,299 24,672,365 1,778,338 7.21% Revenue (Non-Operating): Interest 812,306 609,229 18,790 463,479 (145,750)39,934 522,872 (59,393)-11.36% Property Tax 1,820,471 1,152,176 132,492 1,240,434 88,258 117,866 1,185,314 55,120 0.00% Other Non-Operating Revenue 632,909 474,683 (236,798) 478,367 3,684 148,370 690,232 (211,864)-30.69% Total Non-Operating Revenue:3,265,685 2,236,088 (85,516) 2,182,280 (53,808)306,170 2,398,418 (216,138)-9.01% Total Revenue 40,303,307 29,547,383 2,489,185 28,632,984 (914,399)2,091,469 27,070,783 1,562,201 5.77% Expenses (Operating): Variable Water Costs (G.W., Import & Power)15,110,810 11,055,069 1,231,436 11,480,310 425,241 590,007 9,930,011 1,550,299 15.61% Salary Related Expenses 11,664,922 7,480,478 731,332 7,399,189 (81,289)736,589 7,166,900 232,289 3.24% Supplies & Services 5,449,301 4,011,468 343,123 3,824,261 (187,207)383,272 3,226,377 597,884 18.53% Total Operating Expenses 32,225,033 22,547,015 2,305,891 22,703,760 156,745 1,709,869 20,323,288 2,380,472 11.71% Expenses (Non-Operating): Interest on Long Term Debt 1,303,967 977,975 107,685 976,995 (980) 111,601 1,015,812 (38,817) -3.82% Other Expense 13,520 13,520 (40,214) 163,179 149,659 (671) 986,613 (823,434) -83.46% Total Non-Operating Expenses:1,317,488 991,495 67,471 1,140,174 148,679 110,930 2,002,425 (862,251) -43.06% Total Expenses 33,542,521 23,538,510 2,373,362 23,843,934 305,423 1,820,798 22,325,713 1,518,221 6.80% Net Position Before Capital Contributions 6,760,787 6,008,873 115,823 4,789,050 (1,219,823)270,671 4,745,070 43,979 0.93% Capital Contributions (Non-Cash - - 402 149,784 149,784 - 38,556 111,228 0.00% Transaction GASB 34 Compliant) Net Position Before Depreciation 6,760,787 6,008,873 116,225 4,938,834 (1,070,039)270,671 4,783,627 155,207 3.24% Depreciation & Amortization 7,720,659 5,790,494 648,758 5,828,880 38,386 607,846 5,508,399 320,480 5.82% Total Net Position ($959,872)$218,379 (532,533) (890,046) ($1,108,424)($337,175)($724,773)($165,273)-22.80% (295,000) (221,250) (28,445) (179,084) 42,166 (18,475) (268,466) 89,382 -33.29% (With March 31, 2019 for comparison purposes) Page 24 of 163 Annual YTD Mar YTD YTD Actual Prior Year Prior YTD YTD Actual YTD - CUR Budget Budget Actual Actual (Under)Over Mar Actual Actual (thru vs vs FY20 FY20 FY20 FY20 YTD Budget FY19 Mar 2019) PY Actual $PY Actual % Revenue (Operating): Water Revenue (Residential)16,548,758$ $12,107,071 1,027,315$ 11,286,294$ (820,777)$ 579,867$ 10,553,975$ 732,319$ 6.94% Water Revenue (Commercial & Fire Det.)1,872,073 1,369,609 120,853 1,303,112 (66,497) 88,114 1,299,310 3,802 0.29% Water Revenue (Landscape/Irrigation)3,917,982 2,866,396 228,096 2,911,434 45,038 26,351 2,694,904 216,530 8.03% Water Revenue (Service Charge)10,988,263 8,241,197 922,956 8,206,711 (34,487) 838,578 7,528,103 678,608 9.01% Other Operating Revenue 902,996 677,247 50,373 676,037 (1,210) 51,706 707,391 (31,354) -4.43% Total Operating Revenue:34,230,072 25,261,520 2,349,593 24,383,588 (877,932) 1,584,616 22,783,683 1,599,905 7.02% Revenue (Non-Operating): Interest 698,777 524,083 15,382 395,070 (129,013) 37,533 446,675 (51,605) -11.55% Property Tax 1,820,471 1,152,176 132,492 1,240,434 88,257 117,866 1,185,314 55,120 0.00% Other Non-Operating Revenue 608,430 456,323 (207,941) 473,328 17,006 142,938 660,374 (187,046) -28.32% Total Non-Operating Revenue:3,127,678 2,132,581 (60,067) 2,108,832 (23,750) 298,337 2,292,363 (183,531) -8.01% Total Revenue 37,357,750 27,394,101 2,289,526 26,492,420 (901,682) 1,882,953 25,076,046 1,416,374 5.65% Expenses (Operating): Variable Water Costs (G.W., Import & Power)15,110,810 11,055,069 1,231,436 11,480,310 425,241 590,007 9,930,011 1,550,299 15.61% Salary Related Expenses 10,528,255 6,728,003 659,372 6,701,055 (26,948) 662,221 6,514,890 186,165 2.86% Supplies & Services: Communications 228,183 163,637 9,344 139,096 (24,541) 6,697 115,245 23,851 20.70% Contractual Services 496,717 329,038 40,583 300,427 (28,611) 36,627 274,401 26,026 9.48% Data Processing 324,069 213,052 27,308 189,739 (23,312) 13,068 226,142 (36,403) -16.10% Dues & Memberships 78,862 59,147 2,138 75,190 16,044 4,128 73,333 1,857 2.53% Fees & Permits 290,271 253,203 17,435 241,093 (12,110) 9,363 198,639 42,454 21.37% Board Election - - - - - 52,742 (52,742) -100.00% Insurance 304,468 217,851 22,427 214,757 (3,094) 22,996 205,282 9,476 4.62% Materials 948,195 711,146 59,499 722,187 11,041 68,765 650,631 71,556 11.00% District Activities, Emp Recognition 43,371 32,528 6,618 28,611 (3,918) 903 24,918 3,693 14.82% Maintenance 565,165 423,874 1,487 382,609 (41,264) 43,537 304,459 78,151 25.67% Non-Capital Equipment 200,778 130,584 7,210 112,187 (18,397) 10,108 82,699 29,488 35.66% Office Expense 33,950 25,463 2,811 29,196 3,734 3,892 28,247 949 3.36% Professional Services 585,971 585,971 71,546 618,572 32,601 55,050 274,190 344,381 125.60% Training 78,301 41,225 2,142 30,856 (10,369) 3,279 28,663 2,193 7.65% Travel & Conferences 126,278 66,208 3,114 52,907 (13,301) 10,110 57,625 (4,718) -8.19% Uncollectible Accounts 4,185 3,138 (61) 3,557 418 1,380 4,122 (566) -13.73% Utilities 179,258 134,443 12,944 153,038 18,595 15,776 126,447 26,591 21.03% Vehicle Equipment 335,600 251,700 20,927 290,987 39,287 31,171 200,438 90,550 45.18% Supplies & Services Sub-Total 4,823,620 3,642,208 307,472 3,585,009 (57,199) 336,850 2,928,223 656,786 22.43% Total Operating Expenses 30,462,685 21,425,279 2,198,280 21,766,374 341,094 1,589,078 19,373,124 2,393,249 12.35% Expenses (Non-Operating): Interest on Long Term Debt 1,303,967 977,975 107,685 976,995 (980) 111,601 1,015,812 (38,817) -3.82% Other Expense 13,520 13,520 (40,214) 130,321 116,801 (671) 977,238 (846,917) -86.66% Total Non-Operating Expenses:1,317,487 991,495 67,471 1,107,316 115,821 110,930 1,993,050 (885,734) -44.44% Total Expenses 31,780,172 22,416,775 2,265,751 22,873,690 456,915 1,700,008 21,366,174 1,507,516 7.06% Net Position Before Capital Contributions 5,577,578 4,977,326 23,775 3,618,730 (1,358,597) 182,945 3,709,872 (91,142) -2.46% Capital Contributions (Non-Cash Transaction -- - - 81,810 81,810 - 34,500 47,310 137.13% GASB 34 Compliant) Net Position Before Depreciation 5,577,578 4,977,326 23,775 3,700,540 (1,276,787) 182,945 3,744,372 (43,832) -1.17% Depreciation & Amortization 6,289,903 4,717,427 527,982 4,751,747 34,320 492,994 4,477,243 274,505 6.13% Total Net Position (712,325)$ 259,899$ (504,207) (1,051,207) (1,311,107)$ (310,049)$ (732,871)$ (318,336)$ -43.44% Capital - Direct Labor (225,000) (168,750)(26,969) (152,891) 15,859 (14,652) (212,141) 59,250 -27.93% Yorba Linda Water District Water Fund For Period Ending March 31, 2020 (With March 31, 2019 for comparison purposes) Page 25 of 163 $22,066,074 $23,656,742 $22,824,554 $26,488,866 $25,076,046 $26,492,420 5.65% $19,406,526 $17,537,866 $19,049,229 $21,256,559 $21,366,174 $22,873,690 7.06% $- $5,000,000 $10,000,000 $15,000,000 $20,000,000 $25,000,000 $30,000,000 Mar. 2015 Mar. 2016 Mar. 2017 Mar. 2018 Mar. 2019 Mar. 2020 Water Revenues & Expenses -March (excludes Depreciation, Special Items, and Contributed Capital ) Total Revenue Total Expenses Page 26 of 163 Annual YTD Mar YTD YTD Actual Prior Year Prior Year YTD Actual YTD - CUR Budget Budget Actual Actual (Under)Over Mar Actual Actual (thru vs vs FY20 FY20 FY20 FY20 YTD Budget FY19 Mar 2019)PY Actual $PY Actual % Revenue (Operating): Sewer Charge Revenue 2,421,665$ 1,816,249$ 200,223$ 1,789,810$ (26,438)$ 180,932$ 1,648,110$ 141,700$ 8.60% Locke Ranch Assessments 324,173 187,242 22,327 212,907 25,665 17,353 190,220 22,687 11.93% Other Operating Revenue 61,712 46,284 2,558 64,399 18,115 2,398 50,352 14,047 27.90% Total Operating Revenue:2,807,550 2,049,775 225,108 2,067,116 17,341 200,683 1,888,682 178,435 9.45% Revenue (Non-Operating): Interest 113,528 85,146 3,408 68,408 (16,738)2,401 76,197 (7,789)-10.22% Other Non-Operating Revenue 24,480 18,360 (28,857) 5,039 (13,322)5,432 29,858 (24,820)-83.13% Total Non-Operating Revenue:138,008 103,506 (25,449) 73,447 (30,060)7,833 106,055 (32,609) -30.75% Total Revenue 2,945,558 2,153,281 199,659 2,140,563$ (12,718)208,516 1,994,737 145,826 7.31% Expenses (Operating): Salary Related Expenses 1,136,668 752,475 71,960 698,135 (54,340)74,368 652,010 46,125 7.07% Supplies & Services: Communications 13,412 10,059 703 6,562 (3,497)504 5,908 654 11.07% Contractual Services 30,764 23,073 2,933 19,925 (3,149)2,578 17,007 2,918 17.16% Data Processing 21,382 16,037 2,011 10,232 (5,805)953 14,166 (3,934)-27.77% Dues & Memberships 5,928 4,446 161 5,659 1,213 311 5,520 139 2.53% Fees & Permits 15,509 11,632 1,559 13,472 1,841 660 8,549 4,924 57.60% Board Election - - - - - 3,970 (3,970)-100.00% Insurance 22,917 17,188 1,688 20,148 2,960 1,731 15,381 4,767 30.99% Materials 65,206 33,905 4,079 12,134 (21,771)898 33,663 (21,529)-63.95% District Activities, Emp Recognition 3,264 2,448 498 2,154 (294)68 1,807 347 19.18% Maintenance 171,135 88,351 978 36,741 (51,610)27,480 75,553 (38,812)-51.37% Non-Capital Equipment 39,542 29,657 4,748 17,411 (12,246)4,359 18,262 (852)-4.66% Office Expense 2,555 1,916 212 2,148 231 252 1,918 229 11.96% Professional Services 156,229 72,172 10,279 36,646 (35,526)2,965 33,683 2,963 8.80% Training 8,569 6,426 322 7,103 677 486 16,512 (9,409)-56.98% Travel & Conferences 14,362 10,772 234 5,217 (5,555)527 5,403 (186)-3.45% Uncollectible Accounts 315 236 (46) 312 76 126 404 (92)-22.76% Utilities 13,493 10,119 974 11,261 1,142 1,187 9,882 1,379 13.96% Vehicle Equipment 41,100 30,825 4,316 32,129 1,305 1,337 30,566 1,563 5.11% Supplies & Services Sub-Total 625,681 369,260 35,649 239,254 (130,007) 46,422 298,154 (58,900) -19.75% Total Operating Expenses 1,762,349 1,121,735 107,609 937,389 (184,346) 120,790 950,164 (12,775) -1.34% Expenses (Non-Operating): Other Expense - - - 32,858 32,858 9,375 23,484 250.51% Total Non-Operating Expenses:- - 32,858 32,858 - 9,375 23,484 0.00% Total Expenses 1,762,349 1,121,735 107,609 970,247 (151,488) 120,790 959,538 10,709 1.12% Net Position Before Capital Contributions 1,183,209 1,031,546 92,050 1,170,316 138,770 87,726 1,035,198 135,117 13.05% Capital Contributions (Non-Cash Transaction -- - 402 67,974 67,974 - 4,056 63,918 1575.89% GASB 34 Compliant) Net Position Before Depreciation 1,183,209 1,031,546 92,452 1,238,290 206,744 87,726 1,039,254 199,035 19.15% Depreciation & Amortization 1,430,756 1,073,067 120,776 1,077,134 4,067 114,852 1,031,156 45,978 4.46% Total Net Position (247,547) (41,521) (28,324) 161,156 202,677 (27,126) 8,098 153,058 1890.00% Capital - Direct Labor (70,000)(52,500) (1,476) (26,193)26,307 (3,823) (56,325)30,132 -53.50% Yorba Linda Water District Sewer Fund For Period Ending March 31, 2020 (With March 31, 2019 for comparison purposes) Page 27 of 163 $1,387,587 $1,470,828 $1,713,008 $1,803,775 $1,994,737 $2,140,563 7.31% $895,037 $911,799 $1,041,596 $1,099,961 $959,538 $970,247 1.12% $- $500,000 $1,000,000 $1,500,000 $2,000,000 $2,500,000 Mar. 2015 Mar. 2016 Mar. 2017 Mar. 2018 Mar. 2019 Mar. 2020 Sewer Revenues & Expenses -March (excludes Depreciation, Special Items, and Contributed Capital) Total Revenue Total Expenses Page 28 of 163 $7,397,164 $7,625,864 $7,499,092 $7,528,103 8,206,711 $1,284,279 $1,329,104 $1,454,074 $1,299,310 1,303,112 $1,972,995 $2,358,928 $3,087,755 $2,694,904 2,911,434 $9,262,061 $9,687,059 $11,766,324 $10,553,976 $11,286,293 $19,916,499 $21,000,955 $23,807,245 $22,076,293 $23,707,550 7.39% increase compared to FY19 $0 $5,000,000 $10,000,000 $15,000,000 $20,000,000 $25,000,000 FY16 FY17 FY18 FY19 FY20 Water Revenue Comparison by Fiscal Year Water Revenue (Service Charge) Water Revenue (Commercial & Fire Det.) Water Revenue (Landscape/Irrigation) Water Revenue (Residential)Total Page 29 of 163 - 100,000 200,000 300,000 400,000 500,000 600,000 700,000 800,000 900,000 1,000,000 FY18 FY19 FY20 FY18 FY19 FY20 FY18 FY19 FY20 FY18 FY19 FY20 FY18 FY19 FY20 FY17 FY18 FY19 FY20 OCTOBER NOVEMBER DECEMBER JANUARY FEBRUARY MARCH 59,881 58,311 66,613 58,343 53,077 49,341 49,277 29,976 29,994 42,840 44,271 41,614 48,163 27,314 38,605 38,942 39,778 27,776 34,499 138,015 66,613 179,230 147,368 137,653 128,481 100,928 59,372 52,049 88,221 49,880 42,105 92,152 14,160 76,617 36,200 70,377 10,653 75,439 CONSUMPTION BY UNITS CCF Residential Commercial Landscape Page 30 of 163 1,310,853 1,388,016 1,284,700 1,135,165 981,755 1,069,354 494,671 494,190 886,166 1,460,113 1,505,340 1,358,893 1,340,186 1,143,948 1,518,953 939,601 1,019,271 788,116 1,671,801 1,729,514 1,512,043 1,307,477 981,384 1,019,234 657,883 460,667 590,007 1,660,561 1,492,928 1,435,706 1,361,053 1,100,471 1,058,481 772,447 1,367,226 1,231,436 0 200,000 400,000 600,000 800,000 1,000,000 1,200,000 1,400,000 1,600,000 1,800,000 2,000,000 Jul Aug Sept Oct Nov Dec Jan Feb Mar Variable Costs Analysis FY17 Var Costs FY18 Var Costs FY19 Var Costs FY20 Var Costs Page 31 of 163 ITEM NO. 8.5. AGENDA REPORT MEETING DATE:April 28, 2020 TO:Board of Directors FROM:Brett R. Barbre, Assistant General Manager STAFF CONTACTS:Delia Lugo, Finance Manager Kelly McCann, Senior Accountant SUBJECT:Cash and Investment Report for Period Ending March 31, 2020 RECOMMENDATION: That the Board of Directors receive and file the Cash and Investment Report for Period Ending March 31, 2020. SUMMARY: Government Code Section 530607, et. seq., requires the person delegated to invest funds to make monthly report of investments to the legislative body. BACKGROUND: The Cash & Investment Portfolio Report presents the market value and percent yield for all District investments by institution. The Cash & Investment Summary Report includes budget and actual interest and average term portfolio information as well as market value broken out by reserve categories. The Fair Value Measurement Report categorizes investments with the fair value hierarchy established by generally accepted accounting principles. The Unrestricted Reserves and Days in Cash Graph presents Water Unrestricted Reserve Balances and Days in Cash at a particular point in time for the last five years. The average portfolio yield for the month ending March 31, 2020 is 1.63%. The District's Total Cash and Investment balance at March 31, 2020 resulted in an overall increase in the investment balance from the previous month is approximately $523,851. A larger balance change includes an increase in the Water Operating Fund by $867,681 and Sewer Operating Fund by $178,581, primarily due to a positive net effect between operating revenues and expenses through the reporting month of the fiscal year. Sewer Capital Project Reserve decreased by $244,736 to cover the cost of pay-go capital purchases. The PARS Page 32 of 163 restricted fund decreased by $269,544 due to losses resulting from volatile market conditions. STRATEGIC PLAN INITIATIVES: G2 4C - Manage cash flow to maximize investment income. ATTACHMENTS: 1.Investment Reports & Graphs March 2020 Page 33 of 163 Market %Date of Percent Value Par of Total Institution Maturity Yield Checking Account: 994,820$ 994,820$ Wells Fargo Bank 994,820$ 994,820$ 2.59%Total 0.00% Money Market Accounts: 83$ 83$ US Bank (Revenue Bonds)0.10% 3,777,747 3,777,747 US Bank (Money Market)0.30% 1,798,827 1,798,827 Public Agency Retirement Svcs. (PARS) 5,576,657$ 5,576,657$ 14.53%Total 0.30% Certificates of Deposits: 250,003 249,000 Comenity Cap Bk Salt Lake City 06/30/21 1.64% 248,268 248,000 EnerBank USA Salt Lake City 08/26/20 1.30% 179,113 180,000 HSBC BK USA, NA MC Clean CTF 08/31/21 2.24% 249,071 248,000 Wells Fargo Bank NA Sioux Falls D 08/31/21 1.59% 251,147 247,000 PrivateBank & Tr Chicago Ill CTF 03/30/22 2.16% 247,795 245,000 Goldman Sachs Bank 06/28/21 2.18% 247,795 245,000 Morgan Stanley Private Bank 06/28/21 2.18% 249,454 245,000 Capital One Bank USA 06/27/22 2.16% 249,454 245,000 Capital One Bank NA 06/27/22 2.16% 249,724 245,000 Ally Bank 06/27/22 2.21% 249,724 245,000 Sallie Mae Bank 06/27/22 2.21% 250,571 245,000 Synchrony 05/17/22 2.40% 251,255 245,000 Morgan Stanley Bank NA 06/13/22 2.49% 3,173,375$ 3,132,000$ 8.27%Total 2.07% Corporate Notes: 500,085$ 500,000 Wells Fargo Co.03/04/21 2.50% 501,195$ 500,000 JP Morgan Chase Co.03/01/21 2.54% 1,001,280$ 1,000,000$ 2.61%Total 2.52% Pooled Investment Accounts: 27,624,850$ 27,624,850$ Local Agency Investment Fund 1.79% 27,624,850$ 27,624,850$ 71.99%1.79% 38,370,982$ 38,328,327$ 100%Total Investments 1.63% Per Government Code requirements, the Investment Report is in compliance with the Yorba Linda Water District's Investment Policy, and there are adequate funds available to meet budgeted and actual expenditures for the next six months. 3/31/20 Yorba Linda Water District Cash & Investment Portfolio Report March 31, 2020 ________________________________ Kelly McCann, Senior Accountant Page 34 of 163 Below is a chart summarizing the yields as well as terms and maturities for the month of March 2020: Average # of Month Portfolio Days to of 2019 Yield Maturity March 1.63%61 Below are charts comparing operating fund interest for current and prior fiscal years. Actual Interest 3/31/2019 3/31/2020 Monthly - March 47,588$ 18,790$ Year-to-Date 530,526$ 463,479$ Budget 2018/2019 2019/2020 Interest Budget, March YTD 268,500$ 609,230$ Interest Budget, Annual 358,000$ 812,306$ Interest earned on investments is recorded in the fund that owns the investment. The distribution of investments in the portfolio both in dollars and as a percentage of the total portfolio by funds is as follows: The table below displays the District's Cash and Investment balance of $37.57 million which is allocated between the established reserve funds, Wells Fargo Checking Account, and restricted funds held at U.S. Bank for the Bond payment and PARS for the pension/OPEB payments. The number of Days in Cash are 354 for the Un-Restricted Water Reserve balance and 1,177 for the Un-Restricted Sewer Reserve balances, as of March 31, 2020. FY20 Reserve Cash and Requirements Investments February 2020 % Alloc March 2020 % Alloc "Target Available for Fund Description Balance 2/29/2020 Balance 3/31/2020 Levels"CY Obligations Water Operating Reserve 11,180,163$ 31.88%11,586,589$ 32.57%12,427,055$ (840,466)$ Water Emergency Reserve 7,249,272 20.67%7,245,219 20.36%7,115,108 130,111 Water Capital Project Reserve 6,483,857 18.49%6,473,814 18.20%7,314,221 (840,407) Rate Stabilization Reserve 4,174,941 11.90%4,180,269 11.75%4,093,400 86,869 Un-Restricted Water Reserve Balance 29,088,234 29,485,891 30,949,784 (1,463,893) Conservation Reserve 104,533 0.30%104,533 0.29%- 104,533 Employee Liability Reserve 305,431 0.87%305,431 0.86%400,000 (94,569) Restricted Reserve Balance 409,964 409,964 400,000 9,964 Sewer Operating Reserve 1,984,109 5.66%2,333,184 6.56%1,335,465 997,719 Sewer Emergency Reserve 1,939,966 5.53%1,940,604 5.45%1,914,347 26,257 Sewer Capital Project Reserve 1,652,345 4.71%1,407,609 3.96%1,909,045 (501,436) Un-Restricted Sewer Reserve Balance 5,576,421 5,681,397 5,158,857 522,540 Total Reserve Balances 35,074,619$ 100.00%35,577,252$ 100.00%36,508,641$ (931,389)$ Water Operating 413,161 874,417 Sewer Operating 290,897 120,403 704,058 994,820 Rev. Bond 2012A & 2017A-Principal & Interest 83 83 Public Agency Retirement Svc. -PARS (Restricted)2,068,371 1,798,827 Total Cash and Investments 37,847,131$ 38,370,982$ Cash & Investment Summary Report Cash & Investment Summary Comparison Between Current and Previous Month Wells Fargo Bank Checking US Bank Held (Restricted) Page 35 of 163 Checking Account:994,820$ 2.59% Money Market Accounts:5,576,657$ 14.53% Certificates of Deposit:3,173,375$ 8.27% Corporate Notes:1,001,280$ 2.61% Pooled Investment Accounts:27,624,850$ 71.99% Total 38,370,982$ 100.00% Checking Account: 2.59% Money Market Accounts: 14.53% Certificates of Deposit: 8.27% Corporate Notes: 2.61% Pooled Investment Accounts: 71.99% INVESTMENT BALANCES (AS OF 3 -31-2020) Checking Account:Money Market Accounts:Certificates of Deposit:Corporate Notes:Pooled Investment Accounts: Page 36 of 163 Yorba Linda Water District Fair Value Measurement Report March 31, 2020 Quoted Observable Unobservable Prices Inputs Inputs Investments Level 1 Level 2 Level 3 Total Local Agency Investment Fund - 27,624,850 - 27,624,850 Corporate Notes 1,001,280 1,001,280 Negotiable Certificates of Deposit - 3,173,375 - 3,173,375 Total Investments -$ 31,799,505$ -$ 31,799,505$ Page 37 of 163 Transaction Date Transaction Description Water Operating Pension Water Operating OPEB Sewer Operating Pension Sewer Operating OPEB Account Total Beginning Balance as of 7/1/19 1,235,837.20 526,669.64 135,806.94 62,230.97 1,960,544.75 7/31/2019 Investment Gain/(Loss)6,734.69 2,716.09 339.13 320.93 1,970,655.59 7/31/2019 Management Fees (272.06)(109.72)(13.70)(12.97) 1,970,247.14 7/31/2019 Investment Gain/(Loss) - Adjustment (361.18)361.18 1,970,247.14 7/31/2019 Management Fees - Adjustment 14.59 (14.59)1,970,247.14 8/31/2009 Investment Gain/(Loss)(5,050.10)(2,151.57)(553.40)(254.23) 1,962,237.84 8/31/2019 Management Fees (258.81)(110.27)(28.36)(13.03) 1,961,827.37 9/30/2019 Investment Gain/(Loss)9,114.79 3,884.40 1,001.64 458.98 1,976,287.18 9/30/2019 Management Fees (257.63)(109.80)(28.31)(12.97)1,975,878.47 10/31/2019 Investment Gain/(Loss)14,236.16 6,066.94 1,564.44 716.87 1,998,462.88 10/31/2019 Management Fees (259.48)(110.58)(28.51)(13.07) 1,998,051.24 11/30/2019 Investment Gain/(Loss)20,875.28 8,896.31 2,294.02 1,051.18 2,031,168.03 11/30/2019 Management Fees (607.78)(259.01)(66.79)(30.61) 2,030,203.84 12/31/2019 Investment Gain/(Loss)21,409.30 9,123.89 2,352.71 1,078.07 2,064,167.81 12/31/2019 Management Fees (962.97)(410.40)(105.82)(48.49) 2,062,640.13 1/31/2020 Investment Gain/(Loss)4,243.88 1,808.60 466.37 213.70 2,069,372.68 1/31/2020 Management Fees (631.28) (269.02) (69.37) (31.79) 2,068,371.22 2/29/2020 Investment Gain/(Loss)(42,572.34) (18,142.83) (4,678.36) (2,143.74) 2,000,833.95 2/29/2020 Management Fees (1,008.44) (429.78) (110.82) (50.78) 1,999,234.13 3/31/2020 Investment Gain/(Loss)(125,690.52) (53,564.85) (13,812.37) (6,329.19) 1,799,837.20 3/31/2020 Management Fees (636.87) (271.43) (69.99) (32.07) 1,798,826.84 Account Balance by Account Type 1,133,896.43 483,226.61 124,606.04 57,097.76 1,798,826.84$ 63%27%7%3%100% Pension OPEB Total Initial Contribution as of 12/28/2017 247,599.00$ - 247,599.00 Additional Contribution 6/26/19 1,105,248.00$ 587,339.00 1,692,587.00 Total Contributions =1,940,186.00 Total Gain (or Loss) from Inception (87,993.76)$ (44,688.84) (132,682.60) Total Management Fees from Inception (6,350.77)$ (2,325.79) (8,676.56) Balance as of 3-31-19 = 1,258,502.47$ 540,324.37$ 1,798,826.84$ PARS (Public Agency Retirement Services) Funding Reconciliation Page 38 of 163 $30,659,591 $25,968,169 $25,968,169 $28,567,231 $29,485,891 417 367 369 364 354 60 110 160 210 260 310 360 410 460 $20,000 $5,020,000 $10,020,000 $15,020,000 $20,020,000 $25,020,000 $30,020,000 $35,020,000 Mar. 2016 Mar. 2017 Mar. 2018 Mar. 2019 Mar. 2019 Unrestricted Reserves & Days in Cash (Water) Unrestricted Reserves (Water)Days in Cash (Water) Page 39 of 163 ITEM NO. 8.6. AGENDA REPORT MEETING DATE:April 28, 2020 TO:Board of Directors FROM:Brett R. Barbre, Assistant General Manager STAFF CONTACTS:Rosanne Weston, PMP, Engineering Manager Danielle Logsdon, PE, Senior Engineer SUBJECT:Notice of Completion for the Camino Verde and Mickel Waterline Improvement Project RECOMMENDATION: That the Board of Directors authorize staff to file the Notice of Completion for the Camino Verde and Mickel Waterline Improvement Project, Job No. J2018-03. SUMMARY: Construction is complete on the Camino Verde and Mickel Waterline Improvement Project. Submitted for consideration is a request for authorization to file the Notice of Completion for the project. FISCAL IMPACT: Budgeted: $600,000 Cost Estimate: $600,000 Funding Source: Pay-Go Account No: Job No: 2018-03 BACKGROUND: Construction is complete on the Camino Verde and Mickel Waterline Improvement Project. The project included approximately 1,470 linear feet of 8-inch diameter PVC pipe, 20 linear feet of 10-inch diameter PVC pipe, 30 linear feet of 6-inch diameter PVC pipe, fire hydrants, water services, meter relocations, abandonment of pipe and valves, and all appurtenant work to complete in place. All work has been completed in accordance with the contract documents and to the Page 40 of 163 satisfaction of District staff. Staff requests authorization to file and proceed with the recordation of the Notice of Completion. PRIOR RELEVANT BOARD ACTION: This project was awarded by the Board on June 25, 2019. A no-cost change order was approved by the Board on March 10, 2019. STRATEGIC PLAN INITIATIVE: G1 4A - Address infrastructure needs by updating/implementing the Asset Management Plan; G1 6B - Maintain distribution system and its capability to provide 100% groundwater and/or import water to the entire service area. Page 41 of 163 ITEM NO. 8.7. AGENDA REPORT MEETING DATE:April 28, 2020 TO:Board of Directors FROM:Brett R. Barbre, Assistant General Manager STAFF CONTACTS:Rosanne Weston, Engineering Manager Ariel Bacani, Associate Engineer SUBJECT:Notice of Completion for the 2019 Sewer Main CIPP Rehabilitation Project RECOMMENDATION: That the Board of Directors authorize staff to file the Notice of Completion for the 2019 Sewer Main CIPP Rehabilitation Project, Job No. J2019-39S. SUMMARY: Construction is complete on the 2019 Sewer Main CIPP Rehabilitation Project. Submitted for consideration is a request for authorization to file the Notice of Completion for the project. FISCAL IMPACT: Budgeted: $350,000 Contractor's Bid Amount: $271,740.40 Final Contractor Cost: $254,577.36 Funding Source: Capital Account No: Job No: 2019-39S BACKGROUND: Construction is complete on the 2019 Sewer Main CIPP Rehabilitation Project. The project included rehabilitation of 4,571 feet of sanitary sewer mains using cured-in-place-pipe (CIPP) technology. The project also included the rehabilitation of 15 sewer manholes. All work has been completed in accordance with the contract documents and to the satisfaction of District staff. The project was completed on schedule and under budget. Staff requests authorization to file and proceed with the recordation of the Notice of Completion. Page 42 of 163 PRIOR RELEVANT BOARD ACTION: This project was awarded by the Board on November 12, 2019. STRATEGIC PLAN INITIATIVE: G1 4A - Address infrastructure needs by updating/implementing the Asset Management Plan. Page 43 of 163 ITEM NO. 9.1. AGENDA REPORT MEETING DATE:April 28, 2020 TO:Board of Directors FROM:Brett R. Barbre, Assistant General Manager STAFF CONTACTS:Delia Lugo, Finance Manager SUBJECT:Approving Issuance of Negotiable Promissory Notes for the Purpose of Financing Capital Projects RECOMMENDATION: That the Board of Directors adopt Resolution No. 2020-XX Approving the Issuance of Negotiable Promissory Notes for the Purpose of Financing Capital Projects and Approving the Execution and Delivery of Certain Documents in Connection Therewith and Certain Other Matters. BACKGROUND: The District has determined that it is in its best interest to enter into a Revolving Credit Agreement (the "Credit Agreement"), by and between Yorba Linda Water District and Bank of America, N.A. for the purpose of financing the costs of acquiring, constructing and installing certain public facilities and improvements related to its water system. The Revolving Commitment on the Credit Agreement's closing date of May 12, 2020 shall be $20,000,000, and may not exceed $20,000,000 at any one time over its three (3) year term. Per the agreement, the District has discretion to choose among various interest rates and interest periods when drawing upon the line. Staff believes that the interest rates offered by Bank of America, N.A. reflect competitive market rates. All resulting Notes will be payable from all available District funds, including net revenues of the District's water system on a subordinate basis to existing debt obligations of the District. The Credit Agreement includes important covenants, such as the terms under which the District can issue additional subordinate debt and the obligation to fix and prescribe water rates and charges in amounts sufficient to generate net revenues remaining after payment of Senior Debt that covers 110% of subordinate debt service. PRIOR RELEVANT BOARD ACTION: On March 10, 2020 the Board of Directors authorized staff to award a contract for a Page 44 of 163 $20,000,000 Revolving Line of Credit to Opus Bank, to accept their listed Terms and Conditions, and to pursue negotiation of loan documents with Opus Bank's counsel and Stradling as the District's Bond Counsel. On March 18, 2020 the District received written notification that Opus Bank had been acquired by Pacific Premier Bank, and that they would not be able to fulfill the negotiated agreement pertaining to the line of credit. As a result, at the March 24, 2020 Regular BOD Meeting, AGM Barbre notified the Board of Directors of the issue with the revolving line of credit and that staff, with Fieldman Rolapp's assistance, was in the process of discussing options with Bank of America, N.A.. Bank of America had provided favorable terms in response to the District's RFP and as such, the District and its financing team proceeded with negotiating the necessary legal documents related to the provision of a revolving line of credit for a three year term. ATTACHMENTS: 1.Resolution 2.Credit Agreement Page 45 of 163 Resolution No. 2020-XX Approving the Issuance of Negotiable Promissory Notes 1 of 3 RESOLUTION NO. 2020-XX RESOLUTION OF THE BOARD OF DIRECTORS OF THE YORBA LINDA WATER DISTRICT APPROVING THE ISSUANCE OF NEGOTIABLE PROMISSORY NOTES FOR THE PURPOSE OF FINANCING CAPITAL PROJECTS AND APPROVING THE EXECUTION AND DELIVERY OF CERTAIN DOCUMENTS IN CONNECTION THEREWITH AND CERTAIN OTHER MATTERS WHEREAS,the Yorba Linda Water District (the “District”) is a county water district that is duly organized and existing under and pursuant to Division 12 of the California Water Code (Section 30000 et seq.) (the “Act”); and WHEREAS, the District desires to finance the costs of acquiring, constructing and installing certain public facilities and improvements related to its water system (collectively, the “Project”); and WHEREAS,the District has received proposals from a number of banks with respect to the financing of the Project, and has evaluated such proposals together with its municipal advisor; and WHEREAS,the District has determined that it is in the best interest of the District to issue promissory notes having a maximum maturity not in excess of five years and in an amount less than 1% of the assessed valuation of property in the District from time to time under the authority provided by Water Code § 31304 (the “Notes”), to enter into a related Revolving Credit Agreement (the “Credit Agreement”), by and between the District and Bank of America, N.A. (the “Bank”), and to approve certain other documents, to provide for the financing of the Project; and WHEREAS,the Notes will be payable from all available District funds, including net revenues of the District’s water system on a subordinate basis to existing debt obligations of the District, to the extent set forth in the Notes and the Credit Agreement; and WHEREAS,the Credit Agreement is in the best interest of the District and the health, safety and welfare of its residents, is of benefit to the District and complies with all requirements of the Act and California law related thereto, including with respect to the principal amount, term and interest rate thereof. NOW, THEREFORE, the Board of Directors of the Yorba Linda Water District hereby finds, determines, declares and resolves as follows: SECTION 1.The foregoing recitals are true and correct. SECTION 2.The form of the Notes, which is attached as Exhibit B to the Credit Agreement, to be issued from time to time, each to be dated the date of issuance, execution and delivery thereof, payable to the order of the Bank, Page 46 of 163 Resolution No. 2020-XX Approving the Issuance of Negotiable Promissory Notes 2 of 3 is hereby approved and ordered. The President of the Board, the Secretary, the General Manager (including for this purpose any duly designated Interim General Manager or acting General Manager), the Assistant General Manager and the Finance Manager (collectively, the “Authorized Officers”) are authorized and directed for and on behalf of the District to execute and deliver such Notes, in substantially the form presented at this meeting, with only such revisions thereto as may be required or approved by the District’s General Counsel or Stradling Yocca Carlson & Rauth, as Bond Counsel (“Bond Counsel”), which will be conclusively evidenced by the execution and delivery of such Notes; provided that: (i) each Note shall mature on or before May 12, 2023; (ii) the total principal amount of the Notes outstanding at any one time shall not exceed the lesser of $20,000,000 or 1% of the total assessed valuation of the taxable property in the District; and (iii) the interest rate on each Note shall be a variable rate which shall not exceed the amount described in the Credit Agreement (except in an event of default or taxability, each as set forth in the Credit Agreement), and which in no event shall exceed the maximum interest rate payable by law. SECTION 3.The Notes constitute general obligations of the District payable from all legally available District funds. The District also hereby pledges Revenues (as such term is defined in the Installment Purchase Agreement, dated as of May 1, 2017 (the “IPA”), by and between the District and the Yorba Linda Water District Financing Authority), to secure the payment of the principal of and interest on the Notes, on a subordinate basis to Bonds and Contracts (as such terms are defined in the IPA), all in accordance with the Credit Agreement. SECTION 4.Each Note shall be subject to call and redemption prior to maturity as set forth therein. SECTION 5.The Credit Agreement is hereby approved substantially in the form on file with the Secretary of the Board. The Authorized Officers are hereby authorized and directed to execute and deliver such Credit Agreement with such changes, insertions and omissions as may be recommended by General Counsel or Bond Counsel and approved by the officer executing the same, said execution being conclusive evidence of such approval. SECTION 6.The proceeds of the Notes shall be applied to finance the Project. SECTION 7.The Authorized Officers or any other proper officer of the District, acting singly, be and each of them hereby is authorized and directed to execute and deliver any and all documents and instruments and to do and cause to be done any and all acts and things necessary or proper for carrying out the transactions contemplated by the Notes, the Credit Agreement and this resolution. In the event that the President of the Board is unavailable to Page 47 of 163 Resolution No. 2020-XX Approving the Issuance of Negotiable Promissory Notes 3 of 3 sign any of the agreements that are described herein, any other member of the Board may sign such agreement. Without limiting the foregoing, the Authorized Officers may make periodic draws of available funds under the Credit Agreement by issuing Notes at such time or times, in whole or in part, as in such officer’s judgment are reasonably necessary or appropriate to provide funds to pay on a timely basis costs related to the Project. SECTION 8.This resolution shall take effect immediately. PASSED AND ADOPTED this 28th day of April, 2020 by the following called vote: AYES: NOES: ABSTAIN: ABSENT: Phil Hawkins, President Yorba Linda Water District ATTEST: Annie Alexander, Board Secretary Yorba Linda Water District Reviewed as to form by General Counsel: Andrew B. Gagen, Esq. Kidman Gagen Law LLP Page 48 of 163 CHAPMAN DRAFT DATED APRIL 21, 2020 106ba6730c.docx 4321295 REVOLVING CREDIT AGREEMENT dated May 12, 2020 between YORBA LINDA WATER DISTRICT and BANK OF AMERICA, N.A. Page 49 of 163 -i- TABLE OF CONTENTS SECTION HEADING PAGE ARTICLE I DEFINITIONS AND ACCOUNTING TERMS .......................................................1 Section 1.01.Defined Terms .......................................................................................1 Section 1.02.Other Interpretive Provisions ...............................................................19 Section 1.03.Accounting Terms................................................................................19 Section 1.04.Rounding ..............................................................................................20 Section 1.05.Times of Day........................................................................................20 Section 1.06.UCC Terms ..........................................................................................20 ARTICLE II THE REVOLVING COMMITMENT BORROWINGS ...........................................20 Section 2.01.Revolving Loans ..................................................................................20 Section 2.02.Borrowings and Conversions of Revolving Loans ..............................21 Section 2.03.Prepayments .........................................................................................22 Section 2.04.Termination or Reduction of Revolving Commitment ........................23 Section 2.05.Repayment of Revolving Loans...........................................................23 Section 2.06.Interest and Default Rate .....................................................................24 Section 2.07.Fees ......................................................................................................24 Section 2.08.Computation of Interest and Fees ........................................................25 Section 2.09.Evidence of Debt..................................................................................25 Section 2.10.Payments ..............................................................................................25 Section 2.11.Extension of Commitment Termination Date ......................................25 Section 2.12.Maximum Interest Rate........................................................................26 Section 2.13.Taxability .............................................................................................26 ARTICLE III TAXES, YIELD PROTECTION AND ILLEGALITY .............................................26 Section 3.01.Taxes ....................................................................................................26 Section 3.02.Increased Costs; Reserves on Loans ....................................................27 Section 3.03.Illegality ...............................................................................................28 Section 3.04.Inability to Determine Rates ................................................................28 Section 3.05.Compensation for Losses .....................................................................29 Section 3.06.Survival ................................................................................................30 ARTICLE IV CONDITIONS PRECEDENT TO BORROWINGS ................................................30 Section 4.01.Conditions of Initial Borrowing; Authority; Enforceability ................30 Section 4.02.Conditions to All Borrowings ..............................................................32 ARTICLE V REPRESENTATIONS AND WARRANTIES........................................................32 Section 5.01.Existence and Power; Due Authorization ............................................32 Section 5.02.Valid and Binding Obligations ............................................................33 Section 5.03.Noncontravention; Compliance with Law ...........................................33 Section 5.04.Pending Litigation and Other Proceedings ..........................................33 Page 50 of 163 - ii - Section 5.05.Financial Statements ............................................................................34 Section 5.06.No Defaults ..........................................................................................34 Section 5.07.Correct Information .............................................................................34 Section 5.08.Margin Stock........................................................................................35 Section 5.09.Tax-Exempt Status ...............................................................................35 Section 5.10.Usury ....................................................................................................35 Section 5.11.Security ................................................................................................35 Section 5.12.No Immunity ........................................................................................35 Section 5.13.USA PATRIOT Act .............................................................................35 Section 5.14.Pledge of Legally Available Funds ......................................................36 Section 5.15. OFAC ...................................................................................................36 Section 5.16.Title to Assets ......................................................................................36 Section 5.17.Insurance ..............................................................................................36 Section 5.18. Environmental Matters.........................................................................36 Section 5.19.Taxes ....................................................................................................36 Section 5.20. No Public Vote or Referendum; Pending Legislation and Decisions ..37 Section 5.21.Incorporation by Reference..................................................................37 Section 5.22.Solvency ...............................................................................................37 Section 5.23.No Existing Right to Accelerate ..........................................................37 Section 5.24.Swap Contracts ....................................................................................37 Section 5.25.Official Signatures ...............................................................................37 Section 5.26.Water System .......................................................................................38 Section 5.27.Investment Company ...........................................................................38 ARTICLE VI COVENANTS ................................................................................................38 Section 6.01.Existence, Etc .......................................................................................38 Section 6.02.Payment of Obligations........................................................................38 Section 6.03.Compliance with Laws ........................................................................38 Section 6.04.Reports .................................................................................................38 Section 6.05.Covenant to Budget; Payment of the Loan ..........................................39 Section 6.06.Use of Proceeds....................................................................................39 Section 6.07.Immunity from Jurisdiction .................................................................39 Section 6.08.Maintenance of Tax-Exempt Status of Interest ...................................40 Section 6.09.Amendments to Related Documents ....................................................40 Section 6.10.Federal Reserve Board Regulations .....................................................40 Section 6.11.Maintenance of Properties ...................................................................40 Section 6.12.Insurance ..............................................................................................40 Section 6.13.Maintenance of Books and Records ....................................................40 Section 6.14. Access to Books and Records ..............................................................40 Section 6.15.Other Agreements ................................................................................41 Section 6.16.Liens .....................................................................................................41 Section 6.17. Investment Policy.................................................................................41 Section 6.18. Limitation on Additional Debt .............................................................41 Section 6.19. Fundamental Changes ..........................................................................42 Section 6.20.Swap Contracts ....................................................................................42 Page 51 of 163 - iii - Section 6.21.Underlying Rating................................................................................43 Section 6.22.Related Documents ..............................................................................43 Section 6.23. Rate Covenants ....................................................................................43 Section 6.24.Environmental Laws ............................................................................43 Section 6.25.Collection of Rates and Charges ..........................................................44 Section 6.26. Use of Lender’s Name .........................................................................44 Section 6.27.Disclosure to Participants ....................................................................44 Section 6.28. Compliance With Documents ..............................................................44 Section 6.29.Maintenance of Wastewater System ....................................................45 Section 6.30.Eminent Domain ..................................................................................45 Section 6.31.Competing Utility ................................................................................45 ARTICLE VII DEFAULTS ...................................................................................................46 Section 7.01.Events of Default .................................................................................46 Section 7.02.Consequences of an Event of Default ..................................................48 Section 7.03.Remedies Cumulative; Solely for the Benefit of Lender .....................48 Section 7.04.Waivers or Omissions ..........................................................................49 Section 7.05.Discontinuance of Proceedings ............................................................49 ARTICLE VIII MISCELLANEOUS ........................................................................................49 Section 8.01.Amendments, Etc .................................................................................49 Section 8.02.Notices; Effectiveness; Electronic Communication ............................49 Section 8.03.No Waiver; Cumulative Remedies; Enforcement................................50 Section 8.04.Costs and Expenses; Damage Waiver..................................................51 Section 8.05.Payments Set Aside..............................................................................52 Section 8.06.Successors and Assigns; Participations ...............................................52 Section 8.07.Treatment of Certain Information; Confidentiality..............................53 Section 8.08.Right of Setoff......................................................................................54 Section 8.09.Counterparts; Integration; Effectiveness..............................................54 Section 8.10.Survival of Representations and Warranties ........................................54 Section 8.11.Severability ..........................................................................................55 Section 8.12.Governing Law; Jurisdiction; Etc........................................................55 Section 8.13.Waiver of Jury Trial .............................................................................56 Section 8.14.No Advisory or Fiduciary Relationship ...............................................56 Section 8.15.Electronic Execution of Certain Documents........................................57 Section 8.16.USA Patriot Act ...................................................................................57 Section 8.17.Time of the Essence .............................................................................57 Section 8.19.Further Assurances...............................................................................57 Section 8.19.EMMA Postings ..................................................................................58 Section 8.20.US QFC Stay Rules .............................................................................58 Page 52 of 163 - iv - SCHEDULE 8.02 —Lending Office, Certain Addresses for Notices EXHIBIT A —Form of Revolving Loan Notice EXHIBIT B —Form of Note EXHIBIT C —Form of Compliance Certificate EXHIBIT D —Form of Notice of Prepayment Page 53 of 163 REVOLVING CREDIT AGREEMENT This REVOLVING CREDIT AGREEMENT (as amended, modified or supplemented from time to time, this “Agreement”) is dated May 12, 2020, between YORBA LINDA WATER DISTRICT, a county water district duly organized and existing under and by virtue of the laws of the State of California (the “Borrower”), and BANK OF AMERICA, N.A. (the “Lender”). PRELIMINARY STATEMENTS WHEREAS, the Borrower is a county water district that is duly organized and validly existing under the laws of the State of California and authorized to transact business and exercise powers under and pursuant to the provisions of the County Water District Law (Division 12 of the Water Code of the State of California) (the “Water Code”); WHEREAS, pursuant to Section 31304 of the Water Code, the Borrower may issue negotiable promissory notes payable at a future time or times in order to obtain funds or property for any lawful purpose of the Borrower; WHEREAS, the Borrower wishes to obtain loans from the Lender hereunder and the Lender is willing, upon the terms and subject to the conditions set forth below, to provide such loans to the Borrower (a) for all lawfully available purposes and (b) to pay costs of issuance in connection with this Agreement; WHEREAS, all obligations of the Borrower to repay the Lender for Borrowings (as defined herein) made by the Lender under the Revolving Commitment (as defined herein) and to pay all other amounts payable to the Lender arising under or pursuant to this Agreement or the Note to be issued to the Lender hereunder are created under and will be evidenced by this Agreement and the Note and will, on a subordinate basis to existing Bonds and Contracts (each as hereinafter defined) of the Borrower, be secured and payable from a pledge of and lien on Revenues (as hereinafter defined) and will also constitute general obligations of the Borrower payable from all legally available Borrower funds, all in accordance with the terms and conditions hereof, of the Resolution and the Note; and NOW, THEREFORE, in consideration of the foregoing recitals and other consideration, the receipt and sufficiency of which is hereby acknowledged, and to induce the Lender to extend to the Borrower the Revolving Commitment, the Borrower and the Lender hereby agree as follows: ARTICLE I DEFINITIONS AND ACCOUNTING TERMS Section 1.01.Defined Terms. As used in this Agreement, the following terms shall have the meanings set forth below: Page 54 of 163 -2- “Affiliate” means, with respect to any Person, any Person that directly or indirectly through one or more intermediaries, controls, or is controlled by, or is under common control with, such first Person. A Person shall be deemed to control another Person for the purposes of this definition if such first Person possesses, directly or indirectly, the power to direct, or cause the direction of, the management and policies of the second Person, whether through the ownership of voting securities, common directors, trustees or officers, by contract or otherwise. “Agreement” has the meaning set forth in the introductory paragraph hereto. “Applicable Factor” means eighty percent (80%). “Applicable Margin” means a rate per annum associated with the Level corresponding to the lowest long-term unenhanced debt rating(s) assigned by any of Moody’s, Fitch or S&P to any Senior Indebtedness (each, a “Rating”), as specified below: In the event of split Ratings (i.e., one of the Rating Agencies’ Rating is at a different Level than the Rating of another Rating Agency), the Applicable Margin shall be based upon the Level in which the lowest Rating(s) appears (for the avoidance of doubt, Level 7 is the lowest Level, and Level 1 is the highest Level for purposes of the above pricing grid); provided the Borrower acknowledges that any decision to increase the Applicable Margin shall be in the Lender’s sole discretion. Any change in the Applicable Margin resulting from a change in a Rating shall be and become effective upon election by the Lender but no sooner than the date that the change in such Rating is published by such Rating Agency. References to Ratings above are references to rating categories as presently determined by the Rating Agencies and in the event of adoption of any new or changed rating system, the ratings from the Rating Agency in question referred to above shall be deemed to refer to the rating category under the new rating system that most closely approximates the applicable rating category as currently in effect. The Borrower acknowledges that as of the Closing Date the Applicable Margin is that specified above for Level 1. In the event that any Rating is withdrawn or otherwise unavailable from any Rating Agency for credit-related reasons, the Applicable Margin then in effect shall be increased by an additional one hundred fifty (150) basis points (1.50%) from the Applicable Margin otherwise in effect until such rating is restored. LEVEL MOODY’S RATING S&P RATING FITCH RATING APPLICABLE MARGIN Level 1 Aa3 or above AA- or above AA- or above 0.41% Level 2 A1 A+A+0.56% Level 3 A2 A A2 0.61% Level 4 A3 A1 A3 0.66% Level 5 Baa1 BBB+BBB+0.81% Level 6 Baa2 BBB BBB 0.96% Level 7 Baa3 or below BBB- or below BBB- or below Default Rate Page 55 of 163 -3- “Approving Opinion” means an opinion delivered by Bond Counsel to the effect that such action (i) is permitted by this Agreement and (ii) will not adversely affect the exclusion of interest on any Revolving Loan from gross income of the Lender or any Participant for purposes of federal income taxation. “Audited Financial Statements” means the audited consolidated balance sheet of the Borrower for the Fiscal Year ended June 30, 2019, and the related consolidated statements of income or operations and cash flows for such Fiscal Year of the Borrower, including the notes thereto. “Authorized Representative” when used with reference to the Borrower shall mean the President of the Board of Directors, the Secretary, the General Manager (including for this purpose any duly designated Interim General Manager or acting General Manager) and the Finance Manager thereof or other officer designated by the Board of Directors of the Borrower. “Availability Period” means the period from and including the Closing Date to the Commitment Termination Date. “Available Commitment” means, on any date, an initial amount equal to $20,000,000 and thereafter such initial amount adjusted from time to time as follows: (a) downward in an amount equal to any Revolving Loan made to the Borrower under the Revolving Commitment; (b) upward in an amount equal to the principal amount of any Revolving Loan made to the Borrower under the Revolving Commitment that is repaid, prepaid or cancelled, as applicable, in the manner provided herein; (c) downward in an amount equal to any reduction thereof effected pursuant to Section 2.04 hereof; and (d) downward to zero upon the expiration or termination of the Available Commitment in accordance with the terms hereof; provided, that, after giving effect to any of the foregoing adjustments the Available Commitment shall never exceed $20,000,000 at any one time. “Bank Agreement” means any credit agreement, liquidity agreement, standby bond purchase agreement, reimbursement agreement, direct purchase agreement (such as a continuing covenant agreement or supplemental bondholder’s agreement), bond purchase agreement, or other agreement or instrument (or any amendment, supplement or other modification thereof) under which, directly or indirectly, any Person or Persons undertake(s) to make payment of or provide funds to make payment of, or to purchase or provide credit enhancement for bonds, notes or other obligations of the Borrower. “Bond Counsel” means Stradling Yocca Carlson & Rauth, or any other firm of attorneys nationally recognized on the subject of tax-exempt municipal finance selected by the Borrower. “Bonds” has the meaning set forth in the IPA. “Borrower” has the meaning set forth in the introductory paragraph hereto. “Borrowing” means (i) from the Closing Date through the LIBOR Termination Date, a borrowing of Fixed Rate Revolving Loans or Floating Rate Revolving Loans, as applicable, from Page 56 of 163 -4- the Lender pursuant to Section 2.01 hereof and (ii) on the LIBOR Termination Date and at all times thereafter, a borrowing of SIFMA Loans. “Business Day” means a day which is not (a) a Saturday, Sunday or legal holiday on which banking institutions in New York, New York or the state where the principal corporate office of the Borrower is located are authorized by law to close, (b) a day on which the New York Stock Exchange or the Federal Reserve Bank is closed or (c) a day on which the principal office of the Lender is closed. “Change in Law” means the occurrence, after the Closing Date, of any of the following: (a) the adoption or taking effect of any law, rule, regulation or treaty, (b) any change in any law, rule, regulation or treaty or in the administration, interpretation, implementation or application thereof by any Governmental Authority or (c) the making or issuance of any request, rule, guideline or directive (whether or not having the force of law) by any Governmental Authority; provided that notwithstanding anything herein to the contrary, (i) the Dodd-Frank Wall Street Reform and Consumer Protection Act and all requests, rules, guidelines or directives thereunder or issued in connection therewith and (ii) all requests, rules, guidelines or directives promulgated by the Bank for International Settlements, the Basel Committee on Banking Supervision (or any successor or similar authority) or the United States or foreign regulatory authorities, in each case pursuant to Basel III, shall in each case be deemed to be a “Change in Law”, regardless of the date enacted, adopted or issued (other than any rule thereunder that has been adopted and fully implemented prior to the Closing Date). “Closing Date” means May 12, 2020, subject to the satisfaction or waiver by the Lender of the conditions precedent set forth in Article IV hereof. “Code” means the Internal Revenue Code of 1986, as amended, and, where appropriate any statutory predecessor or any successor thereto. “Commitment Fee” has the meaning set forth in Section 2.07(a) hereof. “Commitment Fee Rate” means a rate per annum associated with the Level corresponding to the lowest long-term unenhanced debt rating(s) assigned by any of Moody’s, Fitch or S&P to any Senior Indebtedness (each, a “Rating”), as specified below: Page 57 of 163 -5- LEVEL MOODY’S RATING S&P RATING FITCH RATING COMMITMENT FEE RATE IF AVAILABLE COMMITMENT < 60% UTILIZED COMMITMENT FEE RATE IF AVAILABLE COMMITMENT > 60% UTILIZED Level 1 Aa3 or above AA- or above AA- or above 0.20%0.00% Level 2 A1 A+A+0.35%0.00% Level 3 A2 A A2 0.40%0.00% Level 4 A3 A1 A3 0.45%0.00% Level 5 Baa1 BBB+BBB+0.60%0.00% Level 6 Baa2 BBB BBB 0.75%0.00% Level 7 Baa3 or below BBB- or below BBB- or below Default Rate Default Rate In determining the applicable Commitment Fee Rate based on the percentage of usage of the Available Commitment, (i) for any downgrade to the Rating that occurs during the period from and including the Closing Date to but excluding the first anniversary of the Closing Date, the percentage of usage shall be determined based on the percentage of usage on the date of such downgrade and (ii) for any downgrade to the Rating that occurs at any time after the first anniversary of the Closing Date, the percentage of usage shall be determined based on the daily average amount of Revolving Loans outstanding during the most recently completed four fiscal quarters. In the event of split Ratings (i.e., one of the Rating Agencies’ Rating is at a different Level than the Rating of another Rating Agency), the Commitment Fee Rate shall be based upon the Level in which the lowest Rating(s) appears (for the avoidance of doubt, Level 7 is the lowest Level, and Level 1 is the highest Level for purposes of the above pricing grid); provided the Borrower acknowledges that any decision to increase the Commitment Fee Rate shall be in the Lender’s sole discretion. Any change in the Commitment Fee Rate resulting from a change in a Rating shall be and become effective upon election by the Lender but no sooner than the date that the change in such Rating is published by such Rating Agency. References to Ratings above are references to rating categories as presently determined by the Rating Agencies and in the event of adoption of any new or changed rating system, the ratings from the Rating Agency in question referred to above shall be deemed to refer to the rating category under the new rating system that most closely approximates the applicable rating category as currently in effect. The Borrower acknowledges that as of the Closing Date the Commitment Fee Rate is that specified above for Level 1. In the event that any Rating is withdrawn or otherwise unavailable from any Rating Agency for credit-related reasons, the Commitment Fee Rate then in effect shall be increased by an additional one hundred fifty (150) basis points (1.50%) from the Commitment Fee Rate otherwise in effect until such rating is restored (but in no event shall the Commitment Fee Rate ever be less than 20 basis points (0.20%) when the Available Commitment is equal to or less than sixty percent (60%) utilized). Page 58 of 163 -6- “Commitment Termination Date” means the earlier of (i) May 12, 2023, or such later date as may be established pursuant to 2.11 hereof; and (ii) the date the Revolving Commitment is reduced to zero pursuant to Section 2.03 or 7.02 hereof. “Confidential Information” means any sensitive or confidential information regarding the Borrower, the Lender or any Affiliate of the Lender including, without limitation, address and account information, e-mail addresses, telephone numbers, facsimile numbers, names and signatures of officers, employees and signatories. “Contracts” has the meaning set forth in the IPA. “Debt” of any Person means at any date, without duplication, (a) all obligations of such Person for borrowed money, (b) all obligations of such Person evidenced by bonds, debentures, notes, loan agreements or other similar instruments, (c) all obligations of such Person to pay the deferred purchase price of property or services (other than trade accounts payable arising in the ordinary course of business and not past due for more than 60 days after the date on which such trade account was created), (d) all obligations of such Person as lessee under capital leases, (e) all Debt of others secured by a lien on any asset of such Person, whether or not such Debt is assumed by such Person, (f) all Guarantees by such Person of Debt of other Persons, (g) the maximum amount of all direct or contingent obligations of such Person arising under letters of credit (including standby and commercial), bankers’ acceptances, bank guaranties, surety bonds and similar instruments and (h) all obligations of such Person under any Swap Contract. “Debtor Relief Laws” means the Bankruptcy Code of the United States, and all other liquidation, conservatorship, bankruptcy, assignment for the benefit of creditors, moratorium, rearrangement, receivership, insolvency, reorganization, or similar debtor relief Laws of the United States or other applicable jurisdictions from time to time in effect. “Debt Service” has the meaning set forth in the IPA. “Default” means any event or condition that constitutes an Event of Default or that, with the giving of any notice, the passage of time, or both, would be an Event of Default. “Default Rate” means, for any day, a rate of interest per annum equal to the greatest of: (i) the Prime Rate in effect on such day plus five percent (5.00%), (ii) the Federal Funds Rate in effect on such day plus six percent (6.00%), (iii) ten percent (10.00%); and (iv) (A) prior to the LIBOR Termination Date, the LIBOR Rate (Floating) plus six percent (6.00%) and (B) on and after the LIBOR Termination Date, the SIFMA Index Rate plus six percent (6.00%); provided, however, that in no event shall the Default Rate exceed the applicable Maximum Interest Rate then in effect. “Designated Jurisdiction” means any country or territory to the extent that such country or territory itself is the subject of any Sanction. “Determination of Taxability” means and shall be deemed to have occurred on the first to occur of the following: Page 59 of 163 -7- (i)on the date when the Borrower files any statement, supplemental statement or other tax schedule, return or document which discloses that an Event of Taxability has occurred; (ii)on the date when the Lender notifies the Borrower that it has received a written opinion by a nationally recognized firm of attorneys of substantial expertise on the subject of tax-exempt municipal finance to the effect that an Event of Taxability shall have occurred unless, within one hundred eighty (180) days after receipt by the Borrower of such notification from the Lender, the Borrower shall deliver to the Lender, a ruling or determination letter issued to or on behalf of the Borrower by the Commissioner of the IRS or the Director of Tax-Exempt Bonds of the Tax-Exempt and Government Entities Division of the IRS (or any other government official exercising the same or a substantially similar function from time to time) to the effect that, after taking into consideration such facts as form the basis for the opinion that an Event of Taxability has occurred, an Event of Taxability has not occurred; (iii)on the date when the Borrower shall be advised in writing by the Commissioner of the IRS or the Director of Tax-Exempt Bonds of the Tax-Exempt and Government Entities Division of the IRS (or any other government official exercising the same or a substantially similar function from time to time, including an employee subordinate to one of these officers who has been authorized to provide such advice) that, based upon filings of the Borrower, or upon any review or audit of the Borrower or upon any other ground whatsoever, an Event of Taxability shall have occurred; or (iv)on the date when the Borrower shall receive notice from the Lender that the IRS (or any other government official or agency exercising the same or a substantially similar function from time to time) has assessed as includable in the gross income of the Lender or any Participants the interest on any Revolving Loan due to the occurrence of an Event of Taxability; provided, however, no Determination of Taxability shall occur under subparagraph (iii) or (iv) hereunder unless the Borrower has been afforded the reasonable opportunity, at its expense, to contest any such assessment, and, further, no Determination of Taxability shall occur until such contest, if made, has been finally determined; provided further, however, that upon demand from the Lender, the Borrower shall promptly reimburse the Lender for any payments, including any taxes, interest, penalties or other charges, the Lender shall be obligated to make as a result of the Determination of Taxability. “Dollar” and “$” mean lawful money of the United States. “EMMA” means Electronic Municipal Market Access as provided by the Municipal Securities Rulemaking Board. “Environmental Laws” means any and all Federal, state, local, and foreign statutes, laws, regulations, ordinances, rules, judgments, orders, decrees, permits, concessions, grants, franchises, licenses, agreements or governmental restrictions relating to pollution and the protection of the Page 60 of 163 -8- environment or the release of any materials into the environment, including those related to hazardous substances or wastes, air emissions and discharges to waste or public systems. “Environmental Liability” means any liability, contingent or otherwise (including any liability for damages, costs of environmental investigation and remediation, costs of administrative oversight, fines, natural resource damages, penalties or indemnities), of the Borrower directly or indirectly resulting from or based upon (a) any actual or alleged violation of any Environmental Law, (b) the generation, use, handling, transportation, storage, treatment or disposal of any Hazardous Materials, (c) any actual or alleged exposure to any Hazardous Materials, (d) the Release or threatened Release of any Hazardous Materials or (e) any contract, agreement or other consensual arrangement pursuant to which liability is assumed or imposed with respect to any of the foregoing. “ERISA” means the Employee Retirement Income Security Act of 1974. “ERISA Affiliate” means any trade or business (whether or not incorporated) under common control with the Borrower within the meaning of Section 414(b) or (c) of the Code (and Sections 414(m) and (o) of the Code for purposes of provisions relating to Section 412 of the Code). “Event of Default” with respect to this Agreement has the meaning set forth in Section 7.01 of this Agreement and, with respect to any Related Document, has the meaning assigned therein. “Event of Taxability” means a (i) change in Law or fact or the interpretation thereof, or the occurrence or existence of any fact, event or circumstance (including, without limitation, the taking of any action by the Borrower, or the failure to take any action by the Borrower, or the making by the Borrower of any misrepresentation herein or in any certificate required to be given in connection with this Agreement) which has the effect of causing interest paid or payable on any Revolving Loan to become includable, in whole or in part, in the gross income of the Lender or any Participant for federal income tax purposes or (ii) the entry of any decree or judgment by a court of competent jurisdiction, or the taking of any official action by the IRS or the Department of the Treasury, which decree, judgment or action shall be final under applicable procedural law, in either case, which has the effect of causing interest paid or payable on any Revolving Loan to become includable, in whole or in part, in the gross income of the Lender or any Participant for federal income tax purposes with respect to any Revolving Loan. “Excess Interest” has the meaning specified in Section 2.12 hereof. “Federal Funds Rate” means, for any day, the rate per annum equal to the weighted average of the rates on overnight federal funds transactions with members of the Federal Reserve System arranged by federal funds brokers on such day, as published by the Federal Reserve Bank of New York on the Business Day next succeeding such day; provided that (a) if such day is not a Business Day, the Federal Funds Rate for such day shall be such rate on such transactions on the next preceding Business Day as so published on the next succeeding Business Day, and (b) if no such rate is so published on such next succeeding Business Day, the Federal Funds Rate for such Page 61 of 163 -9- day shall be the average rate (rounded upward, if necessary, to a whole multiple of 1/100 of 1%) charged to the Lender on such day on such transactions as determined by the Lender. “Fiscal Year” means the twelve-month period from July 1 through the following June 30. “Fitch” means Fitch, Inc., and any successor rating agency. “Fixed Rate” means an annualized fixed rate, for the applicable Interest Period (rounded upward to the fourth decimal place) that is equal to the sum of: (i) the product of (x) the Applicable Factor and (y) the LIBOR Rate (Fixed) for the applicable Interest Period, and (ii) the Applicable Margin; provided, however, that immediately and upon the occurrence of an Event of Default (and without any notice given with respect thereto) and during the continuation of such Event of Default, “Fixed Rate” shall mean the Default Rate. “Fixed Rate Revolving Loan” means any Revolving Loan bearing interest at a fixed per annum rate of interest equal to the Fixed Rate. “Floating Rate” means a variable rate of interest equal to the sum of: (i) the product of (x) the Applicable Factor and (y) the LIBOR Rate (Floating) and (ii) the Applicable Margin; provided, however, that immediately and upon the occurrence of an Event of Default (and without any notice given with respect thereto) and during the continuation of such Event of Default, “Floating Rate” shall mean the Default Rate. Interest shall be adjusted concurrently with any change in the Floating Rate. “Floating Rate Revolving Loan” means any Revolving Loan bearing interest at a variable per annum rate of interest equal to the Floating Rate. “FRB” means the Board of Governors of the Federal Reserve System of the United States, together with any successors thereof. “Generally Accepted Accounting Principles” or “GAAP” means generally accepted accounting principles in effect from time to time in the United States and applicable to entities such as the Borrower, including, without limitation, those principles set forth in the statements and pronouncement of the Government Accounting Standards Board. “Governmental Approval” means an authorization, consent, approval, license, or exemption of, registration or filing with, or report to any Governmental Authority. “Governmental Authority” means the government of the United States or any other nation, or of any political subdivision thereof, whether state or local, and any agency, authority, instrumentality, regulatory body, court, central bank or other entity exercising executive, legislative, judicial, taxing, regulatory or administrative powers or functions of or pertaining to government (including any supra-national bodies such as the European Union or the European Central Bank). Page 62 of 163 -10- “Guarantee” means, as to any Person, (a) any obligation, contingent or otherwise, of such Person guaranteeing or having the economic effect of guaranteeing any Debt or other obligation payable or performable by another Person (the “primary obligor”) in any manner, whether directly or indirectly, and including any obligation of such Person, direct or indirect, (i) to purchase or pay (or advance or supply funds for the purchase or payment of) such Debt or other obligation, (ii) to purchase or lease property, securities or services for the purpose of assuring the obligee in respect of such Debt or other obligation of the payment or performance of such Debt or other obligation, (iii) to maintain working capital, equity capital or any other financial statement condition or liquidity or level of income or cash flow of the primary obligor so as to enable the primary obligor to pay such Debt or other obligation, or (iv) entered into for the purpose of assuring in any other manner the obligee in respect of such Debt or other obligation of the payment or performance thereof or to protect such obligee against loss in respect thereof (in whole or in part), or (b) any Lien on any assets of such Person securing any Debt or other obligation of any other Person, whether or not such Debt or other obligation is assumed by such Person (or any right, contingent or otherwise, of any holder of such Debt to obtain any such Lien). The amount of any Guarantee shall be deemed to be an amount equal to the stated or determinable amount of the related primary obligation, or portion thereof, in respect of which such Guarantee is made or, if not stated or determinable, the maximum reasonably anticipated liability in respect thereof as determined by the guaranteeing Person in good faith. The term “Guarantee” as a verb has a corresponding meaning. “Hazardous Materials” means all explosive or radioactive substances or wastes and all hazardous or toxic substances, wastes or other pollutants, including petroleum or petroleum distillates, asbestos or asbestos containing materials, polychlorinated biphenyls, radon gas, infectious or medical wastes and all other substances or wastes of any nature regulated pursuant to any Environmental Law. “Indebtedness” means all obligations for money borrowed, obligations for the payment of money which is treated as debt for accounting purposes or any other obligations for payment of principal and interest with respect to money borrowed, including guaranties of obligations which, were such to be an obligation of the Borrower, would be Indebtedness, incurred or assumed by the Borrower and secured by the Revenues, but excluding Operating and Maintenance Costs and Non- Operating and Maintenance Costs. “Indemnitees” has the meaning specified in Section 8.04(b) hereof. “Indenture” means that certain Indenture of Trust, dated as of August 1, 2012, by and between the Borrower and the Trustee. “Information” has the meaning specified in Section 8.07 hereof. “Interest Payment Date” means, as to any Revolving Loan, the first (1st) Business Day of each month. “Interest Period” means as to each Fixed Rate Revolving Loan, the period commencing on the date such Fixed Rate Revolving Loan is disbursed or converted to or continued as a Fixed Page 63 of 163 -11- Rate Revolving Loan and ending on the date one (1), three (3) or six (6) months thereafter as selected by the Borrower in its Loan Notice; provided that: (a)the Interest Period shall commence on the date of advance of or conversion to any Fixed Rate Revolving Loan and, in the case of immediately successive Interest Periods, each successive Interest Period shall commence on the date on which the immediately preceding Interest Period expires; (b)if any Interest Period would otherwise expire on a day that is not a Business Day, such Interest Period shall expire on the next succeeding Business Day; provided, that if any Interest Period with respect to a Fixed Rate Revolving Loan would otherwise expire on a day that is not a Business Day but is a day of the month after which no further Business Day occurs in such month, such Interest Period shall expire on the immediately preceding Business Day; (c)any Interest Period with respect to a Fixed Rate Revolving Loan that begins on the last Business Day of a calendar month (or on a day for which there is no numerically corresponding day in the calendar month at the end of such Interest Period) shall end on the last Business Day of the relevant calendar month at the end of such Interest Period; and (d)no Interest Period shall extend beyond the Commitment Termination Date. ; provided further that the Interest Period for a Floating Rate Revolving Loan shall be the period from and including an Interest Payment Date to but excluding the immediately succeeding Interest Payment Date. “IPA” means that certain Installment Purchase Agreement, dated as of May 1, 2017, between the Borrower and Yorba Linda Water District Financing Authority, as the same may be amended, restated, modified or supplemented in accordance with the terms thereof and hereof. “IRS” means the United States Internal Revenue Service. “Laws” means, collectively, all international, foreign, Federal, state and local statutes, treaties, rules, guidelines, regulations, ordinances, codes and administrative or judicial precedents or authorities, including the interpretation or administration thereof by any Governmental Authority charged with the enforcement, interpretation or administration thereof, and all applicable administrative orders, directed duties, requests, licenses, authorizations and permits of, and agreements with, any Governmental Authority, in each case whether or not having the force of law. “Lender” has the meaning specified in the introductory paragraph hereto. “Lending Office” means, the office or offices of the Lender described as such in Schedule 8.02, or such other office or offices as the Lender may from time to time notify the Borrower. Page 64 of 163 -12- “LIBOR Rate (Fixed)” means, for any Interest Period with respect to a Fixed Rate Revolving Loan, a rate per annum equal to the London Interbank Offered Rate, or a comparable or successor rate which rate is approved by the Lender, as published on the applicable Bloomberg screen page (or such other commercially available source providing such quotations as may be designated by the Lender from time to time) at or about 11:00 a.m., London time, two London Banking Days prior to the commencement of such Interest Period, for Dollar deposits (for delivery on the first day of such Interest Period); provided that (i) to the extent a comparable or successor rate is approved by the Lender in connection herewith, the approved rate shall be applied in a manner consistent with market practice; provided, further that to the extent such market practice is not administratively feasible for the Lender, such approved rate shall be applied in a manner as otherwise reasonably determined by the Lender and (ii) if the LIBOR Rate (Fixed) shall be less than zero, such rate shall be deemed zero for purposes of this Agreement. “LIBOR Rate (Floating)” means, for any date, the rate per annum equal to the London Interbank Offered Rate (or a comparable or successor rate which is approved by the Lender), as published by Bloomberg (or other commercially available source providing quotations of such rate as selected by the Lender from time to time) at approximately 11:00 a.m. London time two (2) London Banking Days prior to such date, for U.S. Dollar deposits (for delivery on the first day of such interest period) with a term of one month; provided that (i) to the extent a comparable or successor rate is approved by Bank of America, N.A. in connection herewith, the approved rate shall be applied in a manner consistent with market practice; provided, further that to the extent such market practice is not administratively feasible for Bank of America, N.A., such approved rate shall be applied in a manner otherwise reasonably determined by Bank of America, N.A. and (ii) if LIBOR shall be less than zero, such rate shall be deemed zero for purposes of this Agreement. “LIBOR Screen Rate” means the LIBOR Rate (Fixed) quote on the applicable screen page the Lender designates to determine the LIBOR Rate (Fixed) (or such other commercially available source providing such quotations as may be designated by the Lender from time to time). “LIBOR Termination Date” means the earliest date on which any of the events set forth in Section 3.03 or Section 3.04 hereof occurs. “Lien” means any mortgage, pledge, hypothecation, assignment, deposit arrangement, encumbrance, lien (statutory or other), charge, or preference, priority or other security interest or preferential arrangement in the nature of a security interest of any kind or nature whatsoever (including any conditional sale or other title retention agreement, any easement, right of way or other encumbrance on title to real property, and any financing lease having substantially the same economic effect as any of the foregoing). “Loan Notice” means a notice of (a) a Borrowing, (b) a conversion of Revolving Loans from one Type to the other or (c) a continuation of Fixed Rate Revolving Loans, pursuant to Section 2.02(a), which, if in writing, shall be substantially in the form of Exhibit A or such other form as may be approved by the Lender (including any form on an electronic platform or electronic transmission system as shall be approved by the Lender), appropriately completed and signed by an Authorized Representative of the Borrower. Page 65 of 163 -13- “London Banking Days” means any day on which dealings in U.S. Dollar deposits are conducted by and between banks in the London interbank eurodollar market. “Margin Stock” has the meaning ascribed to such term in Regulation U promulgated by the FRB, as now and hereafter from time to time in effect. “Material Adverse Effect” means: (a) a material adverse change in, or a material adverse effect upon, the operations, business, properties, liabilities (actual or contingent), condition (financial or otherwise) or prospects of the Borrower; (b) a material impairment of the ability of the Borrower to perform its obligations under any Related Document to which it is a party; or (c) a material adverse effect upon the legality, validity, binding effect or enforceability against the Borrower of any Related Document to which it is a party or the rights, security, interests or remedies of the Lender hereunder or under any other Related Document. “Maximum Federal Corporate Tax Rate” means the maximum interest rate of income taxation imposed on corporations pursuant to Section 11(b) of the Code, as in effect from time to time (or, if as a result of a change in the Code, the rate of income taxation imposed on corporations generally shall not be applicable to the Lender, the maximum statutory rate of federal income taxation which could apply to the Lender). As of the Effective Date, the Maximum Federal Corporate Tax Rate is 21%. “Maximum Interest Rate” means the maximum rate of interest on the relevant obligation permitted by applicable law. “Moody’s” means Moody’s Investors Service, Inc. and any successor rating agency. “Multiemployer Plan” means any employee benefit plan of the type described in Section 4001(a)(3) of ERISA, to which the Borrower or any ERISA Affiliate makes or is obligated to make contributions, or during the preceding five plan years, has made or been obligated to make contributions. “Multiple Employer Plan” means a Plan which has two or more contributing sponsors (including the Borrower or any ERISA Affiliate) at least two of whom are not under common control, as such a plan is described in Section 4064 of ERISA. “Net Proceeds” has the meaning set forth in the IPA. “Net Revenues” has the meaning set forth in the IPA. “Non-Operating and Maintenance Costs” has the meaning set forth in the IPA. “Note” means the Note dated the Closing Date, of the Borrower in favor of the Lender evidencing the Obligations outstanding hereunder and substantially in the form of Exhibit B hereto. Page 66 of 163 -14- “Notice of Loan Prepayment” means a notice of prepayment with respect to a Revolving Loan, which shall be substantially in the form of Exhibit D or such other form as may be approved by the Lender (including any form on an electronic platform or electronic transmission system as shall be approved by the Lender), appropriately completed and signed by an Authorized Representative. “Obligations” means the obligations of the Borrower under this Agreement to repay (i) all Revolving Loans and the Note, together with interest thereon, pursuant to and in accordance with this Agreement and the Note, (ii) all fees, and (iii) all expenses and charges payable or reimbursable hereunder to the Lender (including, without limitation, any amounts to reimburse the Lender for any advances or expenditures by it under any of such documents) and all other payment obligations of the Borrower to the Lender arising under or in relation to this Agreement or the other Related Documents, in each, case whether now existing or hereafter arising, due or to become due, direct or indirect, absolute or contingent, and howsoever evidenced, held or acquired. “OFAC” means the United States Department of Treasury Office of Foreign Assets Control. “Operating and Maintenance Costs” has the meaning set forth in the IPA. “Outstanding Amount” means with respect to Revolving Loans on any date, the aggregate outstanding principal amount thereof after giving effect to any borrowings and prepayments or repayments of Revolving Loans occurring on such date. “Participant” has the meaning set forth in Section 8.06(a) hereof. “Patriot Act” has the meaning set forth in Section 5.13(a) hereof. “Pension Plan” means any employee pension benefit plan (including a Multiple Employer Plan or a Multiemployer Plan) that is maintained or is contributed to by the Borrower and any ERISA Affiliate and is either covered by Title IV of ERISA or is subject to the minimum funding standards under Section 412 of the Code. “Person” means any natural person, corporation, limited liability company, trust, joint venture, association, company, partnership, Governmental Authority or other entity. “Plan” means any employee benefit plan within the meaning of Section 3(3) of ERISA (including a Pension Plan), maintained for employees of the Borrower or any ERISA Affiliate or any such Plan to which the Borrower or any ERISA Affiliate is required to contribute on behalf of any of its employees. “Prime Rate” means on any day, the rate of interest per annum then most recently established by the Lender as its “prime rate.” The “prime rate” is a rate set by the Lender based upon various factors including the Lender’s costs and desired return, general economic conditions and other factors, and is used as a reference point for pricing some loans, which may be priced at, above, or below such announced rate. Any change in such rate announced by the Lender shall Page 67 of 163 -15- take effect at the opening of business on the day specified in the public announcement of such change. “Property” means any interest in any kind of property or asset, whether real, personal or mixed, or tangible or intangible, whether now owned or hereafter acquired. “Rating Agencies” means Fitch, Moody’s and S&P. “Related Documents” means this Agreement, the Note, the Resolution, the Indenture and any other documents related to any of the foregoing or executed in connection therewith, and any and all future renewals and extensions or restatements of, or amendments or supplements to, any of the foregoing permitted hereunder and thereunder. “Related Parties” means, with respect to any Person, such Person’s Affiliates and the partners, directors, officers, employees, agents and advisors of such Person and of such Person’s Affiliates. “Release” means any release, spill, emission, leaking, dumping, injection, pouring, deposit, disposal, discharge, dispersal, leaching or migration into the environment (including ambient air, surface water, groundwater, land surface or subsurface strata) or within any building, structure, facility or fixture. “Resolution” means Resolution No. 20-[____] adopted by the Board of Directors of the Borrower on April 28, 2020, entitled “Resolution of the Board of Directors of the Yorba Linda Water District Approving the Issuance of Negotiable Promissory Notes for the Purpose of Financing Capital Projects and Approving the Execution and Delivery of Certain Documents in Connection Therewith and Certain Other Matters,” as the same may be further supplemented and amended from time to time, in accordance with the terms thereof and hereof. “Revenues” has the meaning set forth in the IPA. “Revolving Commitment” means the Lender’s obligation to make Revolving Loans to the Borrower pursuant to Section 2.01 hereof. The Revolving Commitment on the Closing Date shall be $20,000,000. “Revolving Debt Assumption” means, (a) for purposes of Section 6.18 hereof, $20,000,000 (less any permanent reduction of the Revolving Commitment) and (b) for purposes of Section 6.23 hereof, the average daily amount of Revolving Loans outstanding during the prior Fiscal Year. The applicable amount of the Revolving Debt Assumption, as set forth in clauses (a) and (b) above, shall be amortized over twenty-five (25) years at an interest rate per annum equal to the daily average amount of the Fixed Rate, with an applicable Interest Period of one month, for the twelve (12) months prior to the time of such calculation; provided that on and after the LIBOR Termination Date, the applicable amount of the Revolving Debt Assumption, as set forth in clauses (a) and (b) above, shall be amortized over twenty-five (25) years at an interest rate per annum equal to the average of the SIFMA Index Rate for tax-exempt variable rate obligations for the twelve (12) months prior to the time of such calculation. Page 68 of 163 -16- “Revolving Loans” has the meaning specified in Section 2.01 hereof and (i) from the Closing Date until the LIBOR Termination Date shall include Fixed Rate Revolving Loans and Floating Rate Revolving Loans and (ii) from the LIBOR Termination Date and at all times thereafter, shall include only SIFMA Loans. “S&P” means S&P Global Ratings, and any successor rating agency. “Sanction(s)” means any sanction administered or enforced by the United States Government (including, without limitation, OFAC), the United Nations Security Council, the European Union, Her Majesty’s Treasury or other relevant sanctions authority. “Secured Debt” means any Debt issued or incurred by or on behalf of the Borrower and secured by or payable from a Lien on Revenues. “Senior Indebtedness” means Debt of the Borrower secured by Revenues on a basis senior to the Obligations. “SIFMA” means the Securities Industry & Financial Markets Association (formerly the Bond Market Association). “SIFMA Accrual Period” means Thursday of each calendar week to but not including Thursday of the immediately succeeding calendar week. “SIFMA Computation Date” means Wednesday of each week, or if any Wednesday is not a Business Day, the next succeeding Business Day. “SIFMA Index” means, for any date computed, the level of the index which is issued weekly and which is compiled from the weekly interest rate resets of tax‐exempt variable rate issues included in a database maintained by Municipal Market Data which meet specific criteria established from time to time by SIFMA and issued on Wednesday of each week, or if any Wednesday is not a Business Day, the next succeeding Business Day; provided, however, if the SIFMA Index is no longer published, “SIFMA Index” shall mean the S&P Weekly High Grade Index; provided further that if the S&P Weekly High Grade Index is no longer published, “SIFMA Index” shall mean the prevailing rate determined by the Lender for tax-exempt state and local government bonds meeting criteria determined in good faith by the Lender to be comparable under the circumstances to the criteria used by SIFMA to determine the SIFMA Index immediately prior to the date on which SIFMA ceased publication of the SIFMA Index. Notwithstanding any of the above, if the SIFMA Index shall be less than zero on any given day, such rate shall be deemed to be zero for purposes of the financing documents. “SIFMA Index Rate” means a fixed per annum rate of interest established on each SIFMA Computation Date, for the applicable SIFMA Accrual Period, equal to the sum of (a) the SIFMA Margin plus (b) the SIFMA Index.; provided, however, that immediately and upon the occurrence of an Event of Default (and without any notice given with respect thereto) and during the continuation of such Event of Default, “SIFMA Index Rate” shall mean the Default Rate. Interest shall be adjusted concurrently with any change in the SIFMA Index Rate. Page 69 of 163 -17- “SIFMA Loan” means any Revolving Loan bearing interest at the SIFMA Index Rate. “SIFMA Margin” means a rate per annum associated with the Level corresponding to the lowest long-term unenhanced debt rating(s) assigned by any of Moody’s, Fitch or S&P to any Senior Indebtedness (each, a “Rating”), as specified below: In the event of split Ratings (i.e., one of the Rating Agencies’ Rating is at a different Level than the Rating of another Rating Agency), the SIFMA Margin shall be based upon the Level in which the lowest Rating(s) appears (for the avoidance of doubt, Level 7 is the lowest Level, and Level 1 is the highest Level for purposes of the above pricing grid); provided the Borrower acknowledges that any decision to increase the SIFMA Margin shall be in the Lender’s sole discretion. Any change in the SIFMA Margin resulting from a change in a Rating shall be and become effective upon election by the Lender but no sooner than the date that the change in such Rating is published by such Rating Agency. References to Ratings above are references to rating categories as presently determined by the Rating Agencies and in the event of adoption of any new or changed rating system, the ratings from the Rating Agency in question referred to above shall be deemed to refer to the rating category under the new rating system that most closely approximates the applicable rating category as currently in effect. The Borrower acknowledges that as of the Closing Date the SIFMA Margin is that specified above for Level 1. In the event that any Rating is withdrawn or otherwise unavailable from any Rating Agency for credit-related reasons, the SIFMA Margin then in effect shall be increased by an additional one hundred fifty (150) basis points (1.50%) from the SIFMA Margin otherwise in effect until such rating is restored. “State” means the State of California. “Subordinate Debt” means any bonds, notes, leases, installment sale agreements or other obligations, Debt or indebtedness of the Borrower payable from and secured by a pledge of and lien upon any of the Revenues on a parity with the lien on Revenues securing the Obligations, entered into or issued or incurred under and in accordance with Section 6.18, including without limitation, the Obligations. LEVEL MOODY’S RATING S&P RATING FITCH RATING SIFMA MARGIN Level 1 Aa3 or above AA- or above AA- or above 0.48% Level 2 A1 A+A+0.63% Level 3 A2 A A2 0.68% Level 4 A3 A1 A3 0.73% Level 5 Baa1 BBB+BBB+0.88% Level 6 Baa2 BBB BBB 1.03% Level 7 Baa3 or below BBB- or below BBB- or below Default Rate Page 70 of 163 -18- “Subordinate Debt Issuing Documents” means, collectively, this Agreement, any indenture, trust agreement, loan agreement, installment sale agreement, resolution or other document authorizing or evidencing the issuance or incurrence of any Subordinate Debt. “Swap Contract” means (a) any and all rate swap transactions, basis swaps, credit derivative transactions, forward rate transactions, commodity swaps, commodity options, forward commodity contracts, equity or equity index swaps or options, bond or bond price or bond index swaps or options or forward bond or forward bond price or forward bond index transactions, interest rate options, forward foreign exchange transactions, cap transactions, floor transactions, collar transactions, currency swap transactions, cross-currency rate swap transactions, currency options, spot contracts, or any other similar transactions or any combination of any of the foregoing (including any options to enter into any of the foregoing), whether or not any such transaction is governed by or subject to any master agreement, and (b) any and all transactions of any kind, and the related confirmations, which are subject to the terms and conditions of, or governed by, any form of master agreement published by the International Swaps and Derivatives Association, Inc., any International Foreign Exchange Master Agreement, or any other master agreement (any such master agreement, together with any related schedules, a “Master Agreement”), including any such obligations or liabilities under any Master Agreement. “Taxable Factor” means for each day that the Taxable Fixed Rate and the Taxable Floating Rate, as applicable, is determined, the quotient of (i) one divided by (ii) one minus the Maximum Federal Corporate Tax Rate in effect as of such day, rounded upward to the nearest second decimal place. “Taxable Fixed Rate” means an annualized fixed rate of interest, for the applicable Interest Period, (rounded upward to the fourth decimal place) that is equal to the product of: (i) Fixed Rate for the applicable Interest Period and (ii) the Taxable Factor; provided, however, that immediately and upon the occurrence of an Event of Default (and without any notice given with respect thereto) and during the continuation of such Event of Default, “Taxable Fixed Rate” shall mean the Default Rate. “Taxable Floating Rate” means a fully floating rate of interest (rounded upward to the fourth decimal place) that is equal to the product of: (i) the Floating Rate and (ii) the Taxable Factor; provided, however, that immediately and upon the occurrence of an Event of Default (and without any notice given with respect thereto) and during the continuation of such Event of Default, “Taxable Floating Rate” shall mean the Default Rate. “Total Outstandings” means the aggregate Outstanding Amount of all Revolving Loans. “Trustee” means U.S. Bank National Association, acting in its capacity as Trustee under and pursuant to the Indenture, and its successors and assigns. “Type” means, with respect to a Revolving Loan, its character as a Floating Rate Revolving Loan or a Fixed Rate Revolving Loan. “United States” and “U.S.” mean the United States of America. Page 71 of 163 -19- “Water Service” has the meaning set forth in the IPA. “Water System” has the meaning set forth in the IPA. “written” or “in writing” means any form of written communication or a communication by means of telex, telecopier device or electronic mail. Section 1.02.Other Interpretive Provisions. With reference to this Agreement, the Note and the Resolution, unless otherwise specified herein or in the Note or the Resolution: (a)The definitions of terms herein shall apply equally to the singular and plural forms of the terms defined. Whenever the context may require, any pronoun shall include the corresponding masculine, feminine and neuter forms. The words “include,” “includes” and “including” shall be deemed to be followed by the phrase “without limitation.” The word “will” shall be construed to have the same meaning and effect as the word “shall.” Unless the context requires otherwise, (i) any definition of or reference to any agreement, instrument or other document shall be construed as referring to such agreement, instrument or other document as from time to time amended, supplemented or otherwise modified (subject to any restrictions on such amendments, supplements or modifications set forth herein or in the Note or the Resolution), (ii) any reference herein to any Person shall be construed to include such Person’s successors and assigns, (iii) the words “hereto,” “herein,” “hereof” and “hereunder,” and words of similar import when used in this Agreement, the Note or the Resolution, shall be construed to refer to such document in its entirety and not to any particular provision thereof, (iv) all references in this Agreement, the Note or the Resolution to Articles, Sections, Exhibits and Schedules shall be construed to refer to Articles and Sections of, and Exhibits and Schedules to, this Agreement, the Note or the Resolution in which such references appear, (v) any reference to any law shall include all statutory and regulatory provisions consolidating, amending, replacing or interpreting such law and any reference to any law or regulation shall, unless otherwise specified, refer to such law or regulation as amended, modified or supplemented from time to time, and (vi) the words “asset” and “property” shall be construed to have the same meaning and effect and to refer to any and all tangible and intangible assets and properties, including cash, securities, accounts and contract rights. (b)In the computation of periods of time from a specified date to a later specified date, the word “from” means “from and including;” the words “to” and “until” each mean “to but excluding;” and the word “through” means “to and including.” (c)Section headings herein and in the Note and the Resolution are included for convenience of reference only and shall not affect the interpretation of this Agreement, the Note or the Resolution. Section 1.03.Accounting Terms. (a)Generally. All accounting terms not specifically or completely defined herein shall be construed in conformity with, and all financial data (including financial ratios and other financial calculations) required to be submitted pursuant to this Agreement shall be prepared in conformity with, GAAP applied on a consistent basis, as in effect from time to time, applied in a Page 72 of 163 -20- manner consistent with that used in preparing the Audited Financial Statements, except as otherwise specifically prescribed herein. (b)Changes in GAAP. If at any time any change in GAAP would affect the computation of any financial ratio or requirement set forth in any Related Document, and either the Borrower or the Lender shall so request, the Lender and the Borrower shall negotiate in good faith to amend such ratio or requirement to preserve, to the extent possible and permitted by GAAP, the original intent thereof in light of such change in GAAP; provided that, until so amended, (A) such ratio or requirement shall continue to be computed in accordance with GAAP prior to such change therein and (B) the Borrower shall provide to the Lender financial statements and other documents required under this Agreement or as reasonably requested hereunder setting forth a reconciliation between calculations of such ratio or requirement made before and after giving effect to such change in GAAP. Section 1.04.Rounding. Any financial ratios required to be maintained by the Borrower pursuant to this Agreement shall be calculated by dividing the appropriate component by the other component, carrying the result to one place more than the number of places by which such ratio is expressed herein and rounding the result up or down to the nearest number (with a rounding-up if there is no nearest number). Section 1.05.Times of Day. Unless otherwise specified, all references herein to times of day shall be references to Eastern time (daylight or standard, as applicable). Section 1.06.UCC Terms. Terms defined in the UCC in effect on the Closing Date and not otherwise defined herein shall, unless the context otherwise indicates, have the meanings provided by those definitions. Subject to the foregoing, the term “UCC” refers, as of any date of determination, to the UCC then in effect. ARTICLE II THE REVOLVING COMMITMENT AND BORROWINGS Section 2.01.Revolving Loans. Subject to the terms and conditions set forth herein, the Lender agrees to make loans (individually, a “Revolving Loan” and collectively, the “Revolving Loans”) to the Borrower from time to time, on any Business Day during the Availability Period, in an aggregate amount not to exceed at any time the Available Commitment; provided, however, that after giving effect to any Borrowing, the Total Outstandings shall not exceed the Revolving Commitment, subject to any reductions thereof pursuant to the terms hereof. Subject to the other terms and conditions hereof, the Borrower may borrow under this Section 2.01, prepay under Section 2.03, and reborrow under this Section 2.01. The Borrower may elect that any Revolving Loan be either a Fixed Rate Revolving Loan or a Floating Rate Revolving Loan pursuant to the Available Commitment. A Fixed Rate Revolving Loan will bear interest at the Fixed Rate. A Floating Rate Revolving Loan will bear interest at the Floating Rate. For any Borrowings on or after the LIBOR Termination Date, the Borrower may no longer elect Fixed Rate Revolving Loans or Floating Rate Revolving Loans and all subsequent Borrowings shall be in the form of SIFMA Page 73 of 163 -21- Loans. SIFMA Loans will bear interest at the SIFMA Index Rate. Any Revolving Loan that has been converted into a SIFMA Loan may not be converted back to any other Type of Loan, and at no point shall there be any Fixed Rate Revolving Loans or Floating Revolving Loans outstanding at the same time as any SIFMA Loans are outstanding. Further, following the LIBOR Termination Date, all outstanding and subsequent Borrowings shall be in the form of SIFMA Loans. Section 2.02.Borrowings, Conversions and Continuations of Revolving Loans. (a) Each Borrowing, each conversion of Revolving Loans from one Type to the other, and each continuation of Fixed Rate Revolving Loans shall be made upon the Borrower’s irrevocable notice to the Lender, which may be given by (A) telephone or (B) a Loan Notice; provided that any telephonic notice must be confirmed immediately by delivery to the Lender of a Loan Notice. Each such notice must be received by the Lender not later than 11:00 a.m. (i) two (2) Business Days prior to the requested date of any Borrowing of, conversion to or continuation of Fixed Rate Revolving Loans, or of any conversion of Fixed Rate Revolving Loans to Floating Rate Revolving Loans, or any Borrowings of SIFMA Loans and (ii) on the requested date of any Borrowing of Floating Rate Revolving Loans or conversion to Floating Rate Revolving Loans. Each Borrowing of, conversion to or continuation of Fixed Rate Revolving Loans shall be, unless otherwise agreed by the Lender,1 in a principal amount of $300,000 or a whole multiple of $100,000 in excess thereof. Each Borrowing of or conversion to a Floating Rate Revolving Loan shall be, unless otherwise agreed by the Lender, in a principal amount of $300,000 or a whole multiple of $100,000 in excess thereof. Each Borrowing of SIFMA Loans shall be, unless otherwise agreed by the Lender, in a principal amount of $300,000 or a whole multiple of $100,000 in excess thereof. Each Loan Notice (whether telephonic or written) shall specify (i) whether the Borrower is requesting a Borrowing, a conversion or a continuation, as the case may be (ii) the requested date of the Borrowing, conversion or continuation, as the case may be (which shall be a Business Day), (iii) the principal amount of the Revolving Loans to be borrowed, converted or continued, (iv) the Type of Revolving Loan to be borrowed or to which existing Revolving Loans are to be converted, (v) whether the interest rate will be the Floating Rate or the Fixed Rate and (vi) if applicable, the duration of the Interest Period. If the Borrower fails to specify the Type of Revolving Loan in a Loan Notice, to specify the interest rate applicable to such Revolving Loan or to give a timely notice requesting a conversion or continuation, then the applicable Revolving Loans shall be made as, or converted to, Floating Rate Revolving Loans bearing interest at the Floating Rate. If the Borrower requests a Borrowing of, conversion to, or continuation of Fixed Rate Revolving Loans in any such Loan Notice, but fails to specify an Interest Period, it will be deemed to have specified an Interest Period of one (1) month. The Borrower may request up to two (2) Borrowings during any calendar month. (b)Following receipt of a Loan Notice, upon satisfaction of the applicable conditions set forth in Section 4.02 hereof (and, if such Borrowing is the initial Borrowing, Section 4.01 hereof), the Lender shall make the requested funds available to the Borrower either by (i) crediting the account of the Borrower on the books of the Lender with the amount of such funds or (ii) wire transfer of such funds, in each case in accordance with instructions provided to (and reasonably acceptable to) the Lender by the Borrower. 1 The Lender is agreeable to an initial advance of less than $300,000. Page 74 of 163 -22- (c)Except as otherwise provided herein, a Fixed Rate Revolving Loan may be continued or converted only on the last day of an Interest Period for such Fixed Rate Revolving Loan. During the existence of a Default or Event of Default, no Revolving Loans may be requested as, converted to or continued as Fixed Rate Revolving Loans without the consent of the Lender, and the Lender may demand that any or all of the then outstanding Fixed Rate Revolving Loans be converted immediately to Floating Rate Revolving Loans and the Borrower agrees to pay all amounts due under Section 3.05 hereof in accordance with the terms thereof due to any such conversion upon receipt of invoice of such charges. (d)The Lender shall promptly notify the Borrower of the interest rate applicable to any Interest Period for Fixed Rate Revolving Loans upon determination of such interest rate and the date on which such Interest Period ends. (e)After giving effect to all Borrowings, all conversions of Revolving Loans from one Type to the other, and all continuations of Revolving Loans as the same Type, there shall not be more than three (3) Interest Periods in effect with respect to Revolving Loans. (f)SIFMA Loans may be continued only on the last day of a SIFMA Accrual Period for such SIFMA Loan. Upon request, the Lender shall promptly notify the Borrower of the interest rate applicable to any SIFMA Accrual Period for SIFMA Loans upon determination of such interest rate and the date on which such SIFMA Accrual Period ends. Section 2.03.Prepayments. (a)Optional. The Borrower may, upon notice to the Lender pursuant to delivery to the Lender of a Notice of Loan Prepayment, at any time or from time to time voluntarily prepay Revolving Loans in whole or in part without premium or penalty subject to Section 3.05 hereof; provided that, unless otherwise agreed by the Lender (i) for any Revolving Loans, such notice must be received by the Lender not later than 11:00 a.m. ten (10) Business Days prior to any date of prepayment of any Revolving Loans and (ii) any prepayment of any Revolving Loans shall be in a principal amount of $250,000 or a whole multiple of $50,000 in excess thereof. Each such notice shall specify the date and amount of such prepayment and which Revolving Loans are to be prepaid and, if Fixed Rate Revolving Loans are to be prepaid, the Interest Period(s) of such Fixed Rate Revolving Loans. If such notice is given by the Borrower, the Borrower shall make such prepayment and the payment amount specified in such notice shall be due and payable on the date specified therein. Any prepayment of principal shall be accompanied by all accrued interest on the amount prepaid, together with any additional amounts required pursuant to Section 3.05 hereof. (b)Mandatory. (i)Revolving Outstandings. If for any reason the Total Outstandings at any time exceed the Revolving Commitment at such time, the Borrower shall immediately prepay Revolving Loans (together with all accrued but unpaid interest thereon). Page 75 of 163 -23- (ii)Application of Other Payments. Prepayments under the Revolving Commitment made pursuant to this Section 2.03(b) shall be applied to the outstanding Revolving Loans. Within the parameters of the applications set forth above, prepayments pursuant to this Section 2.03(b) shall be applied first to Floating Rate Revolving Loans and then to Fixed Rate Revolving Loans in direct order of their Interest Period maturities. All prepayments under this Section 2.03(b) shall be subject to Section 3.05 hereof, but otherwise without premium or penalty, and shall be accompanied by interest on the principal amount prepaid through the date of prepayment. (c)SIFMA Rate Loans. Notwithstanding anything to the contrary contained in this Agreement, SIFMA Loans may only be prepaid on the last day of a SIFMA Accrual Period. Section 2.04.Termination or Reduction of Revolving Commitment. (a)Optional. Subject to Section 2.04(b) below, the Borrower may, upon notice to the Lender, terminate the Revolving Commitment, or from time to time permanently reduce the Revolving Commitment; provided that (i) any such notice shall be received by the Lender not later than 11:00 a.m. ten (10) Business Days prior to the date of termination or reduction, (ii) any such partial reduction shall be in an aggregate amount of $1,000,000 or any whole multiple of $1,000,000 in excess thereof and (iii) the Borrower shall not terminate or reduce the Revolving Commitment if, after giving effect thereto and to any concurrent prepayments hereunder, the Total Outstandings would exceed the Revolving Commitment. (b)Termination Fee. In the event that the Borrower terminates the Revolving Commitment prior to the one (1) year anniversary of the Closing Date, the Borrower hereby agrees to pay to the Lender a Termination Fee in connection with the termination or permanent reduction of the Revolving Commitment by the Borrower as set forth in this paragraph in an amount equal to the product of (A) the amount of Commitment Fees to be charged on the Available Commitment amount from the Closing Date to the first anniversary of the Closing Date (as described in Section 2.07(a) hereof), less (B) the Commitment Fees paid up to and including the date of such termination or reduction (the “Termination Fee”), payable on the date the Available Commitment is terminated or replaced; provided, however, that no Termination Fee shall be charged under this Section (i) if the short-term ratings of the Lender are downgraded below “P-2”, “A-2” and “F-2” by Moody’s, S&P and Fitch, respectively, or (ii) in the event that the Lender imposes increased costs or charges pursuant to Section 3.02 hereof. (c)Payment of Fees. All fees in respect of the Revolving Commitment accrued until the effective date of any termination of the Revolving Commitment shall be paid on the effective date of such termination. Section 2.05.Repayment of Revolving Loans. The Borrower shall repay to the Lender on the Commitment Termination Date the aggregate principal amount of Revolving Loans outstanding on such date. Page 76 of 163 -24- Section 2.06.Interest and Default Rate. (a) Interest. Subject to the provisions of subsection (b) below, (i) each Fixed Rate Revolving Loan shall bear interest on the outstanding principal amount thereof for each Interest Period at a rate per annum equal to the Fixed Rate for such Interest Period, (ii) each Floating Rate Revolving Loan shall bear interest on the outstanding principal amount thereof from the applicable borrowing date at a rate per annum equal to the Floating Rate and (iii) each SIFMA Loan shall bear interest on the outstanding principal amount thereof for each SIFMA Accrual Period at a rate per annum equal to the SIFMA Index Rate for such SIFMA Accrual Period. (b)Default Rate. (i) While any Event of Default exists, the Borrower shall pay interest on all outstanding Obligations hereunder (including, without limitation, all Revolving Loans) at a fluctuating interest rate per annum at all times equal to the Default Rate to the fullest extent permitted by applicable Laws. (ii)Accrued and unpaid interest on past due amounts (including interest on past due interest) shall be due and payable upon demand. (c)Interest Payments. Interest on each Revolving Loan shall be due and payable in arrears on each Interest Payment Date applicable thereto and at such other times as may be specified herein. Interest hereunder shall be due and payable in accordance with the terms hereof before and after judgment, and before and after the commencement of any proceeding under any Debtor Relief Law. Section 2.07.Fees. (a)Commitment Fee. The Borrower shall pay to the Lender a commitment fee equal to the product of (i) the Commitment Fee Rate and (ii) the actual daily amount by which the Revolving Commitment exceeds the Outstanding Amount of Revolving Loans (the “Commitment Fee”). The Commitment Fee shall accrue at all times during the Availability Period, including at any time during which one or more of the conditions in Article IV is not met, and shall be due and payable monthly in arrears on the first Business Day of each month, commencing with the first such date to occur after the Closing Date and the Commitment Termination Date. The Commitment Fee shall be calculated monthly in arrears, and if there is any change in the Commitment Fee Rate during any month, the actual daily amount shall be computed and multiplied by the Commitment Fee Rate separately for each period during such month that such Commitment Fee Rate was in effect. (b)Amendment and Waiver Fees. The Borrower hereby agrees to pay to the Lender, on the date of each amendment to this Agreement or any other Related Document (other than the Indenture), or execution of any standard waiver or consent relating thereto, a non-refundable fee equal to $3,500, plus, in each case, the reasonable fees and expenses of counsel to the Lender in an amount to be agreed upon by the parties prior to the commencement of such action. Such fees shall be fully earned when paid and shall not be refundable for any reason whatsoever. Page 77 of 163 -25- (c)Other Fees. The Borrower shall pay to the Lender such fees as shall have been separately agreed upon in writing in the amounts and at the times so specified. Such fees shall be fully earned when paid and shall not be refundable for any reason whatsoever. Section 2.08.Computation of Interest and Fees. All computations of fees and interest shall be made on the basis of a year of three hundred sixty (360) days, and actual days elapsed. Interest shall accrue on each Revolving Loan for the day on which such Revolving Loan is made, and shall not accrue on a Revolving Loan, or any portion thereof, for the day on which the Revolving Loan or such portion is paid, provided that any Revolving Loan that is repaid on the same day on which it is made shall, subject to Section 2.09, bear interest for one day. Each determination by the Lender of an interest rate or fee hereunder shall be conclusive and binding for all purposes, absent manifest error. Section 2.09.Evidence of Debt. The Borrowings made by the Lender shall be evidenced by one or more accounts or records maintained by the Lender in the ordinary course of business. The accounts or records maintained by the Lender shall be conclusive absent manifest error of the amount of the Borrowings made by the Lender to the Borrower and the interest and payments thereon. Any failure to so record or any error in doing so shall not, however, limit or otherwise affect the obligation of the Borrower hereunder to pay any amount owing with respect to the Obligations. The Revolving Loans shall be evidenced by the Note to be issued on the Closing Date, initially registered in the name of, and payable to, the Lender and otherwise duly completed. The Lender may attach schedules to the Note and endorse thereon the date, amount and maturity of the Revolving Loans and payments with respect thereto. Section 2.10.Payments. (a)General. All payments to be made by the Borrower shall be made in Dollars and immediately available funds by debit to a deposit account, as described in this Agreement or as authorized by the Borrower and without condition or deduction for any counterclaim, defense, recoupment or setoff. If any payment to be made by the Borrower shall come due on a day other than a Business Day, payment shall be made on the next following Business Day, and such extension of time shall be reflected in computing interest or fees, as the case may be. For payments not made by direct debit, payments will be made to the Lender at the Lending Office not later than 2:00 p.m. on the date specified herein. All payments received by the Lender after 2:00 p.m. shall be deemed received on the next succeeding Business Day and any applicable interest or fee shall continue to accrue. (b)Payments by the Borrower. For any payment under this Agreement made by debit to a deposit account, the Borrower will maintain sufficient immediately available funds in the deposit account to cover each debit. If there are insufficient immediately available funds in the deposit account on the date the Lender enters any such debit authorized by this Agreement, the Lender may reverse the debit. Section 2.11.Extension of Commitment Termination Date. At least ninety (90) days and no more than one hundred twenty (120) days prior to the Commitment Termination Date, the Borrower may make a request to the Lender, upon written notice, to extend the Commitment Page 78 of 163 -26- Termination Date. Not more than thirty (30) days from the date on which the Lender shall have received any such notice from the Borrower pursuant to the preceding sentence, the Lender shall notify the Borrower of the initial consent or nonconsent of the Lender to such extension request, which consent shall be given at the sole and absolute discretion of the Lender. The consent of the Lender, if granted, shall be conditioned upon the preparation, execution and delivery of documentation in form and substance satisfactory to the Lender which may include, but not be limited to, the delivery of an Approving Opinion. Failure of the Lender to respond to a request for extension of the Commitment Termination Date shall constitute denial of such extension. Section 2.12. Maximum Interest Rate. If the rate of interest payable hereunder shall exceed the Maximum Interest Rate for any period for which interest is payable, then, to the extent permitted by law, (a) interest at the Maximum Interest Rate shall be due and payable with respect to such interest period, and (b) interest at the rate equal to the difference between (i) the rate of interest calculated in accordance with the terms hereof and (ii) the Maximum Interest Rate (the “Excess Interest”), shall be deferred until such date as the rate of interest calculated in accordance with the terms hereof ceases to exceed the Maximum Interest Rate, at which time the Borrower shall pay to the Lender, with respect to amounts then payable to the Lender that are required to accrue interest hereunder, such portion of the deferred Excess Interest as will cause the rate of interest then paid to the Lender to equal the Maximum Interest Rate, which payments of deferred Excess Interest shall continue to apply to such unpaid amounts hereunder until the earlier of (i) the date of payment in full of all Obligations (other than Excess Interest which has not been recaptured) and on which this Agreement is no longer in effect, and (ii) the date on which all deferred Excess Interest is fully paid to the Lender. Notwithstanding the foregoing, on the date on which no Obligation remains unpaid, to the extent permitted by law, the Borrower shall pay to Lender a fee equal to any accrued and unpaid Excess Interest. Section 2.13.Taxability. In the event a Determination of Taxability occurs, (i) the Borrower hereby agrees to pay to the Lender or any Participant on demand therefor any interest, penalties or charges owed by the Lender or the Participant, as applicable, as a result of interest on any Revolving Loans becoming includable in the gross income of the Lender or such Participant, as applicable, together with any and all reasonable attorneys’ fees, court costs, or other out-of-pocket costs incurred by the Lender or such Participant, as applicable, in connection therewith and pursuant to Section 3.05 hereof, (ii) any Fixed Rate Revolving Loans affected thereby shall automatically bear interest at the Taxable Fixed Rate and (iii) any Floating Rate Revolving Loans affected thereby shall automatically bear interest at the Taxable Floating Rate. The obligations of the Borrower under this Section 2.13 shall survive the termination of the Revolving Commitment and this Agreement. ARTICLE III TAXES, YIELD PROTECTION AND ILLEGALITY Section 3.01.Taxes. If any payments to the Lender under this Agreement are made from outside the United States, the Borrower will not deduct any foreign taxes from any payments it makes to the Lender. If any such taxes are imposed on any payments made by the Borrower Page 79 of 163 -27- (including payments under this paragraph), the Borrower will pay the taxes and will also pay to the Lender, at the time interest is paid, any additional amount which the Lender specifies as necessary to preserve the after-tax yield the Lender would have received if such taxes had not been imposed. The Borrower will confirm that it has paid the taxes by giving the Lender official tax receipts (or notarized copies) within thirty (30) days after the due date. Section 3.02.Increased Costs; Reserves on Loans. (a)Increased Costs Generally. If any Change in Law shall: (i)impose, modify or deem applicable any reserve, liquidity ratio, special deposit, compulsory loan, insurance charge or similar requirement against assets of, deposits with or for the account of, or credit extended or participated in by, the Lender (except any reserve requirement contemplated by Section 3.02(d) below); (ii)subject the Lender to any taxes on its loans, loan principal, letters of credit, commitments, or other obligations, or its deposits, reserves, other liabilities or capital attributable thereto; or (iii)impose on the Lender or the London interbank market any other condition, cost or expense affecting this Agreement or Revolving Loans made by the Lender; and the result of any of the foregoing shall be to increase the cost to the Lender of making or maintaining any Revolving Loan (or of maintaining its obligation to make any such Revolving Loan), or to reduce the amount of any sum received or receivable by the Lender hereunder (whether of principal, interest or any other amount) then, upon request of the Lender, the Borrower will pay to the Lender, such additional amount or amounts as will compensate the Lender, for such additional costs incurred or reduction suffered. (b)Capital Requirements. If the Lender determines that any Change in Law affecting the Lender or the Lending Office or the Lender’s holding company, if any, regarding capital or liquidity requirements has or would have the effect of reducing the rate of return on the Lender’s capital or on the capital of the Lender’s holding company, if any, as a consequence of this Agreement, the Revolving Commitment or the Revolving Loans made by the Lender, to a level below that which the Lender or the Lender’s holding company could have achieved but for such Change in Law (taking into consideration the Lender’s policies and the policies of the Lender’s holding company with respect to capital adequacy), then from time to time the Borrower will pay to the Lender, as the case may be, such additional amount or amounts as will compensate Lender or the Lender’s holding company for any such reduction suffered. (c)A certificate of the Lender setting forth the amount or amounts necessary to compensate the Lender or its holding company, as the case may be, as specified in subsection (a) or (b) of this Section and delivered to the Borrower shall be conclusive absent manifest error. The Borrower shall pay the Lender the amount shown as due on any such certificate within thirty (30) days after receipt thereof. Page 80 of 163 -28- (d)Reserves on Revolving Loans. The Borrower shall pay to the Lender, (i) as long as the Lender shall be required to maintain reserves with respect to liabilities or assets consisting of or including eurocurrency funds or deposits (currently known as “Eurocurrency liabilities”), additional interest on the unpaid principal amount of each Revolving Loan equal to the actual costs of such reserves allocated to such Revolving Loan by the Lender (as determined by the Lender in good faith, which determination shall be conclusive), and (ii) as long as the Lender shall be required to comply with any reserve ratio requirement or analogous requirement of any central banking or financial regulatory authority imposed in respect of the maintenance of the Revolving Commitment or the funding of the Revolving Loans, such additional costs (expressed as a percentage per annum and rounded upwards, if necessary, to the nearest five decimal places) equal to the actual costs allocated to such Revolving Commitment or the Revolving Loans made by the Lender (as determined by the Lender in good faith, which determination shall be conclusive), which in each case shall be due and payable on each date on which interest is payable on such Revolving Loan, provided the Borrower shall have received at least ten (10) days’ prior notice of such additional interest or costs from the Lender. If the Lender fails to give notice thirty (30) days prior to the relevant Interest Payment Date, such additional interest shall be due and payable thirty (30) days from receipt of such notice. (e)Delay in Requests. Failure or delay on the part of the Lender to demand compensation pursuant to the foregoing provisions of this Section 3.02 shall not constitute a waiver of the Lender’s right to demand such compensation. Section 3.03.Illegality. If the Lender determines that any Law has made it unlawful, or that any Governmental Authority has asserted that it is unlawful, for the Lender or its Lending Office to make, maintain or fund any Borrowing whose interest is determined by reference to the LIBOR Rate (Fixed) or LIBOR Rate (Floating), as applicable, or to determine or charge interest rates based upon the LIBOR Rate (Fixed) or LIBOR Rate (Floating), as applicable, or any Governmental Authority has imposed material restrictions on the authority of the Lender to purchase or sell, or to take deposits of, Dollars in the London interbank market in the case of LIBOR Rate (Fixed) or LIBOR Rate (Floating), as applicable, then, on notice thereof by the Lender to the Borrower, any obligation of the Lender to make the Fixed Rate Revolving Loans and/or Floating Rate Revolving Loans, as applicable, shall be suspended. Upon receipt of such notice, the Borrower shall, upon demand from the Lender, if Fixed Rate Revolving Loans or Floating Rate Revolving Loans, as applicable, are deemed unlawful, prepay all such affected Revolving Loans immediately or shall convert all affected Revolving Loans to SIFMA Loans. Once any Revolving Loan has been converted into a SIFMA Loan it cannot be converted back to a Floating Rate Revolving Loan or Fixed Rate Revolving Loan. Upon any such prepayment, the Borrower shall also pay accrued interest on the amount so prepaid. Any Revolving Loan that has been converted into a SIFMA Loan may not be converted back to any other Type of Loan, and at no point shall there be any Fixed Rate Revolving Loans or Floating Revolving Loans outstanding at the same time as any SIFMA Loans are outstanding. Further, following the LIBOR Termination Date, all outstanding and subsequent Borrowings shall be in the form of SIFMA Loans. Section 3.04.Inability to Determine Rates. If the Lender determines that for any reason in connection with any request for a Revolving Loan that (i) Dollar deposits are not being offered to banks in the London interbank eurodollar market for the applicable amount of such Revolving Page 81 of 163 -29- Loan, in the case of Floating Rate Revolving Loans, or for the applicable amount or Interest Period in the case of Fixed Rate Revolving Loans, (ii) adequate and reasonable means do not exist for determining the LIBOR Rate (Fixed) or LIBOR Rate (Floating) for any given day with respect to a proposed Revolving Loan or in connection with an existing or Revolving Loan, including, without limitation, because the LIBOR Screen Rate is not available or published on a current basis and such circumstances are unlikely to be temporary, (iii) the LIBOR Rate (Fixed) or LIBOR Rate (Floating) for any given day with respect to a proposed Revolving Loan does not adequately and fairly reflect the cost to the Lender of funding the Revolving Loan or (iv) the administrator of the LIBOR Screen Rate or a Governmental Authority having or purporting to have jurisdiction over the Lender has made a public statement identifying a specific date after which the LIBOR Rate (Fixed), LIBOR Rate (Floating) or the LIBOR Screen Rate shall no longer be made available, or used for determining the interest rate of loans in Dollars, provided that, if at the time of such statement, there is no successor administrator that is satisfactory to the Lender, that will continue to provide the LIBOR Rate (Fixed) or LIBOR Rate (Floating) after such specific date, the Lender will promptly so notify the Borrower. Thereafter, the obligation of the Lender to make or maintain Revolving Loans shall be suspended. Upon receipt of such notice, the Borrower may prepay all Revolving Loans immediately or shall convert all Revolving Loans to SIFMA Loans. Once any Revolving Loan has been converted into a SIFMA Loan it cannot be converted back to a Floating Rate Revolving Loan or Fixed Rate Revolving Loan. Any Revolving Loan that has been converted into a SIFMA Loan may not be converted back to any other Type of Loan, and at no point shall there be any Fixed Rate Revolving Loans or Floating Revolving Loans outstanding at the same time as any SIFMA Loans are outstanding. Further, following the LIBOR Termination Date, all outstanding and subsequent Borrowings shall be in the form of SIFMA Loans. Section 3.05.Compensation for Losses. Upon demand of the Lender from time to time, the Borrower shall promptly compensate the Lender for and hold the Lender harmless from any loss, cost or expense incurred by it as a result of: (a)any continuation, conversion, payment or prepayment of any Fixed Rate Revolving Loan, the interest on which is determined by reference to the LIBOR Rate (Fixed), on a day other than the last day of the Interest Period for such Revolving Loan (whether voluntary, mandatory, automatic, by reason of acceleration, or otherwise); (b)any failure by the Borrower (for a reason other than the failure of the Lender to make a Revolving Loan) to prepay, borrow, continue or convert any Fixed Rate Revolving Loan on the date or in the amount notified by the Borrower; including any loss of anticipated profits and any loss or expense arising from the liquidation or reemployment of funds obtained by it to maintain such Fixed Rate Revolving Loan or from fees payable to terminate the deposits from which such funds were obtained. The Borrower shall also pay any customary administrative fees charged by the Lender in connection with the foregoing. For purposes of calculating amounts payable by the Borrower to the Lender under this Section 3.05, the Lender shall be deemed to have funded each Fixed Rate Revolving Loan made by it at the Fixed Rate for such Revolving Loan by a matching deposit or other borrowing in the Page 82 of 163 -30- London interbank eurodollar market for a comparable amount and for a comparable period, whether or not such Fixed Rate Revolving Loan was in fact so funded. Section 3.06.Survival. All of the Borrower’s obligations under this Article III shall survive termination of the Revolving Commitment and repayment of all other Obligations hereunder. ARTICLE IV CONDITIONS PRECEDENT TO BORROWINGS Section 4.01.Conditions of Initial Borrowing; Authority; Enforceability. This Agreement shall become binding on the parties hereto upon the satisfaction of the following conditions precedent (all Related Documents and other documents to be delivered to the Lender pursuant to this Section 4.01 shall be subject to prior approval as to form and substance by the Lender, with delivery by the Lender of its signature page to this Agreement evidencing such Person’s acknowledgement that the conditions set forth in this Section 4.01 have been satisfied, unless otherwise waived in writing): (a)The Lender’s receipt of the following, each of which shall be originals or telecopies (followed promptly by originals) unless otherwise specified, each properly executed by an Authorized Representative of the Borrower, each dated the Closing Date (or, in the case of certificates of governmental officials, a recent date before the Closing Date) and each in form and substance satisfactory to the Lender: (i)executed original counterparts of this Agreement, the original Note and certified copies of all of the other Related Documents; (ii)the Lender shall have received the following opinions, dated the Closing Date and addressed to the Lender or on which the Lender is otherwise expressly authorized to rely; (A)from counsel to the Borrower, opinions as to the due authorization, execution, delivery and enforceability of the Related Documents (other than the Indenture) to which the Borrower is a party, and such other customary matters as the Lender may reasonably request; (B)from counsel to the Borrower, opinions to the effect that the pledge of Revenues constitutes a valid pledge and such other customary matters as the Lender may reasonable request; and (C)from Bond Counsel, opinions to the effect that the interest on any Revolving Loan when issued and/or incurred in accordance with this Agreement will be excludable from gross income for federal income tax purposes. Page 83 of 163 -31- (iii)a certificate signed by an Authorized Representative of the Borrower certifying (A) that the conditions specified in Sections 4.02(a) and (b) have been satisfied, (B) that there has been no event or circumstance since June 30, 2019, that has had or could be reasonably expected to have, either individually or in the aggregate, a Material Adverse Effect and (C) that the Borrower is in compliance with the covenants contained in Article VI hereof; (iv)recent evidence that the unenhanced long-term rating assigned to Senior Indebtedness is at least [“___”] by Fitch and [“___”] by S&P, respectively; (v)evidence of due authorization, execution and delivery by the parties thereto of the Related Documents (other than the Indenture), which Related Documents shall be in form and substance satisfactory to the Lender and its special counsel; (vi)true and correct copies of all Governmental Approvals necessary for the Borrower to enter into this Agreement and the Note and the transactions contemplated by this Agreement; (vii)a certificate of an Authorized Representative of the Borrower certifying the name, title, office and true signatures of the officers of the Borrower authorized to sign this Agreement and the Note; (viii)a copy of the Borrower’s investment policy, guidelines and permitted investments, each in form and substance satisfactory to the Lender; [(ix)certified copies of all Contracts, each in form and substance satisfactory to the Lender;] and (x)the Lender shall have received a copy of the IRS Form 8038G filed in connection with all Revolving Loans, in form and substance satisfactory to the Lender; (xi)the Lender shall have received the Audited Financial Statements of the Borrower for the Fiscal Year ended June 30, 2019, accompanied by a copy of the most recent operating budget of the Borrower; and (xii)such other documents, certificates and opinions as the Lender or its special counsel may reasonably request. For purposes of determining compliance with the conditions specified in this Section 4.01, the Lender that has signed this Agreement shall be deemed to have consented to, approved or accepted or to be satisfied with, each document or other matter required thereunder to be consented to or approved by or acceptable or satisfactory to the Lender. Page 84 of 163 -32- Section 4.02.Conditions to All Borrowings. The obligation of the Lender to honor any Loan Notice is subject to the following conditions precedent: (a)The representations and warranties of the Borrower contained in Article V hereof or in the Resolution, or which are contained in any document furnished at any time under or in connection herewith or therewith, shall be true and correct on and as of the date of such Borrowing, except to the extent that such representations and warranties specifically refer to an earlier date, in which case they shall be true and correct as of such earlier date, and except that for purposes of this Section 4.02, the representations and warranties contained in Section 5.05 shall be deemed to refer to the most recent statements furnished pursuant to Section 6.04(a). (b)No Default or Event of Default shall exist, or would result from such proposed Borrowing or from the application of the proceeds thereof. (c)The Lender shall have received a Loan Notice in accordance with the requirements hereof. (d)After giving effect to any Revolving Loan, the aggregate principal amount of all Revolving Loans outstanding hereunder shall not exceed the Available Commitment. (e) Such Borrowing shall not violate any order, judgment or decree of any court or authority of competent jurisdiction or any provision of law as then in effect. (f)The Lender shall not have received notice (either verbal or written) from the Borrower, or Bond Counsel that any opinion delivered pursuant to Section 4.01(a)(ii) hereof may no longer be relied upon. (g)The Lender shall have received, in form and substance satisfactory to it, such other assurances, certificates, documents or consents related to the foregoing as the Lender reasonably may require. Each Loan Notice submitted by the Borrower shall be deemed to be a representation and warranty that the conditions specified in Sections 4.02(a) and (b) have been satisfied on and as of the date of the applicable Borrowing. ARTICLE V REPRESENTATIONS AND WARRANTIES The Borrower makes the following representations and warranties to the Lender: Section 5.01.Existence and Power; Due Authorization. The Borrower (i) is a political subdivision of the State of California, duly organized and existing under and pursuant to the Water Code, and (ii) has the full legal right, power and authority to (A) control and regulate its properties Page 85 of 163 -33- and to carry on its business as now being and hereafter proposed to be conducted, (B) execute and deliver this Agreement and the Related Documents, (C) perform all its obligations and liabilities under this Agreement and the other Related Documents in accordance with their respective terms, (D) receive proceeds of Revolving Loans, and otherwise incur Debt in accordance with this Agreement, pay the principal and interest on the Note, all other outstanding bonds and notes of the Borrower and all of its Obligations hereunder (including, without limitation, the obligation to repay all Revolving Loans, to pay all interest thereon, and to pay all fees and other amounts payable hereunder). All Governmental Approvals necessary for the Borrower to enter into this Agreement, the other Related Documents and to perform the transactions contemplated hereby and thereby and to conduct its business activities and own its property have been obtained and remain in full force and effect and are subject to no further administrative or judicial review. No other Governmental Approval or other action by, and no notice to or filing with, any Governmental Authority is required for the due execution, delivery and performance by the Borrower of this Agreement or the due execution, delivery or performance by the Borrower of the Related Documents. Section 5.02.Valid and Binding Obligations. This Agreement has been duly executed and delivered by one or more duly authorized officers of the Borrower, and each of this Agreement and the Notes, when executed and delivered by the Borrower will be, a legal, valid and binding obligation of the Borrower enforceable in accordance with its terms, except as such enforceability may be limited by (a) the effect of any applicable bankruptcy, insolvency, reorganization, moratorium or similar law affecting creditors’ rights generally, and (b) general principles of equity (regardless of whether such enforceability is considered in a proceeding in equity or at law). Any Note issued pursuant to this Agreement will be duly issued, executed and delivered in conformity with the Water Code. Section 5.03.Noncontravention; Compliance with Law. The execution, delivery and performance of this Agreement and each of the other Related Documents in accordance with their respective terms do not and will not (i) contravene the Borrower’s authorizing legislation, (ii) require any consent or approval of any creditor of the Borrower, (iii) violate any Laws (including, without limitation, Regulations T, U or X of the FRB, or any successor regulations), or (iv) conflict with, result in a breach of or constitute a default under any contract to which the Borrower is a party or by which it or any of its Property may be bound. Section 5.04.Pending Litigation and Other Proceedings. There is no action, suit or proceeding pending in any court, any other governmental authority with jurisdiction over the Borrower or any arbitration in which service of process has been completed against the Borrower or, to the knowledge of the Borrower, any other action, suit or proceeding pending or threatened in any court, any other governmental authority with jurisdiction over the Borrower or any arbitrator, in either case against the Borrower or any of its properties or revenues, or any of the Related Documents to which it is a party, which if determined adversely to the Borrower would adversely affect the rights, security, interests or remedies of the Lender hereunder or under any of the other Related Documents or which is reasonably likely to result in a Material Adverse Effect, except any action, suit or proceeding which has been brought prior to the Closing Date as to which the Lender has received an opinion of counsel satisfactory to the Lender, in form and substance satisfactory to the Lender and the Lender’s legal counsel, to the effect that such action, suit or Page 86 of 163 -34- proceeding is without substantial merit. To the knowledge of the Borrower, there is no action pending or threatened, which questions the validity of the Water Code. Section 5.05.Financial Statements. The audited financial statements of the Borrower as of June 30, 2019, and the related consolidated statement of activities and changes in net assets and the consolidated statement of cash flows for the Fiscal Year then ended, and accompanying notes thereto, which financial statements, accompanied by the audit report of a nationally recognized independent public accountants, heretofore furnished to the Lender, which are consistent in all material respects with the audited financial statements of the Borrower for the Fiscal Year ended June 30, 2019, fairly present the financial condition of the Borrower in all material respects as of such dates and the results of its operations for the periods then ended in conformity with GAAP. Since June 30, 2019, there has been no material adverse change in the financial condition or operations of the Borrower that could reasonably be expected to result in a Material Adverse Effect. Section 5.06.No Defaults. No default by the Borrower has occurred and is continuing in the payment of the principal of or premium, if any, or interest on any Debt. No bankruptcy, insolvency or other similar proceedings pertaining to the Borrower or any agency or instrumentality of the Borrower are pending or presently contemplated. No Default or Event of Default has occurred and is continuing hereunder. The Borrower is not presently in default under any material agreement to which it is a party which could reasonably be expected to have a Material Adverse Effect. The Borrower is not in violation of any material term of the authorizing legislation applicable to the Borrower or any material term of any bond indenture or agreement to which it is a party or by which any of its Property is bound which could reasonably be expected to result in a Material Adverse Effect. Section 5.07.Correct Information. All information, reports and other papers and data with respect to the Borrower furnished by the Borrower to the Lender were, at the time the same were so furnished, correct in all material respects. Any financial, budget and other projections furnished by the Borrower to the Lender were prepared in good faith on the basis of the assumptions stated therein, which assumptions were fair and reasonable in light of conditions existing at the time of delivery of such financial, budget or other projections, and represented, and as of the date of this representation, represent (subject to the updating or supplementation of any such financial, budget or other projections by any additional information provided to the Lender in writing, the representations contained in this Agreement being limited to financial, budget or other projections as so updated or supplemented), in the judgment of the Borrower, a reasonable, good faith estimate of the information purported to be set forth, it being understood that uncertainty is inherent in any projections and that no assurance can be given that the results set forth in the projections will actually be obtained. No fact is known to the Borrower that materially and adversely affects or in the future may (as far as it can reasonably foresee) materially and adversely affect the security for the Revolving Loans, or the ability of the Borrower to repay when due the Obligations, that has not been set forth in the financial statements and other documents referred to in this Section 5.07 or in such information, reports, papers and data or otherwise disclosed in writing to the Lender. The documents furnished and statements made by the Borrower in connection with the negotiation, preparation or execution of this Agreement and the Related Documents do not contain untrue Page 87 of 163 -35- statements of material facts or omit to state material facts necessary to make the statements contained therein, in light of the circumstances under which they were made, not misleading. Section 5.08.Margin Stock. The Borrower is not engaged in the business of extending credit for the purpose of purchasing or carrying Margin Stock, and no part of the proceeds of any of the Revolving Loans will be used to purchase or carry any such Margin Stock or extend credit to others for the purpose of purchasing or carrying any such Margin Stock. Section 5.09.Tax-Exempt Status. The Borrower has not taken any action or omitted to take any action, and has no actual knowledge of any action taken or omitted to be taken by any other Person, which action, if taken or omitted, would adversely affect the exclusion of interest on any of the Revolving Loans from gross income for federal income tax purposes. Section 5.10.Usury. None of the Related Documents provide for any payments that would violate any applicable law regarding permissible maximum rates of interest. Section 5.11.Security. The Note is secured by all legally available funds of the Borrower and constitutes a general obligation of the Borrower payable from all legally available funds of the Borrower. The Borrower also hereby pledges Revenues to secure the payment and principal of and interest on the Note, on a subordinate basis to Bonds and Contracts. Section 5.12.No Immunity. Under existing law, the Borrower is not entitled to raise the defense of sovereign immunity in connection with any legal proceeding to enforce or collect upon this Agreement or the other Related Documents including the payment of the principal of and interest on any of the Revolving Loans or the payment of any other Obligations; provided that the Borrower is entitled to raise the defense of sovereign immunity in connection with actions based on torts. Section 5.13.USA PATRIOT Act. (a) The Lender is subject to the requirements of the Patriot Act (as hereinafter defined) and hereby notifies the Borrower that pursuant to the requirements of the USA PATRIOT Act (Title III of Pub. L. 107-56 (signed into law October 26, 2001)) (the “Patriot Act”), the Lender required to obtain, verify and record information that identifies the Borrower, which information includes the name and address of the Borrower and other information that will allow the Lender to identify the Borrower in accordance with the Patriot Act. (b)The Borrower shall (i) ensure that neither it nor any of its officers and directors is or will be listed on the Specially Designated Nationals and Blocked Person List or other similar lists maintained by the Office of Foreign Assets Control (“OFAC”) or the Department of the Treasury or included in any Executive Order that prohibits or limits the Lender from providing any funding or extending any credit to the Borrower or from otherwise conducting business with the Borrower and (ii) ensure that the proceeds of any advance or extension of credit hereunder will not be used to violate any of the foreign asset control regulations of OFAC or any enabling statute or Executive Order relating thereto. The Borrower shall provide documentary and other evidence of its identity as may be requested by the Lender at any time to enable the Lender to verify the Borrower’s identity Page 88 of 163 -36- or to comply with any applicable law or regulation, including, without limitation, Section 326 of the Patriot Act. Section 5.14.Pledge of Legally Available Funds. In consideration of the issuance of the making of Revolving Loans by the Lender and other good and valuable consideration, the receipt of which is acknowledged, and in order to secure the Obligations, the Borrower does hereby pledge to the Lender and its successors and assigns, and grant a security interest in all of the Borrower’s legally available funds. Section 5.15. OFAC. Neither the Borrower, nor, to the knowledge of the Borrower, any Related Party, (a) is currently the subject of any Sanctions, (b) is located, organized or residing in any Designated Jurisdiction, or (c) is or has been (within the previous five (5) years) engaged in any transaction with any Person who is now or was then the subject of Sanctions or who is located, organized or residing in any Designated Jurisdiction. To the best knowledge of the Borrower, after due inquiry, the proceeds from the Revolving Loans or the transaction contemplated by this Agreement have not been used, directly or indirectly, to lend, contribute, provide or otherwise be made available to fund any activity or business in any Designated Jurisdiction or to fund any activity or business of any Person located, organized or residing in any Designated Jurisdiction or who is the subject of any Sanctions, or in any other manner that will result in any violation by any Person (including the Lender) of Sanctions. Section 5.16.Title to Assets. The Borrower has good and marketable title to its assets except where the failure to have good and marketable title to any of its assets would not have a Material Adverse Effect. No assets of the Borrower are subject to any Lien other than Liens permitted by the Resolution. Section 5.17.Insurance. The Borrower currently maintains a system of self-insurance or insurance coverage with insurance companies believed by the Borrower to be capable of performing their obligations under the respective insurance policies issued by such insurance companies to the Borrower (as determined in its reasonable discretion) and in full compliance with Section 6.10 of the IPA and Section 6.12 hereof. Section 5.18. Environmental Matters. Except as disclosed to the Lender in writing prior to the Closing Date, the operations of the Borrower are in material compliance with all of the requirements of applicable Environmental Laws and are not the subject of any governmental investigation evaluating whether any remedial action is needed to respond to a release of any toxic or hazardous waste or substance into the environment, where a failure to comply with any such requirement or the need for any such remedial action could reasonably be expected to result in a Material Adverse Effect. Section 5.19.Taxes. The Borrower has filed or caused to be filed, if any, all material tax returns required by law to be filed and has paid or caused to be paid all material taxes, assessments and other governmental charges levied upon or in respect of any of its properties, assets or franchises, other than taxes the validity or amount of which are being contested in good faith by the Borrower by appropriate proceedings and for which the Borrower shall have set aside on its books adequate reserves in accordance with GAAP. Page 89 of 163 -37- Section 5.20. No Public Vote or Referendum; Pending Legislation and Decisions. To the best knowledge of the Borrower, there is no public vote or referendum pending, proposed or concluded, the results of which could in any way adversely affect the transactions contemplated by the Loan Documents, or the validity or enforceability of the Loan Documents. There is no amendment, or to the knowledge of the Borrower, proposed amendment to the Constitution of the State or any State law or any administrative interpretation of the Constitution of the State or any State law, or any legislation that has passed either house of the legislature of the State, or any judicial decision interpreting any of the foregoing, the effect of which could reasonably be expected to result in a Material Adverse Effect. Section 5.21.Incorporation by Reference. The representations and warranties of the Borrower contained in the other Related Documents to which the Borrower is a party, together with the related definitions of terms contained therein, are hereby incorporated by reference in this Agreement as if each and every such representation and warranty and definition were set forth herein in its entirety, and the representations and warranties made by the Borrower in such Sections are hereby made for the benefit of the Lender. No amendment to or waiver of such representations and warranties or definitions made pursuant to the relevant Related Document or incorporated by reference shall be effective to amend such representations and warranties and definitions as incorporated by reference herein without the prior written consent of the Lender. Section 5.22.Solvency. The Borrower is solvent and able to pay its debts as they become due. Section 5.23.No Existing Right to Accelerate. No Person, including, without limitation, any credit facility provider or liquidity provider, either of which provides credit enhancement or liquidity support to any Subordinate Debt of the Borrower, or any holder of Subordinate Debt of the Borrower, has a right under any resolution, indenture, or supplemental indenture relating to any such Subordinate Debt of the Borrower or under any other document or agreement relating to any Subordinate Debt of the Borrower, to cause an acceleration of such Subordinate Debt, or to otherwise declare the principal of and interest on any such Subordinate Debt to be immediately due and payable, prior to its maturity. Section 5.24.Swap Contracts. The Borrower has not entered into any Swap Contract relating to Debt (a) wherein any termination payment thereunder is senior to or on a parity with the payment of any Revolving Loans or the other Obligations or (b) which requires the Borrower to post cash collateral to secure its obligations thereunder. Section 5.25.Official Signatures. The Authorized Representative, on behalf of the Borrower, has full power and authority to execute, deliver and perform under each of the Related Documents. Any agreement, certificate or request signed by or on behalf of any Authorized Representative and delivered to the Lender shall be deemed a representation and warranty by the Borrower to the Lender as to the truth, accuracy and completeness of the statements made by the Borrower therein. Page 90 of 163 -38- Section 5.26.Water System. The Borrower has maintained the Water System in good working order and repair, and there have been no changes to and no event has occurred which has had, or may result in, a Material Adverse Effect. Section 5.27.Investment Company. The Borrower is not an “investment company” or a company “controlled” by an “investment company,” as such terms are defined in the Investment Company Act of 1940, as amended. ARTICLE VI COVENANTS The Borrower covenants and agrees, until the full and final payment and satisfaction of all of the Obligations, unless the Lender shall otherwise consent in writing, that: Section 6.01.Existence, Etc. The Borrower (a) shall maintain its existence as a county water district duly and validly existing under the laws of the State and (b) shall not liquidate or dissolve, or sell or lease or otherwise transfer or dispose of all or any substantial part of its property, assets or business, or combine, merge or consolidate with or into any other entity. Section 6.02.Payment of Obligations. The Borrower shall pay (a) all Debt of the Borrower in accordance with the terms thereof and (b) all taxes assessments (general or special) and governmental charges of any kind whatsoever, as and when the same respectively come due, that may be at any time lawfully assessed or levied against or with respect to the Borrower, in each case, unless the failure to do so could not reasonably be expected to have a Material Adverse Effect. Section 6.03.Compliance with Laws. The Borrower shall comply with all Laws applicable to it and its Property, except where non-compliance could not reasonably be expected to result in a Material Adverse Effect. Section 6.04.Reports. The Borrower shall furnish to the Lender in form and detail satisfactory to the Lender: (a)Annual Report. As soon as available, and in any event within two hundred seventy (270) days after the end of the Fiscal Year, the annual audited financial statements of the Borrower together with (1) the opinion of the Borrower’s independent accountants and (2) a Compliance Certificate in the form of Exhibit C hereto signed by an Authorized Representative (x) stating that no Event of Default or Default has occurred, or if such Event of Default or Default has occurred, specifying the nature of such Event of Default or Default, the period of its existence, the nature and status thereof and any remedial steps taken or proposed to correct such Event of Default or Default and (y) demonstrating compliance with the [financial covenants set forth in Section 6.18 and 6.23 hereof]. The Borrower will be deemed to have complied with the requirement to provide its annual audited financial statements together with the opinion of the Borrower’s independent Page 91 of 163 -39- accountants to the extent such information has been duly posted within such time period on the Borrower’s website ([_______________]) or on EMMA. (b)Notice of Default or Event of Default. (i) Promptly upon obtaining knowledge of any Default or Event of Default, or notice thereof, and in any event within five (5) days thereafter, a certificate signed by an Authorized Representative specifying in reasonable detail the nature and period of existence thereof and what action the Borrower has taken or proposes to take with respect thereto; (ii) promptly following a written request of the Lender, a certificate of an Authorized Representative as to the existence or absence, as the case may be, of a Default or an Event of Default under this Agreement; and (iii) promptly upon obtaining knowledge of any “default” or “event of default” as defined under any material agreement to which the Borrower is a party, notice specifying in reasonable detail the nature and period of existence thereof and what action the Borrower has taken or proposes to take with respect thereto. (c)Litigation. As promptly as practicable, written notice to the Lender of all actions, suits or proceedings pending or threatened against the Borrower in court or before any arbitrator of any kind or before any governmental authority which could reasonably be expected to result in a Material Adverse Effect. (d)Budget. As soon as available, and in any event within thirty (30) days following the commencement of each Fiscal Year, the operating budget of the Borrower for the new Fiscal Year. (e)Other Information. Such other information regarding the business affairs, financial condition and/or operations of the Borrower as the Lender may from time to time reasonably request. Section 6.05.Covenant to Budget; Payment of the Revolving Loan. The Borrower covenants and agrees to include in its annual budget, by amendment, if necessary, amounts sufficient to pay the principal of and interest on the Revolving Loans when due. Such covenant and agreement on the part of the Borrower to budget such amounts shall be cumulative to the extent not paid, and shall continue until legally available funds in amounts sufficient to make all such required payments shall have been budgeted and actually paid. Section 6.06.Use of Proceeds. The Borrower will use the proceeds of the Revolving Loans to pay for capital projects of the Water System. For the avoidance of doubt, the Borrower will not use any portion of the proceeds of the Revolving Loans for the purpose of carrying or purchasing any Margin Stock. Section 6.07.Immunity from Jurisdiction. To the fullest extent permitted by law, the Borrower will not assert any immunity it may have as a public entity under the laws of the State from lawsuits with respect to this Agreement or any other Related Document. To the extent the Borrower hereafter may acquire under any applicable law any rights to immunity from legal proceedings on a ground of sovereignty, the Borrower hereby waives and agrees not to claim, to Page 92 of 163 -40- the extent permitted by law, such rights to immunity for itself in respect of its obligations arising under or related to this Agreement or any other Related Document. Section 6.08.Maintenance of Tax-Exempt Status of Interest. The Borrower shall not take any action or omit to take any action which, if taken or omitted, would adversely affect the tax-exempt status of the interest on the Revolving Loans. Section 6.09.Amendments to Related Documents. The Borrower will not amend or modify, or permit to be amended or modified any of the Related Documents (other than the Indenture) without the prior written consent of the Lender. Section 6.10.Federal Reserve Board Regulations. The Borrower shall not use any portion of the Revolving Loans or the Note which evidences the Revolving Loans for the purpose of carrying or purchasing any Margin Stock and shall not incur any Debt which is to be reduced, retired or purchased by the Borrower out of such proceeds. Section 6.11.Maintenance of Properties. The Borrower shall, in all material respects, maintain, preserve and keep its Property in good repair, working order and condition (ordinary wear and tear excepted), except to the extent that the failure to do so could reasonably be expected to result in a Material Adverse Effect. Section 6.12.Insurance. The Borrower shall maintain insurance with reputable insurance companies or associations believed by the Borrower at the time of purchase of such insurance to be financially sound and in such amounts and covering such risks as are usually carried by organizations engaged in the same or a similar business and similarly situated, which insurance may provide for customary deductibles from coverage. The Borrower shall upon request of the Lender furnish a certificate setting forth in summary form the nature and extent of the insurance maintained pursuant to this Section 6.12. Section 6.13.Maintenance of Books and Records. The Borrower will keep proper books of record and account in which full, true and correct entries in accordance with GAAP. All financial data (including financial ratios and other financial calculations) required to be submitted pursuant to this Agreement shall be prepared in conformity with GAAP applied on a consistent basis, as in effect from time to time, applied in a manner consistent with that used in preparing the financial statements, except as otherwise specifically prescribed herein. Except as provided in the immediately preceding sentence, in preparing any financial data or statements contemplated or referred to in this Agreement, the Borrower shall not vary or modify the accounting methods or principles from the accounting standards employed in the preparation of its audited financial statements described in Section 5.05 hereof. Section 6.14. Access to Books and Records. The Borrower will permit any Person designated by the Lender (at the expense of the Lender, unless and until a Default or Event of Default has occurred, at which time such expenses shall be borne by the Borrower) to visit any of the offices of the Borrower to examine the books and financial records (except books and financial records the examination of which by the Lender is prohibited by law or by attorney or client privilege), including minutes of meetings of any relevant governmental committees or agencies, Page 93 of 163 -41- and make copies thereof or extracts therefrom, and to discuss the affairs, finances and accounts of the Borrower with their principal officers, employees and independent public accountants, all at such reasonable times and as often as the Lender may reasonably request. Section 6.15.Other Agreements. (a) In the event that the Borrower shall, directly or indirectly, enter into or otherwise consent to any Bank Agreement which such Bank Agreement provides such Person with different or more restrictive covenants, different or additional events of default and/or greater rights and remedies than are provided to the Lender in this Agreement, the Borrower shall provide the Lender with a copy of each such Bank Agreement and such different or more restrictive covenants, different or additional events of default and/or greater rights and remedies shall automatically be deemed to be incorporated into this Agreement and the Lender shall have the benefits of such different or more restrictive covenants, different or additional events of default and/or greater rights and remedies as if specifically set forth herein until the expiration or other termination of the Bank Agreement containing such more restrictive covenants, different or additional events of default and/or greater rights and remedies. The Borrower shall promptly enter into an amendment to this Agreement to include different or more restrictive covenants, different or additional events of default and/or greater rights and remedies; provided that the Lender shall have and maintain the benefit of such different or more restrictive covenants, different or additional events of default and/or greater rights and remedies even if the Borrower fails to provide such amendment. (b)No Acceleration of Other Obligations. The Borrower will not, without the prior written consent of the Lender, enter into, or otherwise consent to, any indenture, resolution, ordinance, credit agreement, standby bond purchase agreement, liquidity agreement, direct bond purchase agreement or other similar agreement or instrument (or any amendment, supplement or modification thereto), which agreement or instrument includes, or otherwise grants to any Person as a remedy upon the occurrence of an event of default, the right to accelerate the payment of the principal of or interest on any Subordinate Debt of the Borrower or to otherwise declare the principal of or interest on any such Subordinate Debt to be immediately due and payable prior to its maturity or cause such Subordinate Debt to be paid pursuant to a mandatory tender, mandatory redemption or otherwise on any date other than a regularly scheduled payment date. Section 6.16.Liens. The Borrower shall not, directly or indirectly, incur, create or permit to exist any Lien on all or any part of the security provided by the Resolution that is senior to or on a parity with the Lien securing the Revolving Loans and the other Obligations, other than (a) Liens created under and in accordance with the terms of the Resolution; (b) the Liens created for the benefit of the Revolving Loans and the other Obligations and other Secured Debt that has heretofore or may hereafter be issued; and (c) Liens which could not reasonably be expected to materially adversely affect the interests, rights, remedies or security of the Lender under this Agreement and the other Related Documents. Section 6.17. Investment Policy. The Borrower shall comply with its investment policy in effect from time to time. Section 6.18. Limitation on Additional Debt. The Borrower may at any time enter into any additional Subordinate Debt in accordance herewith provided that: Page 94 of 163 -42- (a)The Net Revenues remaining after payment of Debt Service on Contracts and Bonds for any consecutive twelve calendar month period during the eighteen calendar month period preceding the date of adoption by the Board of Directors of the Borrower of the resolution authorizing the issuance of such Subordinate Debt, as evidenced by a special report prepared by an Independent Certified Public Accountant or Independent Financial Consultant (as such terms are defined in the IPA) on file with the Borrower, shall have produced a sum equal to at least one hundred ten percent (110%) of the debt service on all Subordinate Debt for such twelve month period; and (b)The Net Revenues remaining after payment of Debt Service on Bonds and Contracts for any consecutive twelve calendar month period during the eighteen calendar month period preceding the date of adoption by the Board of Directors of the Borrower of the resolution authorizing the issuance of such Subordinate Debt, including adjustments to give effect as of the first day of such twelve month period to increases or decreases in rates and charges for the Water Service approved and in effect as of the date of calculation, as evidenced by a special report prepared by an Independent Certified Public Accountant or Independent Financial Consultant on file with the Borrower, shall have produced a sum equal to at least one hundred ten percent (110%) of the debt service on all Subordinate Debt for such twelve month period, plus the debt service which would have accrued on any Subordinate Debt issued since the end of such twelve month period, assuming that such Subordinate Debt had been issued at the beginning of such twelve month period, plus the debt service on all proposed additional Subordinate Debt which would have accrued had such proposed additional Subordinate Debt been issued at the beginning of such twelve month period. Notwithstanding the foregoing, Subordinate Debt issued to prepay or redeem outstanding Subordinate Debt may be delivered without satisfying the conditions set forth above if debt service on Subordinate Debt in each Fiscal Year after the Fiscal Year in which such Subordinate Debt is issued is not greater than debt service would have been in each such Fiscal Year prior to the issuance of such Subordinate Debt. For purposes of the foregoing, debt service on Subordinate Debt (other than the Revolving Debt Assumption) for any period during which such debt service has not actually been paid shall be calculated in accordance with the definition of “Debt Service” in the IPA. For purposes of the foregoing, debt service on the Note shall be calculated in accordance with the Revolving Debt Assumption for any period during which such debt service has not actually been paid. Section 6.19. Fundamental Changes. The Borrower shall not merge, dissolve, liquidate, consolidate with or into another Person, or dispose of (whether in one transaction or in a series of transactions) all or substantially all of its assets (whether now owned or hereafter acquired) to or in favor of any Person without prior Lender consent. Section 6.20.Swap Contracts. Without the prior written consent of the Lender, the Borrower will not enter into any Swap Contract relating to Debt (a) wherein any termination payments thereunder are senior to or on parity with the payment of the Revolving Loans or the other Obligations or (b) which requires the Borrower to post cash collateral to secure its obligations thereunder. Page 95 of 163 -43- Section 6.21.Underlying Rating. At any time that the Yorba Linda Water District Financing Authority Revenue Bonds, Series 2017A (the “Revenue Bonds”) are outstanding and not fully defeased, the Borrower shall maintain a long-term unenhanced rating on such Revenue Bonds from at least one Rating Agency. The Borrower covenants and agrees that it shall not at any time withdraw any long-term unenhanced rating on such Revenue Bonds from any of Fitch, Moody’s or S&P if the effect of such withdrawal would be to cure a Default or an Event of Default under this Agreement. Section 6.22.Related Documents. The Borrower will not amend or modify, or permit to be amended or modified in any manner whatsoever any Related Document in a manner which would materially adversely affect the Borrower’s ability to repay Debt that is secured by Revenues or which adversely affects the security for the Obligations or the other Obligations or the Borrower’s ability to repay when due the Obligations or the interests, security, rights or remedies of the Lender without the prior written consent of the Lender; provided, however, that the consent of the Lender is not required with respect to amendments or supplements to the Resolution and the Indenture entered into solely to support the issuance of additional Debt payable from or secured by Revenues and issued strictly in accordance with the terms of this Agreement and the other Related Documents. Section 6.23. Rate Covenants. (a) The Borrower will fix and prescribe, at the commencement of each such Fiscal Year, rates and charges for the Water Service which are reasonably expected, at the commencement of such Fiscal Year, to be at least sufficient to yield during such Fiscal Year Net Revenues remaining after payment of Debt Service on Contracts and Bonds equal to one hundred ten percent (110%) of debt service on all Subordinate Debt for such Fiscal Year. (b)The Borrower may make, or permit to be made, adjustments from time to time in such rates, fees and charges and may make, or permit to be made, such classification thereof as it deems necessary, but may not reduce or permit to be reduced such rates, fees and charges below those then in effect, unless the Revenues from such reduced rates, fees and charges will at all times be sufficient to meet the foregoing requirements. For purposes of the foregoing, debt service on Subordinate Debt (other than the Revolving Debt Assumption) for any period during which such debt service has not actually been paid shall be calculated in accordance with the definition of “Debt Service” in the IPA. For purposes of the foregoing, debt service on the Revolving Debt Assumption for any period during which such debt service has not actually been paid shall be calculated in accordance with such definition. Section 6.24.Environmental Laws. The Borrower shall comply with all applicable Environmental Laws and cure any defect (or cause other Persons to cure any such defect) to the extent necessary to bring such real property owned, leased, occupied or operated by the Borrower back into compliance with Environmental Laws and to comply with any cleanup orders issued by a Governmental Authority having jurisdiction thereover to the extent that any failure to do so, individually or in the aggregate, could reasonably be expected to result in a Material Adverse Effect. The Borrower shall at all times use commercially reasonable efforts to render or maintain any real property owned, leased, occupied or operated by the Borrower safe and fit for its intended Page 96 of 163 -44- uses. The Borrower shall also immediately notify the Lender of any actual or alleged material failure to so comply with or perform, or any material breach, violation or default under any Environmental Law. Section 6.25.Collection of Rates and Charges. The Borrower will have in effect at all times by-laws, rules and regulations requiring each customer to pay the rates and charges applicable to the Water Service to such land and providing for the billing thereof and for a due date and a delinquency date for each bill. In each case where such bill remains unpaid in whole or in part after it becomes delinquent, the Borrower may discontinue such service from the Water System, and such service shall not thereafter be recommenced except in accordance with Borrower by-laws or rules, regulations and State Law governing such situations of delinquency. Section 6.26. Use of Lender’s Name. The Borrower shall not include any information concerning the Lender in any offering document that is not supplied in writing, or otherwise approved, by the Lender expressly for inclusion therein. Section 6.27.Disclosure to Participants. The Borrower shall permit the Lender to disclose the financial information received by it pursuant to this Agreement to each Participant of the Lender, subject to confidentiality restrictions and use restrictions customary for financial institutions. Section 6.28. Compliance With Documents. The Borrower agrees that it will perform and comply with each and every covenant and agreement required to be performed or observed by it in the Resolution and each of the other Related Documents to which it is a party, which provisions, as well as related defined terms contained therein, are hereby incorporated by reference herein with the same effect as if each and every such provision were set forth herein in its entirety all of which shall be deemed to be made for the benefit of the Lender and shall be enforceable against the Borrower. To the extent that any such incorporated provision permits the Borrower or any other party to waive compliance with such provision or requires that a document, opinion or other instrument or any event or condition be acceptable or satisfactory to the Borrower or any other party, for purposes of this Agreement, such provision shall be complied with unless it is specifically waived by the Lender in writing and such document, opinion or other instrument and such event or condition shall be acceptable or satisfactory only if it is acceptable or satisfactory to the Lender which shall only be evidenced by the written approval by the Lender of the same. Except as permitted by Section 6.22 hereof, no termination or amendment to such covenants and agreements or defined terms or release of the Borrower with respect thereto made pursuant to the Resolution or any of the other Related Documents to which the Borrower is a party, shall be effective to terminate or amend such covenants and agreements and defined terms or release the Borrower with respect thereto in each case as incorporated by reference herein without the prior written consent of the Lender. Notwithstanding any termination or expiration of the Resolution or any such other Related Document to which the Borrower is a party, the Borrower shall continue to observe the covenants therein contained for the benefit of the Lender until the termination of this Agreement and the payment in full of the Revolving Loans and the other Obligations. All such incorporated covenants shall be in addition to the express covenants contained herein and shall not be limited by the express covenants contained herein nor shall such incorporated covenants be a limitation on the express covenants contained herein. Page 97 of 163 -45- Section 6.29.Maintenance of Water System. The Borrower shall at all times operate or cause to be operated the Water System properly and in an efficient and economical manner, and shall maintain, preserve, reconstruct and keep the same or cause the same to be so maintained, preserved, reconstructed and kept, with the appurtenances and every part and parcel thereof, in good repair, working order and condition, and shall from time to time make, or cause to be made, all necessary and proper repairs, replacements and renewals so that at all times the operation of the Water System may be properly and advantageously conducted. The Borrower shall pay (a) all indebtedness and obligations of the Borrower in accordance with the terms thereof and (b) all assessments or other governmental charges as the same respectively become due, all taxes, assessments (general or special) and governmental charges of any kind whatsoever that may be at any time lawfully assessed or levied against or with respect to the Water System or Net Revenues or any interest thereon and promptly discharge or cause to be discharged all liens, encumbrances and charges on such property and assets. Section 6.30.Eminent Domain. If all or any part of the Water System shall be taken by eminent domain proceedings, the Net Proceeds thereof shall be applied as follows: (a) if (i) the Borrower certifies (x) the estimated loss of Net Revenues, if any suffered or to be suffered by the Borrower by reason of such eminent domain proceedings, (y) a general description of the additions, betterments, extensions or improvements to the Water System proposed to be acquired by the Borrower from any Net Proceeds, and (z) an estimate of the additional annual Net Revenues to be derived from such additions, betterments, extensions or improvements, and (ii) on the basis of such certificate, determines that the estimated additional annual Net Revenues will sufficiently offset the estimated loss of annual Net Revenues resulting from such eminent domain proceedings so that the ability of the Borrower to meet its obligations hereunder will not be substantially impaired (which determination shall be final and conclusive); then the Borrower shall promptly proceed with the acquisition of such additions, betterments, extensions or improvements substantially in accordance with such certification and such Net Proceeds shall be applied for the payment of the costs of such acquisition, and any balance of such Net Proceeds not required by the Borrower for such purpose shall be applied to pay the Senior Indebtedness on a pro rata basis in the manner provided in the [Contracts] and then to pay the Obligations and the other Subordinate Debt on a pro rata basis in the manner provided herein and in the Subordinate Debt Issuing Documents. If the foregoing conditions are not met, then such Net Proceeds shall be applied to pay the Senior Indebtedness on a pro rata basis in the manner provided in the [Contracts] and then to pay the Obligations and the other Subordinate Debt on a pro rata basis in the manner provided herein and in the Subordinate Debt Issuing Documents. 6.31.Competing Utility. The Borrower shall not acquire, construct, operate or maintain, and shall not, within the scope of its lawful powers, permit any other private or public corporation, political subdivision, authority or agency, or any person whomsoever to acquire, construct, operate or maintain any competing system or utility in an area presently served by the Water System. Page 98 of 163 -46- ARTICLE VII DEFAULTS Section 7.01.Events of Default. The occurrence of any of the following events (whatever the reason for such event and whether voluntary, involuntary, or effected by operation of Law) shall be an “Event of Default” hereunder, unless waived in writing by Lender: (a)the Borrower shall fail to pay the principal of or interest on the Revolving Loans when due; (b)the Borrower shall fail to pay any Obligation (other than the obligation to pay the principal of or interest on the Revolving Loans) and such failure shall continue for three (3) Business Days; (c)any representation or warranty made by or on behalf of the Borrower in this Agreement or in any other Related Document or in any certificate or statement delivered hereunder or thereunder shall be incorrect or untrue in any material respect when made or deemed to have been made or delivered; (d)the Borrower shall default in the due performance or observance of any of the covenants set forth in Sections 6.01, 6.04, 6.05, 6.06, 6.07, 6.08, 6.12, 6.14, 6.15, 6.16, 6.17, 6.18, 6.19, 6.20, 6.21, 6.22, 6.23, 6.24, 6.25, 6.26, 6.28, 6.29, 6.30 and 6.31 hereof; (e)the Borrower shall default in the due performance or observance of any other term, covenant or agreement contained in this Agreement or any other Related Document and such default shall remain unremedied for a period of thirty (30) days after the occurrence thereof; (f)the Borrower shall (i) have entered involuntarily against it an order for relief under the United States Bankruptcy Code, as amended, (ii) become insolvent or shall not pay, or be unable to pay, or admit in writing its inability to pay, its debts generally as they become due, (iii) make an assignment for the benefit of creditors, (iv) apply for, seek, consent to, or acquiesce in, the appointment of a receiver, custodian, trustee, examiner, liquidator or similar official for it or any substantial part of its Property, (v) institute any proceeding seeking to have entered against it an order for relief under the United States Bankruptcy Code, as amended, to adjudicate it insolvent, or seeking dissolution, winding up, liquidation, reorganization, arrangement, marshalling of assets, adjustment or composition of it or its debts under any law relating to bankruptcy, insolvency or reorganization or relief of debtors or fail to file an answer or other pleading denying the material allegations of any such proceeding filed against it, (vi) take any corporate action in furtherance of any matter described in parts (i) through (v) above, or (vii) fail to contest in good faith any appointment or proceeding described in Section 7.01(g) of this Agreement; Page 99 of 163 -47- (g)a custodian, receiver, trustee, examiner, liquidator or similar official shall be appointed for the Borrower or any substantial part of its Property, or a proceeding described in Section 7.01(f)(v) shall be instituted against the Borrower and such proceeding continues undischarged or any such proceeding continues undismissed or unstayed for a period of thirty (30) or more days; (h)a debt moratorium is imposed on the repayment when due and payable of the principal of or interest on any Debt of the Borrower by the Borrower or any Governmental Authority with appropriate jurisdiction; (i)any material provision of this Agreement or any other Related Document shall at any time for any reason cease to be valid and binding on the Borrower, as a result of any legislative or administrative action by a Governmental Authority with competent jurisdiction or shall be declared in a final non-appealable judgment by any court with competent jurisdiction to be null and void, invalid, or unenforceable, or the validity or enforceability thereof shall be publicly contested by the Borrower; (j)dissolution or termination of the existence of the Borrower; (k)the Borrower shall (i) default on the payment of the principal of or interest on any Secured Debt, beyond the period of grace, if any, provided in the instrument or agreement under which such Secured Debt was created or incurred; or (ii) default in the observance or performance of any agreement or condition relating to any Secured Debt or contained in any instrument or agreement evidencing, securing or relating thereto, or any other default, event of default or similar event shall occur or condition exist, the effect of which default, event of default or similar event or condition is to permit (determined without regard to whether any notice is required) any such Secured Debt to become immediately due and payable in full as the result of the acceleration, mandatory redemption or mandatory tender of such Secured Debt; (l)any final, unappealable judgment or judgments, writ or writs or warrant or warrants of attachment, or any similar process or processes, which are not covered in full by insurance, with written acknowledgement of such coverage having been provided by the provider of such insurance coverage to the Lender, in an aggregate amount not less than $5,000,000 shall be entered or filed against the Borrower or against any of its Property and remain unpaid, unvacated, unbonded or unstayed for a period of sixty (60) days; (m)any “event of default” under any Related Document (as defined respectively therein) shall have occurred; or (n)the rating (without regard to credit enhancement) assigned to any of the long-term general obligation Debt of the Borrower by Moody’s, Fitch or S&P shall be withdrawn, suspended or fall below “Baa2” by Moody’s, “BBB” by Fitch or “BBB” by S&P (in each case to the extent such Rating Agency then maintains a rating on the long-term general obligation Debt of the Borrower), unless such Rating Agency states, in Page 100 of 163 -48- the case of a withdrawal or suspension, that such withdrawal or suspension is for reasons that are not credit-related. Section 7.02.Consequences of an Event of Default. If an Event of Default specified in Section 7.01 hereof shall occur and be continuing, the Lender may take one or more of the following actions at any time and from time to time (regardless of whether the actions are taken at the same or different times): (a)by written notice to the Borrower, declare the termination of the Revolving Commitment to make advances under the Revolving Loans hereunder; (b)either personally or by attorney or agent without bringing any action or proceeding, or by a receiver to be appointed by a court in any appropriate action or proceeding, take whatever action at law or in equity may appear necessary or desirable to collect the amounts due and payable under the Related Documents (other than the Indenture) or to enforce performance or observance of any obligation, agreement or covenant of the Borrower under the Related Documents (other than the Indenture), whether for specific performance of any agreement or covenant of the Borrower or in aid of the execution of any power granted to the Lender in the Related Documents (other than the Indenture); (c)cure any Default, Event of Default or event of nonperformance hereunder or under any Related Document; provided, however, that the Lender shall have no obligation to effect such a cure; and (d)exercise, or cause to be exercised, any and all remedies as it may have under the Related Documents and as otherwise available at law and at equity. provided, however, that upon the occurrence of an actual or deemed entry of an order for relief with respect to the Borrower under the Bankruptcy Code of the United States or in the event any Senior Indebtedness is declared immediately due and payable (whether upon the acceleration, mandatory redemption, mandatory tender or otherwise), the obligation of the Lender to make Revolving Loans shall automatically terminate, the unpaid principal amount of all outstanding Revolving Loans and all interest and other amounts as aforesaid shall automatically become due and payable, in each case without further act of the Lender. Section 7.03.Remedies Cumulative; Solely for the Benefit of Lender. To the extent permitted by, and subject to the mandatory requirements of, applicable Law, each and every right, power and remedy herein specifically given to the Lender in the Related Documents shall be cumulative, concurrent and nonexclusive and shall be in addition to every other right, power and remedy herein specifically given or now or hereafter existing at law, in equity or by statute, and each and every right, power and remedy (whether specifically herein given or otherwise existing) may be exercised from time to time and as often and in such order as may be deemed expedient by the Lender, and the exercise or the beginning of the exercise of any power or remedy shall not be construed to be a waiver of the right to exercise at the same time or thereafter any other right, power or remedy. Page 101 of 163 -49- The rights and remedies of the Lender specified herein are for the sole and exclusive benefit, use and protection of the Lender, and the Lender is entitled, but shall have no duty or obligation to the Borrower or any other Person or otherwise, to exercise or to refrain from exercising any right or remedy reserved to the Lender hereunder or under any of the other Related Documents. Section 7.04.Waivers or Omissions. No delay or omission by the Lender in the exercise of any right, remedy or power or in the pursuit of any remedy shall impair any such right remedy or power or be construed to be a waiver of any default on the part of the Lender or to be acquiescence therein. No express or implied waiver by the Lender of any Event of Default shall in any way be a waiver of any future or subsequent Event of Default. Section 7.05.Discontinuance of Proceedings. In case the Lender shall proceed to invoke any right, remedy or recourse permitted hereunder or under the Related Documents and shall thereafter elect to discontinue or abandon the same for any reason, the Lender shall have the unqualified right so to do and, in such event, the Borrower and the Lender shall be restored to their former positions with respect to the Obligations, the Related Documents and otherwise, and the rights, remedies, recourse and powers of the Lender hereunder shall continue as if the same had never been invoked. ARTICLE VIII MISCELLANEOUS Section 8.01.Amendments, Etc. No amendment or waiver of any provision of this Agreement or the Note, and no consent to any departure by the Borrower therefrom, shall be effective unless in writing signed by the Lender and the Borrower and each such waiver or consent shall be effective only in the specific instance and for the specific purpose for which given. Section 8.02.Notices; Effectiveness; Electronic Communication. (a)Notices Generally. Except in the case of notices and other communications expressly permitted to be given by telephone (and except as provided in subsection (b) below), all notices and other communications provided for herein shall be in writing and shall be delivered by hand or overnight courier service, mailed by certified or registered mail or sent by fax transmission or e-mail transmission as follows, and all notices and other communications expressly permitted hereunder to be given by telephone shall be made to the applicable telephone number, to the address, fax number, e-mail address or telephone number specified for the Borrower or the Lender on Schedule 8.02. Notices and other communications sent by hand or overnight courier service, or mailed by certified or registered mail, shall be deemed to have been given when received; notices and other communications sent by fax transmission shall be deemed to have been given when sent (except that, if not given during normal business hours for the recipient, shall be deemed to have been given at the opening of business on the next Business Day for the recipient). Notices and other Page 102 of 163 -50- communications delivered through electronic communications to the extent provided in subsection (b) below shall be effective as provided in such subsection (b). (b)Electronic Communications. Notices and other communications to the Lender hereunder may be delivered or furnished by electronic communication (including e-mail, FPML messaging and Internet or intranet websites) pursuant to procedures approved by the Lender. The Lender or the Borrower may each, in its discretion, agree to accept notices and other communications to it hereunder by electronic communications pursuant to procedures approved by it, provided that approval of such procedures may be limited to particular notices or communications. Unless the Lender otherwise prescribes, (i) notices and other communications sent to an e- mail address shall be deemed received upon the sender’s receipt of an acknowledgement from the intended recipient (such as by the “return receipt requested” function, as available, return e-mail or other written acknowledgement), and (ii) notices and other communications posted to an Internet or intranet website shall be deemed received by the intended recipient upon the sender’s receipt of an acknowledgement by the intended recipient (such as by the “return receipt requested” function, as available, return email address or other written acknowledgement) indicating that such notice or communication is available and identifying the website address therefor; provided that, for both clauses (i) and (ii), if such notice, email or other communication is not sent during the normal business hours of the recipient, such notice, email or communication shall be deemed to have been sent at the opening of business on the next Business Day for the recipient. (c)Change of Address, Etc. Each of the Borrower and the Lender may change its address, fax number or telephone number or e-mail address for notices and other communications hereunder by notice to the other parties hereto. (d)Reliance by Lender. The Lender shall be entitled to rely and act upon any notices (including, without limitation, telephonic or electronic notices, Loan Notices and Notices of Loan Prepayment) purportedly given by or on behalf of the Borrower even if (i) such notices were not made in a manner specified herein, were incomplete or were not preceded or followed by any other form of notice specified herein, or (ii) the terms thereof, as understood by the recipient, varied from any confirmation thereof. The Borrower shall indemnify the Lender and the Related Parties of each of them from all losses, costs, expenses and liabilities resulting from the reliance by such Person on each notice purportedly given by or on behalf of the Borrower. All telephonic notices to and other telephonic communications with the Lender may be recorded by the Lender, and each of the parties hereto hereby consents to such recording. Section 8.03.No Waiver; Cumulative Remedies; Enforcement. No failure by the Lender to exercise, and no delay by any such Person in exercising, any right, remedy, power or privilege hereunder or under any other Related Document shall operate as a waiver thereof; nor shall any single or partial exercise of any right, remedy, power or privilege hereunder or under any other Related Document preclude any other or further exercise thereof or the exercise of any other right, remedy, power or privilege. The rights, remedies, powers and privileges herein provided, and provided under each other Related Document, are cumulative and not exclusive of any rights, remedies, powers and privileges provided by law. Page 103 of 163 -51- Section 8.04.Costs and Expenses; Damage Waiver. (a)Costs and Expenses. The Borrower shall pay (i) all reasonable out-of-pocket expenses incurred by the Lender and its Affiliates (including the reasonable fees, charges and disbursements of counsel for the Lender), in connection with the preparation, negotiation, execution, delivery and administration of this Agreement and the other Related Documents or any amendments, modifications or waivers of the provisions hereof or thereof (whether or not the transactions contemplated hereby or thereby shall be consummated), and (ii) all out-of-pocket expenses incurred by the Lender (including the fees, charges and disbursements of any counsel for the Lender), and shall pay all fees and time charges for attorneys who may be employees of the Lender, in connection with the enforcement or protection of its rights (A) in connection with this Agreement and the other Related Documents, including its rights under this Section, or (B) in connection with Revolving Loans issued hereunder, including all such out-of-pocket expenses incurred during any workout, restructuring or negotiations in respect of such Revolving Loans. (b)Indemnification by the Borrower. The Borrower shall indemnify the Lender and each Related Party (each such Person being called an “Indemnitee”) against, and hold each Indemnitee harmless from, any and all losses, claims, damages, liabilities and related expenses (including the fees, charges and disbursements of any counsel for any Indemnitee), and shall indemnify and hold harmless each Indemnitee from all fees and time charges and disbursements for attorneys who may be employees of any Indemnitee, incurred by any Indemnitee or asserted against any Indemnitee by any Person (including the Borrower) arising out of, in connection with, or as a result of (i) the execution or delivery of this Agreement, any other Related Document or any agreement or instrument contemplated hereby or thereby, the performance by the parties hereto of their respective obligations hereunder or thereunder or the consummation of the transactions contemplated hereby or thereby, or the administration of this Agreement and the other Related Documents (including in respect of any matters addressed in Section 3.01 hereof), (ii) any Revolving Loan or the use or proposed use of the proceeds therefrom (including any refusal by the Lender to honor a demand for payment under a Letter of Credit if the documents presented in connection with such demand do not strictly comply with the terms of such Letter of Credit), (iii) any actual or alleged presence or release of Hazardous Materials on or from any property owned or operated by the Borrower, or any Environmental Liability related in any way to the Borrower, or (iv) any actual or prospective claim, litigation, investigation or proceeding relating to any of the foregoing, whether based on contract, tort or any other theory, whether brought by a third party; provided that such indemnity shall not, as to any Indemnitee, be available to the extent that such losses, claims, damages, liabilities or related expenses (x) are determined by a court of competent jurisdiction by final and nonappealable judgment to have resulted from the gross negligence or willful misconduct of such Indemnitee or (y) result from a claim brought by the Borrower against an Indemnitee for breach in bad faith of such Indemnitee’s obligations hereunder or under any other Related Document, if the Borrower has obtained a final and nonappealable judgment in its favor on such claim as determined by a court of competent jurisdiction. (c)Waiver of Consequential Damages, Etc. To the fullest extent permitted by applicable Law, the Borrower shall not assert, and hereby waives, and acknowledges that no other Person shall have, any claim against any Indemnitee, on any theory of liability, for special, indirect, consequential or punitive damages (as opposed to direct or actual damages) arising out of, in Page 104 of 163 -52- connection with, or as a result of, this Agreement, any other Related Document or any agreement or instrument contemplated hereby, the transactions contemplated hereby or thereby, any Revolving Loan or the use of the proceeds thereof. No Indemnitee referred to in subsection (b) above shall be liable for any damages arising from the use by unintended recipients of any information or other materials distributed to such unintended recipients by such Indemnitee through telecommunications, electronic or other information transmission systems in connection with this Agreement or the other Related Documents or the transactions contemplated hereby or thereby. (d)Payments. All amounts due under this Section shall be payable not later than ten (10) Business Days after demand therefor. (e)Survival. The agreements in this Section and the indemnity provisions of Section 8.02(d) hereof shall survive the termination of the Revolving Commitment and the repayment, satisfaction or discharge of all the other Obligations. Section 8.05.Payments Set Aside. To the extent that any payment by or on behalf of the Borrower is made to the Lender, or the Lender exercises its right of setoff, and such payment or the proceeds of such setoff or any part thereof is subsequently invalidated, declared to be fraudulent or preferential, set aside or required (including pursuant to any settlement entered into by the Lender in its discretion) to be repaid to a trustee, receiver or any other party, in connection with any proceeding under any Debtor Relief Law or otherwise, then to the extent of such recovery, the obligation or part thereof originally intended to be satisfied shall be revived and continued in full force and effect as if such payment had not been made or such setoff had not occurred. Section 8.06.Successors and Assigns; Participations. (a) This Agreement is binding on the Borrower’s and the Lender’s successors and assignees. The Borrower agrees that it may not assign this Agreement without the Lender’s prior consent. The Lender may sell participations in or assign the Revolving Loans, and may exchange information about the Borrower (including, without limitation, any information regarding any hazardous substances) with actual or potential participants or assignees (“Participants”). If a participation is sold or the Revolving Loans are assigned, the purchaser will have the right of set-off against the Borrower; provided, however, that (i) no such participation by any such Participant shall in any way affect the obligations of the Lender hereunder; (ii) the Lender shall provide the Borrower with written notice of such participation five (5) Business Days before the effectiveness thereof if such Participant shall have any of the rights of set-off against the Borrower; and (iii) the Borrower shall be required to deal only with the Lender, with respect to any matters under this Agreement and the other Related Documents and no such Participant shall be entitled to enforce any provision hereunder against the Borrower. The Borrower agrees that each Participant shall be entitled to the benefits of Sections 3.01, 3.02 and 8.04 hereof to the same extent as if it were a Lender hereunder; provided, however, that a Participant shall not be entitled to receive any greater payment under Sections 3.01 and 3.02 hereof than the Lender would have been entitled to receive with respect to the participation sold to such participant, unless the sale of the participation to such Participant is made with the Borrower’s prior written consent. Page 105 of 163 -53- (b)Certain Pledges. In addition to the rights of the Lender set forth above, the Lender may at any time pledge or assign a security interest in all or any portion of its rights or interests under this Agreement (including under its Note, if any) to secure obligations of the Lender or an Affiliate of the Lender, including any pledge or assignment to secure obligations to a Federal Reserve Bank or to any state or local governmental entity or with respect to public deposits; provided that no such pledge or assignment shall release the Lender from any of its obligations hereunder or substitute any such pledgee or assignee for the Lender as a party hereto. Section 8.07.Treatment of Certain Information; Confidentiality (a)Treatment of Certain Information. The Lender agrees to maintain the confidentiality of the Information (as defined below), except that Information may be disclosed (i) to its Affiliates and to its Related Parties (it being understood that the Persons to whom such disclosure is made will be informed of the confidential nature of such Information and instructed to keep such Information confidential), (ii) to the extent required or requested by any regulatory authority purporting to have jurisdiction over such Person or its Related Parties (including any self- regulatory authority, such as the National Association of Insurance Commissioners), (iii) to the extent required by applicable Laws or regulations or by any subpoena or similar legal process, (iv) to any other party hereto, (v) in connection with the exercise of any remedies hereunder or under any other Related Document or any action or proceeding relating to this Agreement or any other Related Document or the enforcement of rights hereunder or thereunder, (vi) subject to an agreement containing provisions substantially the same as those of this Section, to (A) any assignee of or participant in, or any prospective assignee of or participant in, any of its rights and obligations under this Agreement or (B) any actual or prospective party (or its Related Parties) to any swap, derivative or other transaction under which payments are to be made by reference to the Borrower and its obligations, this Agreement or payments hereunder, (vii) on a confidential basis to any rating agency in connection with rating the Borrower or the credit facilities provided hereunder, (viii) with the consent of the Borrower or to the extent such Information (1) becomes publicly available other than as a result of a breach of this Section or (2) becomes available to the Lender or any of its Affiliates on a nonconfidential basis from a source other than the Borrower. For purposes of this Section, “Information” means all information received from the Borrower relating to the Borrower or any of its businesses, other than any such information that is available to the Lender on a nonconfidential basis prior to disclosure by the Borrower, provided that, in the case of information received from the Borrower after the date hereof, such information is clearly identified at the time of delivery as confidential. Any Person required to maintain the confidentiality of Information as provided in this Section shall be considered to have complied with its obligation to do so if such Person has exercised the same degree of care to maintain the confidentiality of such Information as such Person would accord to its own confidential information. (b)Press Releases. The Borrower agrees that it will not in the future issue any press releases or other public disclosure using the name of the Lender or its Affiliates or referring to this Agreement without the prior written consent of the Lender, unless (and only to the extent that) the Borrower is required to do so under law and then, in any event the Borrower will consult with such Person before issuing such press release or other public disclosure. Page 106 of 163 -54- (c)Customary Advertising Material. The Borrower consents to the publication by the Lender of customary advertising material relating to the transactions contemplated hereby using the name, product photographs, logo or trademark of the Borrower. Section 8.08.Right of Setoff. If an Event of Default shall have occurred and be continuing, the Lender and each of its Affiliates is hereby authorized at any time and from time to time, to the fullest extent permitted by applicable Law, to set off and apply any and all deposits (general or special, time or demand, provisional or final, in whatever currency) at any time held and other obligations (in whatever currency) at any time owing by the Lender or any such Affiliate to or for the credit or the account of the Borrower against any and all of the obligations of the Borrower now or hereafter existing under this Agreement or any other Related Document to the Lender or its Affiliates, irrespective of whether or not the Lender or Affiliate shall have made any demand under this Agreement or any other Related Document and although such obligations of the Borrower may be contingent or unmatured, secured or unsecured, or are owed to a branch, office or Affiliate of the Lender different from the branch, office or Affiliate holding such deposit or obligated on such indebtedness. The rights of the Lender and its Affiliates under this Section are in addition to other rights and remedies (including other rights of setoff) that the Lender or its Affiliates may have. The Lender agrees to notify the Borrower promptly after any such setoff and application, provided that the failure to give such notice shall not affect the validity of such setoff and application. Section 8.09.Counterparts; Integration; Effectiveness. This Agreement and each of the other Related Documents may be executed in counterparts (and by different parties hereto in different counterparts), each of which shall constitute an original, but all of which when taken together shall constitute a single contract. This Agreement, the other Related Documents, and any separate letter agreements with respect to fees payable to the Lender, constitute the entire contract among the parties relating to the subject matter hereof and supersede any and all previous agreements and understandings, oral or written, relating to the subject matter hereof. Except as provided in Section 4.01 hereof, this Agreement shall become effective when it shall have been executed by the Lender and when the Lender shall have received counterparts hereof that, when taken together, bear the signatures of each of the other parties hereto. Delivery of an executed counterpart of a signature page of this Agreement or any other Related Document, or any certificate delivered thereunder, by fax transmission or e-mail transmission (e.g. “pdf” or “tif”) shall be effective as delivery of a manually executed counterpart of this Agreement or such other Related Document or certificate. Without limiting the foregoing, to the extent a manually executed counterpart is not specifically required to be delivered under the terms of any Related Document, upon the request of any party, such fax transmission or e-mail transmission shall be promptly followed by such manually executed counterpart. Section 8.10.Survival of Representations and Warranties. All representations and warranties made hereunder and in any other Related Document or other document delivered pursuant hereto or thereto or in connection herewith or therewith shall survive the execution and delivery hereof and thereof. Such representations and warranties have been or will be relied upon by the Lender, regardless of any investigation made by the Lender or on its behalf and notwithstanding that the Lender may have had notice or knowledge of any Default or Event of Page 107 of 163 -55- Default at the time of any Borrowing, and shall continue in full force until the Commitment Termination Date. Section 8.11.Severability. If any provision of this Agreement or the other Related Documents is held to be illegal, invalid or unenforceable, (a) the legality, validity and enforceability of the remaining provisions of this Agreement and the other Related Documents shall not be affected or impaired thereby and (b) the parties shall endeavor in good faith negotiations to replace the illegal, invalid or unenforceable provisions with valid provisions the economic effect of which comes as close as possible to that of the illegal, invalid or unenforceable provisions. The invalidity of a provision in a particular jurisdiction shall not invalidate or render unenforceable such provision in any other jurisdiction. Section 8.12.Governing Law; Jurisdiction Etc. (a)GOVERNING LAW. THIS AGREEMENT SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF CALIFORNIA WITHOUT GIVING EFFECT TO CONFLICTS OF LAWS PROVISIONS. (b)SUBMISSION TO JURISDICTION. THE BORROWER IRREVOCABLY AND UNCONDITIONALLY AGREES THAT IT WILL NOT COMMENCE ANY ACTION, LITIGATION OR PROCEEDING OF ANY KIND OR DESCRIPTION, WHETHER IN LAW OR EQUITY, WHETHER IN CONTRACT OR IN TORT OR OTHERWISE, AGAINST THE LENDER OR ANY RELATED PARTY IN ANY WAY RELATING TO THIS AGREEMENT OR ANY OTHER RELATED DOCUMENT OR THE TRANSACTIONS RELATING HERETO OR THERETO, IN ANY FORUM OTHER THAN THE COURTS OF THE STATE OF CALIFORNIA [SITTING IN ORANGE COUNTY] AND OF THE UNITED STATES DISTRICT COURT OF THE [CENTRAL DISTRICT OF CALIFORNIA, SOUTHERN DIVISION], AND ANY APPELLATE COURT FROM ANY THEREOF, AND EACH OF THE PARTIES HERETO IRREVOCABLY AND UNCONDITIONALLY SUBMITS TO THE JURISDICTION OF SUCH COURTS AND AGREES THAT ALL CLAIMS IN RESPECT OF ANY SUCH ACTION, LITIGATION OR PROCEEDING MAY BE HEARD AND DETERMINED IN SUCH CALIFORNIA STATE COURT OR, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN SUCH FEDERAL COURT. EACH OF THE PARTIES HERETO AGREES THAT A FINAL JUDGMENT IN ANY SUCH ACTION, LITIGATION OR PROCEEDING SHALL BE CONCLUSIVE AND MAY BE ENFORCED IN OTHER JURISDICTIONS BY SUIT ON THE JUDGMENT OR IN ANY OTHER MANNER PROVIDED BY LAW. NOTHING IN THIS AGREEMENT OR IN ANY OTHER RELATED DOCUMENT SHALL AFFECT ANY RIGHT THAT THE LENDER MAY OTHERWISE HAVE TO BRING ANY ACTION OR PROCEEDING RELATING TO THIS AGREEMENT OR ANY OTHER RELATED DOCUMENT AGAINST THE BORROWER OR ITS PROPERTIES IN THE COURTS OF ANY JURISDICTION. (c)WAIVER OF VENUE. THE BORROWER IRREVOCABLY AND UNCONDITIONALLY WAIVES, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, ANY OBJECTION THAT IT MAY NOW OR HEREAFTER HAVE TO THE LAYING OF VENUE OF ANY ACTION OR PROCEEDING ARISING OUT OF OR RELATING TO THIS AGREEMENT OR ANY OTHER RELATED DOCUMENT IN ANY COURT REFERRED TO IN PARAGRAPH (B) OF THIS SECTION. EACH OF THE PARTIES HERETO HEREBY IRREVOCABLY WAIVES, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE DEFENSE OF AN INCONVENIENT FORUM TO THE MAINTENANCE OF SUCH ACTION OR PROCEEDING IN ANY SUCH COURT. Page 108 of 163 -56- (d)SERVICE OF PROCESS. EACH PARTY HERETO IRREVOCABLY CONSENTS TO SERVICE OF PROCESS IN THE MANNER PROVIDED FOR NOTICES IN SECTION 8.02. NOTHING IN THIS AGREEMENT WILL AFFECT THE RIGHT OF ANY PARTY HERETO TO SERVE PROCESS IN ANY OTHER MANNER PERMITTED BY APPLICABLE LAW. Section 8.13.Waiver of Jury Trial. (A) EACH PARTY HERETO HEREBY IRREVOCABLY WAIVES, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, ANY RIGHT IT MAY HAVE TO A TRIAL BY JURY IN ANY LEGAL PROCEEDING DIRECTLY OR INDIRECTLY ARISING OUT OF OR RELATING TO THIS AGREEMENT OR ANY OTHER RELATED DOCUMENT OR THE TRANSACTIONS CONTEMPLATED HEREBY OR THEREBY (WHETHER BASED ON CONTRACT, TORT OR ANY OTHER THEORY). EACH PARTY HERETO (I) CERTIFIES THAT NO REPRESENTATIVE, AGENT OR ATTORNEY OF ANY OTHER PERSON HAS REPRESENTED, EXPRESSLY OR OTHERWISE, THAT SUCH OTHER PERSON WOULD NOT, IN THE EVENT OF LITIGATION, SEEK TO ENFORCE THE FOREGOING WAIVER AND (II) ACKNOWLEDGES THAT IT AND THE OTHER PARTIES HERETO HAVE BEEN INDUCED TO ENTER INTO THIS AGREEMENT AND THE OTHER RELATED DOCUMENTS BY, AMONG OTHER THINGS, THE MUTUAL WAIVERS AND CERTIFICATIONS IN THIS SECTION. (B)IF ANY ACTION OR PROCEEDING IS FILED IN A COURT OF THE STATE OF CALIFORNIA BY OR AGAINST ANY PARTY HERETO IN CONNECTION WITH ANY OF THE TRANSACTIONS CONTEMPLATED BY THIS AGREEMENT OR ANY OTHER RELATED DOCUMENT, (A) THE COURT SHALL, AND IS HEREBY DIRECTED TO, MAKE A GENERAL REFERENCE PURSUANT TO CALIFORNIA CODE OF CIVIL PROCEDURE SECTION 638 TO A REFEREE (WHO SHALL BE A SINGLE ACTIVE OR RETIRED JUDGE) TO HEAR AND DETERMINE ALL OF THE ISSUES IN SUCH ACTION OR PROCEEDING (WHETHER OF FACT OR OF LAW) AND TO REPORT A STATEMENT OF DECISION, PROVIDED THAT AT THE OPTION OF ANY PARTY TO SUCH PROCEEDING, ANY SUCH ISSUES PERTAINING TO A “PROVISIONAL REMEDY” AS DEFINED IN CALIFORNIA CODE OF CIVIL PROCEDURE SECTION 1281.8 SHALL BE HEARD AND DETERMINED BY THE COURT, AND (B) WITHOUT LIMITING THE GENERALITY OF SECTION 8.04, THE PARTY FILING THE ACTION SHALL BE SOLELY RESPONSIBLE TO PAY ALL FEES AND EXPENSES OF ANY REFEREE APPOINTED IN SUCH ACTION OR PROCEEDING. Section 8.14.No Advisory or Fiduciary Relationship. In connection with all aspects of each transaction contemplated hereby (including in connection with any amendment, waiver or other modification hereof, the Note or the Resolution), the Borrower acknowledges and agrees, and acknowledges its Affiliates’ understanding, that: (a) (i) the services regarding this Agreement provided by the Lender and any Affiliate thereof are arm’s-length commercial transactions between the Borrower, on the one hand, and the Lender and its Affiliates, on the other hand, (ii) the Borrower has consulted its own legal, accounting, regulatory and tax advisors to the extent it has deemed appropriate, and (iii) the Borrower is capable of evaluating, and understands and accepts, the terms, risks and conditions of the transactions contemplated hereby and by the Note and the Resolution; (b) (i) the Lender and its Affiliates each is and has been acting solely as a principal and, except as expressly agreed in writing by the relevant parties, has not been, is not, and will not be acting as an advisor (municipal, financial or otherwise), agent or fiduciary, for the Borrower, or any other Person and (ii) neither the Lender nor any of its Affiliates has any obligation to the Borrower with respect to the transactions contemplated hereby except those obligations expressly set forth herein, in the Note and in the Resolution; and (c) the Lender and its Affiliates may be engaged in a broad range of transactions that involve interests that differ from those of the Page 109 of 163 -57- Borrower, and neither the Lender nor any of its Affiliates has any obligation to disclose any of such interests to the Borrower. To the fullest extent permitted by law, the Borrower hereby waives and releases any claims that it may have against the Lender or any of its Affiliates with respect to any breach or alleged breach of agency or fiduciary duty in connection with any aspect of any transactions contemplated hereby. Section 8.15.Electronic Execution of Certain Documents. The words “delivery,” “execute,” “execution,” “signed,” “signature,” and words of like import in any Related Document or any other document executed in connection herewith shall be deemed to include electronic signatures, the electronic matching of assignment terms and contract formations on electronic platforms approved by the Lender, or the keeping of records in electronic form, each of which shall be of the same legal effect, validity or enforceability as a manually executed signature, physical delivery thereof or the use of a paper-based recordkeeping system, as the case may be, to the extent and as provided for in any applicable Law, including the Federal Electronic Signatures in Global and National Commerce Act, the New York State Electronic Signatures and Records Act, or any other similar state laws based on the Uniform Electronic Transactions Act. Section 8.16.USA Patriot Act. The Lender hereby notifies the Borrower that pursuant to the requirements of the Patriot Act, it is required to obtain, verify and record information that identifies the Borrower, which information includes the name and address of the Borrower and other information that will allow the Lender to identify the Borrower in accordance with the Patriot Act. The Borrower agrees to, promptly following a request by the Lender, provide all such other documentation and information that the Lender requests in order to comply with its ongoing obligations under applicable “know your customer” and anti-money laundering rules and regulations, including the Patriot Act. Section 8.17.Time of the Essence. Time is of the essence of the Related Documents and the Resolution. Section 8.18.Further Assurances. From time to time upon the request of either party hereto, the other shall promptly and duly execute, acknowledge and deliver any and all such further instruments and documents as the requesting party may in its reasonable discretion deem necessary or desirable to confirm this Agreement, and the other Related Documents, to carry out the purpose and intent hereof and thereof or to enable the requesting party to enforce any of its rights hereunder or thereunder. At any time, and from time to time, upon request by the Lender, the Borrower will, at the Borrower’s expense, correct any defect, error or omission which may be discovered in the form or content of any of the Related Documents. Upon any failure by the Borrower to do so, the Lender may make, execute and record any and all such instruments, certificates and other documents for and in the name of the Borrower, all at the sole expense of the Borrower, and the Borrower hereby appoints the Lender the agent and attorney-in-fact of the Borrower to do so, this appointment being coupled with an interest and being irrevocable. Without limitation of the foregoing, the Borrower irrevocably authorizes the Lender at any time and from time to time to file any initial financing statements, amendments thereto and continuation statements deemed necessary or desirable by the Lender to establish or maintain the validity, perfection and priority of the security interests granted in the Resolution, and the Borrower ratifies any such filings made by the Lender prior to the date hereof. In addition, at any time, and from time to time, upon request Page 110 of 163 -58- by the Lender, the Borrower will, at the Borrower’s expense, provide any and all further instruments, certificates and other documents as may, in the opinion of the Lender, be necessary or desirable in order to verify the Borrower’s identity and background in a manner satisfactory to the Lender. Section 8.19.EMMA Postings. In the event the Borrower files with EMMA, this Agreement or any description of the materials thereof or notice of any agreement to any covenants, events of default, remedies, priority rights or other similar terms, either voluntarily or as required pursuant to a continuing disclosure agreement or Rule 15c2-12 promulgated pursuant to the Securities and Exchange Act of 1934, as amended (the “Rule”) (each such posting, an “EMMA Posting”), the Borrower shall (i) provide the Lender with a copy of each EMMA Posting prior to submitting or posting on EMMA and (ii) shall not file or permit the filing of any EMMA Posting that includes Confidential Information. The Borrower acknowledges and agrees that although the Lender may request review, edits or redactions of such materials prior to filing, the Lender is not responsible for the Borrower’s or any other entity’s (including, but not limited to, any broker- dealer’s) compliance or noncompliance (or any claims, losses or liabilities arising therefrom) with any continuing disclosure agreement or any applicable securities or other laws, including, but not limited to, those relating to the Rule. Section 8.20.US QFC Stay Rules. (a)Recognition of U.S. Resolution Regimes. In the event that any party that is a Covered Entity becomes subject to a proceeding under a U.S. Special Resolution Regime, the transfer of this Agreement (and any interest and obligation in or under this Agreement and any property securing this Agreement) from such Covered Entity will be effective to the same extent as the transfer would be effective under the U.S. Special Resolution Regime if this Agreement (and any such interest, obligation and property) were governed by the laws of the United States or a state of the United States. In the event that any party that is a Covered Entity or a BHC Act Affiliate of such party becomes subject to a proceeding under a U.S. Special Resolution Regime, Default Rights against such party with respect to this Agreement are permitted to be exercised to no greater extent than such Default Rights could be exercised under the U.S. Special Resolution Regime if this Agreement were governed by the laws of the United States or a state of the United States. The requirements of this paragraph (a) apply notwithstanding the provisions of paragraph (b). (b)Limitation on the Exercise of Certain Rights Related to Affiliate Insolvency Proceedings. Notwithstanding anything to the contrary in this Agreement or any related agreement, but subject to the requirements of paragraph (a), no party to this Agreement shall be permitted to exercise any Default Right against a party that is a Covered Entity with respect to this Agreement that is related, directly or indirectly, to a BHC Act Affiliate of such Covered Entity becoming subject to Insolvency Proceedings, except to the extent the exercise of such Default Right would be permitted under 12 C.F.R. § 252.84, 12 C.F.R. § 47.5, or 12 C.F.R. § 382.4, as applicable. After a BHC Act Affiliate of a party that is a Covered Entity has become subject to Insolvency Proceedings, any party that seeks to exercise a Default Right against such Covered Entity with respect to this Agreement shall have the burden of proof, by clear and convincing evidence, that the exercise of such Default Right is permitted hereunder. Page 111 of 163 -59- “BHC Act Affiliate” of a party means an “affiliate” (as such term is defined under, and interpreted in accordance with, 12 U.S.C. 1841(k)) of such party. “Covered Entity” means any of the following: (a) a “covered entity” as that term is defined in, and interpreted in accordance with, 12 C.F.R. § 252.82(b); (b) a “covered bank” as that term is defined in, and interpreted in accordance with, 12 C.F.R. § 47.3(b); or (c) a “covered FSI” as that term is defined in, and interpreted in accordance with, 12 C.F.R. § 382.2(b). “Default Right” has the meaning assigned to that term in, and shall be interpreted in accordance with, 12 C.F.R. §§ 252.81, 47.2 or 382.1, as applicable. “Insolvency Proceeding” means a receivership, insolvency, liquidation, resolution, or similar proceeding. “U.S. Special Resolution Regime” means each of (i) the Federal Deposit Insurance Act and the regulations promulgated thereunder and (ii) Title II of the Dodd-Frank Wall Street Reform and Consumer Protection Act and the regulations promulgated thereunder. [SIGNATURE PAGES TO FOLLOW] Page 112 of 163 [Signature Page to Revolving Credit Agreement] IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be duly executed as of the date first above written. YORBA LINDA WATER DISTRICT By:____________________________________ Name:______________________________ Title:_______________________________ BANK OF AMERICA, N.A. By:____________________________________ Name:______________________________ Title:_______________________________ Page 113 of 163 SCHEDULE 8.02 LENDER’S LENDING OFFICE, CERTAIN ADDRESSES FOR NOTICES BORROWER: Yorba Linda Water District [1717 East Miraloma Avenue Yorba Linda, CA 92870 Attention:General Manager] Telephone:_______________________ Telecopy:_______________________ BANK OF AMERICA, N.A., AS LENDER: Bank of America, N.A. 2600 W. Big Beaver Road Troy, MI 48084-3323 Attention:Susan Molnar Telephone:(248) 631-0531 Telecopy:(312) 453-6092 Email:susan.molnar@bofa.com with a copy to: Attention:Scott Nash Telephone:(415) 436-4379 Email:scott.t.nash@bofa.com Page 114 of 163 EXHIBIT A FORM OF LOAN NOTICE Date: ___________, 202_ To:Bank of America, N.A. 2600 W. Big Beaver Road Troy, MI 48084-3323 Attention:Susan Molnar Telephone:(248) 631-0531 Fax:(312) 453-6092 Email:susan.molnar@bofa.com with a copy to: Attention:Scott Nash Telephone:(415) 436-4379 Email:scott.t.nash@bofa.com Ladies and Gentlemen: Reference is made to that certain Revolving Credit Agreement, dated May 12, 2020 (as amended, restated, extended, supplemented or otherwise modified in writing from time to time, the “Agreement;” the terms defined therein being used herein as therein defined), between Yorba Linda Water District (the “Borrower”), and Bank of America, N.A. (the “Lender”). The undersigned hereby requests: A Borrowing of Revolving Loans A conversion or continuation of Revolving Loans 1.On ______________ (a Business Day). 2.In the amount of $______________. 3.Comprised of: [Fixed Rate Revolving Loans] [Floating Rate Revolving Loans] [SIFMA Loans (only available on or after the LIBOR Termination Date)]2 2 Once any Revolving Loan has been converted into a SIFMA Loan, all subsequent Borrowings or conversions shall be in the form of SIFMA Loans. Page 115 of 163 A-2 4.For Fixed Rate Revolving Loans only: with an Interest Period of [1] [3] [6] months. 5.For conversions of Revolving Loans only: Type of Revolving Loan being converted from: _________________ Type of Revolving Loan being converted to: _________________ 6.To the account designated by the Bank. The Borrowing requested herein complies with the proviso to the first sentence of Section 2.01 of the Agreement. The Borrower hereby represents and warrants that the conditions specified in Section 4.02 of the Agreement shall be satisfied on and as of the date of the Borrowing. Delivery of an executed counterpart of a signature page of this notice by fax transmission or other electronic mail transmission (e.g., “pdf” or “tif”) shall be effective as delivery of a manually executed counterpart of this notice. YORBA LINDA WATER DISTRICT By:____________________________________ Name:______________________________ Title:_______________________________ Page 116 of 163 EXHIBIT B FORM OF NOTE Not to exceed $20,000,000 May 12, 2020 FOR VALUE RECEIVED, the undersigned YORBA LINDA WATER DISTRICT (the “Borrower”), hereby promises to pay to BANK OF AMERICA, N.A. or registered assigns (the “Lender”), in accordance with the provisions of the Agreement (as hereinafter defined), the principal outstanding amount of each Revolving Loan from time to time made by the Lender to the Borrower under that certain Revolving Credit Agreement, dated May 12, 2020 (as amended, restated, extended, supplemented or otherwise modified in writing from time to time, the “Agreement;” the terms defined therein being used herein as therein defined), between the Borrower and the Lender, in accordance with the terms of the Agreement. The Borrower promises to pay interest on the unpaid principal amount of each Revolving Loan from the date of such Revolving Loan until such principal amount is paid in full, at such interest rates and at such times as provided in the Agreement. All payments of principal and interest shall be made to the Lender in Dollars in immediately available funds at the Lender’s Lending Office. If any amount is not paid in full when due hereunder, such unpaid amount shall bear interest, to be paid upon demand, from the due date thereof until the date of actual payment (and before as well as after judgment) computed at the per annum rate set forth in the Agreement. This Note is the Note referred to in the Agreement, is entitled to the benefits thereof and may be prepaid in whole or in part subject to the terms and conditions provided therein. Upon the occurrence and continuation of one or more of the Events of Default specified in the Agreement, all amounts then remaining unpaid on this Note shall become, or may be declared to be, immediately due and payable all as provided in the Agreement. The Revolving Loans made by the Lender shall be evidenced by one or more loan accounts or records maintained by the Lender in the ordinary course of business. The Lender may also attach schedules to this Note and endorse thereon the date, amount and maturity of its Revolving Loans and payments with respect thereto. The Borrower, for itself, its successors and assigns, hereby waives diligence, presentment, protest and demand and notice of protest, demand, dishonor and non-payment of this Note. This Note is secured by all legally available funds of the Borrower and constitutes a general obligation of the Borrower payable from all legally available funds of the Borrower. The Borrower also hereby pledges Revenues to secure the payment and principal of and interest on the Note, on a subordinate basis to Bonds and Contracts, all as described in the Agreement. Page 117 of 163 B-2 Delivery of an executed counterpart of a signature page of this Note by fax transmission or other electronic mail transmission (e.g., “pdf” or “tif”) shall be effective as delivery of a manually executed counterpart of this Note. THIS NOTE SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF NEW YORK [WITHOUT GIVING EFFECT TO CONFLICTS OF LAWS PROVISIONS (OTHER THAN NEW YORK GENERAL OBLIGATIONS LAWS 5-1401 AND 5-1402); PROVIDED THAT THE AUTHORITY OF THE BORROWER TO EXECUTE THIS NOTE AND THE OBLIGATIONS OF BORROWER HEREUNDER SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE LAWS OF THE STATE]. YORBA LINDA WATER DISTRICT By:____________________________________ Name:______________________________ Title:_______________________________ Page 118 of 163 B-3 REVOLVING LOANS AND PAYMENTS WITH RESPECT THERETO3 DATE AMOUNT OF LOAN MADE AMOUNT OF PRINCIPAL PAID THIS DATE OUTSTANDING PRINCIPAL BALANCE THIS DATE NOTATION MADE BY ___________________________________________________ ___________________________________________________ ___________________________________________________ ___________________________________________________ ___________________________________________________ ___________________________________________________ ___________________________________________________ ___________________________________________________ ___________________________________________________ ___________________________________________________ ___________________________________________________ ___________________________________________________ ___________________________________________________ ___________________________________________________ ___________________________________________________ ___________________________________________________ ___________________________________________________ ___________________________________________________ 3 This payment schedule is to be maintained electronically by the Bank, in form and substance similar to the table set forth on this page. Page 119 of 163 EXHIBIT C FORM OF COMPLIANCE CERTIFICATE This Compliance Certificate (this “Certificate”) is furnished to Bank of America, N.A. (the “Lender”) pursuant to that certain Credit Agreement dated May 12, 2020 (the “Agreement”), between Yorba Linda Water District (the “Borrower”) and the Lender. Unless otherwise defined herein, the terms used in this Certificate shall have the meanings assigned thereto in the Agreement. THE UNDERSIGNED HEREBY CERTIFIES THAT: 1.I am the duly appointed [General Manager] [Finance Manager] of the Borrower; 2.I have reviewed the terms of the Agreement and I have made, or have caused to be made under my supervision, a detailed review of the transactions and conditions of the Borrower during the accounting period covered by the attached financial statements; and 3.The examinations described in paragraph 2 did not disclose, and I have no knowledge of, the existence of any condition or the occurrence of any event which constitutes a Default or Event of Default during or at the end of the accounting period covered by the attached financial statements or as of the date of this Certificate, except as set forth below. Described below are the exceptions, if any, to paragraph 3 by listing, in detail, the nature of the condition or event, the period during which it has existed and the action which the Borrower has taken, is taking, or proposes to take with respect to each such condition or event: _________________________________________________________________ _________________________________________________________________ _________________________________________________________________ _________________________________________________________________ The foregoing certifications and the financial statements delivered with this Certificate in support hereof, are made and delivered this _________ day of _______________, 202__. YORBA LINDA WATER DISTRICT By Name:______________________________ Title:_______________________________ Page 120 of 163 EXHIBIT D FORM OF NOTICE OF LOAN PREPAYMENT Date: [___________, _____] TO:Bank of America, N.A., as lender (the “Lender”) Attention: Susan Molnar and Scott Nash RE:Revolving Credit Agreement, dated May 12, 2020, by and between Yorba Linda Water District (the “Borrower”) and the Lender (as amended, modified, extended, restated, replaced, or supplemented from time to time, the “Credit Agreement”; capitalized terms used herein and not otherwise defined shall have the meanings set forth in the Credit Agreement) DATE:[Date] The Borrower hereby notifies the Lender that on _____________4 pursuant to the terms of Section 2.03 (Prepayments) of the Credit Agreement, the Borrower intends to prepay/repay the following Revolving Loans as more specifically set forth below, with payments to be made pursuant to the wire payment instructions to be provided by the Bank: Optional prepayment of [Fixed Rate Revolving Loans][Floating Rate Revolving Loans][SIFMA Loans] in the following amount(s): Fixed Rate Revolving Loans: $________5 Floating Rate Revolving Loans: $________6 SIFMA Loans: $________7 4 Specify date of such prepayment. 5 Any prepayment of Fixed Rate Revolving Loans shall be in a principal amount of $250,000 or a whole multiple of $50,000 in excess thereof (or if less, the entire principal amount thereof outstanding). 6 Any prepayment of a Floating Rate Revolving Loan shall be in a principal amount of $250,000 or a whole multiple of $50,000 in excess thereof (or if less, the entire principal amount thereof outstanding). 7 Any prepayment of a SIFMA Loan shall be in a principal amount of $250,000 or a whole multiple of $50,000 in excess thereof (or if less, the entire principal amount thereof outstanding). Page 121 of 163 D-2 Delivery of an executed counterpart of a signature page of this notice by fax transmission or other electronic mail transmission (e.g. “pdf” or “tif”) shall be effective as delivery of a manually executed counterpart of this notice. YORBA LINDA WATER DISTRICT By:____________________________________ Name:______________________________ Title:_______________________________ Page 122 of 163 ITEM NO. 9.2. AGENDA REPORT MEETING DATE:April 28, 2020 TO:Board of Directors FROM:Brett R. Barbre, Assistant General Manager STAFF CONTACTS:Rosanne Weston, Engineering Manager SUBJECT:PFAS Treatment Facilities and Program Agreement RECOMMENDATION: That the Board of Directors authorize the General Manager and General Counsel to execute, in its substantial form, the PFAS Treatment Facilities and Program Agreement among the Orange County Water District (OCWD), Yorba Linda Water District, and other Groundwater Producers. SUMMARY: Together with other Groundwater Producers, the District negotiated the PFAS Treatment Facilities and Program Agreement with OCWD (Agreement). With funding from OCWD, the program (Program) memorialized in this Agreement will enable the District to design, construct, and operate treatment facilities to treat perfluorooctanoic acid (PFOA) and perfluorooctane sulfonate (PFOS), two types of per- and polyfluoroalkyl substances (PFAS). Once these treatment facilities are in operation, the District will be able to utilize its eleven (11) groundwater wells for drinking water and reduce its reliance on imported water, which is significantly more expensive than groundwater. BACKGROUND: OCWD and certain member Producers in the Orange County Basin intend to facilitate treatment of Basin groundwater impacted by PFAS (not just PFOS and PFOA). OCWD will coordinate and fund planning, design, and construction costs of treatment facilities for PFOS and PFOA in the Basin subject to the provisions of this Agreement. OCWD will also fund a portion of the operation and maintenance costs of these facilities. In exchange for OCWD's management of, and funding for, this Program, each Producer will, among other obligations, (1) indemnify OCWD from any claims or damages that may be asserted by a third party arising out of the District’s negligent performance or implementation Page 123 of 163 of this Agreement , and (2) release OCWD from any liability related to PFAS (not just PFOS and PFOA) in the Basin before, during or after treatment. ATTACHMENTS: 1.Agreement Page 124 of 163 2629/022499-0087 14979764.1 a04/17/20 PFAS TREATMENT FACILITIES AND PROGRAM AGREEMENT This PFAS TREATMENT FACILITIES AND PROGRAM AGREEMENT (the “Agreement”) is effective on the date identified in Section 10.17 (“Effective Date”) of the Agreement, and is between the ORANGE COUNTY WATER DISTRICT, a special governmental district organized and existing pursuant to the Orange County Water District Act, Chapter 924, Statutes of 1933, as amended (“OCWD”) on the one hand, and the Cities of Anaheim, Fullerton, Garden Grove, Orange, Santa Ana and Tustin; and the East Orange County Water District, Irvine Ranch Water District, Serrano Water District, Yorba Linda Water District, and Golden State Water Company (each a “Producer,” and collectively “Producers”1) on the other. OCWD and the Producers are each a “Party” and collectively “Parties” to this Agreement. A. OCWD manages the Orange County Groundwater Basin (“Basin”) in northern and central Orange County in order to support a variety of beneficial uses, including potable and non- potable water supply. Much of the potable water supply currently used within northern and central Orange County is pumped groundwater for use by persons and Producers within OCWD’s service area. Section 2, subdivision 6(j.) of the Orange County Water District Act (“OCWD Act”) authorizes OCWD to “transport, reclaim, purify, treat, inject, extract, or otherwise manage and control water for the beneficial use of persons or property within the district and to improve and protect the quality of the groundwater supplies within the district.” Inasmuch as Orange County is located in a semi-arid area, it is essential that all reasonable efforts be put forth by OCWD, in cooperation with the Producers, to protect the quality and quantity of groundwater supplies within OCWD’s boundaries. B. A group of man-made substances known as per- and polyfluoroalkyl substances (“PFAS”) has been used in numerous consumer and industrial products since the 1940s. Recent testing in the Basin has revealed that as of the Effective Date, at least eleven producers and at least 71 groundwater wells that are sources of drinking water in the Basin are impacted by PFAS. C. Producers are governmental agencies (or a regulated public utility) that operate public water systems for the purpose of delivering potable water. They obtain a portion of their water supply by pumping groundwater from Water Producing Facilities within the Basin. D. In July 2018, the State of California Division of Drinking Water (“DDW”) established a Response Level (“RL”) of 70 parts per trillion (“ppt”) for perfluorooctanoic acid (“PFOA”) and 70 ppt perfluorooctane sulfonate (“PFOS”), two types of PFAS. In February 2020, DDW established revised RLs of 10 parts ppt for PFOA and 40 ppt for PFOS. Assembly Bill 756, codified at Health and Safety Code Section 116378, and effective January 1, 2020, requires that community water systems, including Producers, either notify their customers of PFAS detections 1 “Producers” means the listed public agencies (and a regulated public utility) identified herein, and groundwater pumpers later added per Section 10.16, that extract groundwater from the Basin via “Water Producing Facilities” (as that term is defined in Section 24 of the OCWD Act), and who are adversely impacted by PFAS in one or more Water Producing Facility/Facilities they own or operate. Page 125 of 163 2629/022499-0087 14979764.1 a04/17/20 -2- exceeding RLs or remove from service drinking water sources with PFAS exceeding RLs.2 The revised RLs are perceived as a de facto regulation by some Producers. E. In November 2019, the State of California Office of Environmental Health Hazard Assessment began the process of developing drinking water Public Health Goals (“PHGs”) for PFOA and PFOS, the first step in the regulatory process leading to DDW setting enforceable Maximum Contaminant Levels (“MCLs”). As of the Effective Date, DDW projected establishing MCLs for PFOA and PFOS by the Fall of 2023, with PHGs projected to be established by the Summer of 2021. F. PFAS compounds create a unique groundwater contamination issue that impacts many Producers. Without any action, PFAS impacted groundwater may migrate affecting other Water Producing Facilities and larger portions of the Basin. G. The Parties desire that the Basin continue to provide a groundwater supply of suitable quality to allow for the continuation of all existing and potential beneficial uses, and that is in compliance with all state and federal standards and relevant advisory levels. Quick and effective actions by OCWD, in concert with Producers, are needed to remove, treat and control PFAS down to established regulatory limits while also removing them to prevent their contamination of other portions of the Basin. H. The Parties recognize the necessity and commit to a high level of coordination to expeditiously design, construct and operate PFAS treatment systems (“Treatment Systems”) to remove PFAS from the Basin where PFAS is detected in Water Producing Facilities. I. Until Treatment Systems are constructed, the impacted Producers will be purchasing greater amounts of more expensive imported water, and water in the Basin containing PFAS will not be treated so as to prevent its spread to other portions of the Basin. J. As a result of DDW issuing revised RLs for PFOA and PFOS, and anticipated issuance of RLs and state or federal MCLs for other PFAS, Producers have lost, or are anticipated to lose upon finalization of the RLs and/or MCLs for one or more PFAS, pumping capacity in one or more Water Producing Facilities due to the presence of PFAS. Given the magnitude of the PFAS problem within the Basin, and OCWD’s desire to improve and protect the quality of the groundwater supplies within the District so that groundwater from the Basin may be beneficially used, OCWD has developed, and is implementing through this Agreement and other actions, a new program that will allow OCWD to purify and treat groundwater containing PFAS by substantially funding, contracting and cooperating with Producers to develop, construct, operate, and maintain Treatment Systems such that water quality within the OCWD will be purified and improved (“Program”), and such that Producers can continue to beneficially use groundwater from the Basin after treatment for drinking water purposes. Producers desire to participate in the Program. 2 DDW’s February 2020 guidance directs community water systems to test for PFAS using EPA Method 537.1 and notes that DDW defines PFAS “as those analytes included in EPA Method 537.1.” Page 126 of 163 2629/022499-0087 14979764.1 a04/17/20 -3- K. OCWD has the authority to “construct, purchase, lease, or otherwise acquire, and to operate and maintain necessary waterworks and other works, machinery, [and] facilities ... useful or necessary to … protect the quality of the common water supplies of [OCWD] and purposes incidental thereto.”3 OCWD may also perform groundwater cleanup, abatement, or remedial work in cooperation with any other governmental agency, and may initiate cost recovery actions against persons responsible for causing contamination of the Basin, and for its costs in cleaning up or containing contamination or pollution of the Basin.4 OCWD is also authorized under Section 2(6)(l.) of the OCWD Act to protect and improve water quality within the Basin by entering into contracts with Producers to produce more groundwater from the Basin, while taking less water from alternative non-tributary sources, where OCWD determines that such increased production of groundwater will result in removal of contaminants or pollutants from the Basin that otherwise would not be removed. Specifically, OCWD has authority, “for the common benefit of the district and for the purpose of managing the groundwater basin and managing, replenishing, regulating, and protecting the groundwater supplies within the district” to enter into an agreement with Producers to increase the production of groundwater in lieu of water from an alternative non- tributary source for the purpose of removing contaminants or pollutants from the Basin. OCWD may also “pay from district funds that portion of the cost of the groundwater production as will encourage the production for beneficial use of polluted or contaminated groundwater, as long as that pollution or contamination is impairing the quality of the water supplies within the district and the quality of the water supplies within the district will be improved by that production.” L. OCWD has determined that certain portions of the Basin in the vicinity of Producers’ Water Producing Facilities are polluted by PFAS, and that entering into this Agreement with Producers will encourage beneficial use of groundwater polluted by PFAS that would otherwise not be used while improving the quality of water supplies within the District. M. OCWD and the Producers mutually desire to enter into this Agreement pursuant to the OCWD Act to document the Program responsibilities of the Parties in the construction and operation of PFAS Treatment Systems, systems that the Parties will use to treat PFAS pollution and contamination, thereby improving the quality of groundwater supplies within OCWD. The Parties therefore agree as follows: 1. The Recitals above are deemed true and correct and are hereby incorporated in this Agreement as though fully set forth herein. The Parties agree that the actions that will be taken pursuant to this Agreement are reasonable and necessary to accomplish the goals and objectives of the OCWD Act. 2. PURPOSE. 2.1 Facilitation of Basin-wide Treatment. OCWD and the Producers intend to facilitate treatment of Basin groundwater impacted by PFAS. OCWD will coordinate and fund planning and treatment pilot studies and design efforts, and fund the construction costs of PFAS 3 OCWD Act, Section 2, Subd. 5. 4 OCWD Act, Section 8. Page 127 of 163 2629/022499-0087 14979764.1 a04/17/20 -4- Treatment Systems in the Basin subject to the provisions of this Agreement. OCWD will also fund a portion of the operation and maintenance costs of those facilities. 2.2 PFAS Compounds and Reopener. The Parties recognize the necessity of and commit to a high level of coordination to expeditiously design, construct and operate PFAS Treatment Systems to remove PFAS from the Basin where PFAS is detected in a Producer’s (existing or anticipated) Water Producing Facilities at or above 80% of an applicable RL or MCL. The Parties acknowledge that additional compounds within the PFAS family may become regulated during the term of this Agreement. To the extent the Treatment Systems developed under this Agreement requires modification to treat PFAS that becomes regulated after the Effective Date, the Parties will, where necessary and mutually agreed upon, amend this Agreement to provide for treatment of additional compounds in the PFAS family. 3. PLANNING. 3.1 Planning Study. OCWD has retained a consultant to prepare a “Planning Study” to evaluate the Producers’ water systems, any of their Water Producing Facilities impacted by PFAS (“Impacted Wells”), and potential locations for construction of PFAS Treatment Systems for Impacted Wells. OCWD shall cause the consultant to actively consult with Producers in connection with preparation of the Planning Study. OCWD shall cause the consultant to provide a final Planning Study report to OCWD and Producers concurrently. 3.2 Pilot Study. OCWD shall perform a PFAS treatment “Pilot Study” to evaluate different treatment technologies to remove PFAS from groundwater. 3.3 Treatment Systems. OCWD shall use the results of the Planning Study and the Pilot Study to reasonably determine the type and final design of the Treatment Systems to treat PFAS contamination in the groundwater produced by Impacted Wells to levels below the RL or MCL. Development of the final design of Treatment Systems will consider 30-year lifecycle costs, including but not limited to Treatment System footprint and physical setting, relative land values, the proximity to existing water infrastructure and energy sources, operational costs and limitations, and any PFAS treatment studies conducted by Producers. The Treatment Systems will be designed for a 30-year useful life. If OCWD and a Producer mutually agree, a Treatment System that can remove PFAS contamination down to non-detect concentrations, depending upon site specific circumstances, may be designed and constructed. 3.4 Enhancements/Additions to Treatment System. If Producer desires to construct additions or enhancements to the PFAS Treatment System beyond what OCWD determines is the appropriate Treatment System, then OCWD will reasonably estimate the cost of those additions or enhancements (including planning costs, design costs, capital costs and operation and maintenance [“O&M”] costs) with assistance and input from Producer(s). For OCWD-Built facilities (defined below), OCWD shall include the additions or enhancements in the design and construction of the treatment facilities upon OCWD determination of feasibility of efficiently operating the Treatment Systems with the requested additions or enhancements. Producer shall reimburse OCWD for all costs associated with the OCWD-Built addition or enhancement constructed by OCWD. For Producer Built Treatment Systems that contain additions or enhancements beyond what OCWD determines to be an appropriate Treatment System, Page 128 of 163 2629/022499-0087 14979764.1 a04/17/20 -5- Producers shall have no right of reimbursement from OCWD for Producers’ costs attributable to such additions or enhancements. 3.5 Producer Assistance. Producers shall support and assist OCWD in connection with the Planning Study, Pilot Study, and development of what constitutes an appropriate Treatment System design. “Support and assist,” as used in this Agreement means timely providing reasonable staff time and available data/technical information where requested by OCWD to ensure OCWD has sufficient information to timely complete its obligations under this Agreement. 3.6 Untested Water Producing Facilities. OCWD reserves the discretion to delay the design and to not construct Treatment Facilities at Water Producing Facilities that have not been individually tested for PFAS, or which have not demonstrated consistent exceedance of an applicable PFAS RL or MCL. 4. DESIGN AND CONSTRUCTION OF PFAS TREATMENT FACILITIES. 4.1 Funding. OCWD shall fund the reasonable cost to design and construct the Treatment System, except for necessary real property and entitlements for siting the Treatment System as described in Section 4.4. OCWD’s funding obligations apply both to OCWD-Built or Producer-Built Treatment Systems, as defined below. OCWD’s funding obligations include planning, design, and construction of the Treatment Systems whether OCWD-Built or Producer- Built. 4.2 OCWD Construction or Reimbursement. The Producer shall elect either: A. to have the Treatment System designed and built by OCWD (“OCWD-Built”); or B. to be reimbursed for having the Treatment System designed and built by the Producer (“Producer-Built”). 4.3 CEQA. In connection with the proposed Treatment System for Impacted Wells, the Parties shall work together to determine the best plan for and the lead agency for the purpose of complying with the California Environmental Quality Act (“CEQA”). Where a Producer serves as lead agency for a CEQA project, OCWD shall serve as a Responsible Agency and approve the portions of the CEQA project that OCWD will carry out. OCWD shall fund CEQA expenses incurred in connection with the Treatment System whether it is a Lead Agency or a Responsible Agency. Upon a Producer’s request, OCWD shall prepare necessary CEQA documents for the Treatment System. OCWD shall fund any reasonable CEQA mitigation cost excluding land acquisition expenses. 4.4 Property Acquisition, Entitlements. A. Land and Rights of Way. Each Producer shall secure at its expense any land and/or right of way necessary to construct the Treatment System(s). Page 129 of 163 2629/022499-0087 14979764.1 a04/17/20 -6- B. Entitlements. Each Producer shall obtain at its expense all land use entitlements necessary to construct the Treatment System(s). C. Property Conditions for OCWD-Built Treatment System. If a Producer chooses an OCWD-Built Treatment System, then OCWD will have no obligation to design or construct the Treatment System until a Producer has demonstrated it has obtained lands and land use entitlements sufficient to permit construction of the Treatment System. OCWD may begin final design work for facilities where land use entitlements are in the process of being obtained. If a Producer is unable to obtain the necessary entitlements within twelve months after the completion of the preliminary design for an Impacted Well, then Producer shall reimburse OCWD for reasonable design costs associated with that location unless the twelve month deadline is extended by mutual agreement of the Parties. 4.5 OCWD-Built Facilities. The provisions of this Section 4.5 apply to PFAS treatment facilities that a Producer elects to have OCWD design and build. A. Design. OCWD will consult with and seek input from the Producer on the design and construction of the Treatment System, including the need for any extended manufacturer’s warranties on Treatment System components. Producer shall support and assist OCWD in hiring design consultants and designing the Treatment System, but OCWD will have the reasonable authority and discretion in determining the Treatment System final design. The level of treatment selected by OCWD must allow the Producer to treat regulated PFAS to comply with RLs or MCLs, unless special circumstances dictate an alternative approach. Additions or enhancements to the Treatment System are subject to section 3.4. B. Property Rights. A Producer shall provide OCWD with temporary property rights over any site necessary for construction, staging, and laydown for the Treatment System project. These temporary property rights will be in the form of a license or temporary construction easement, or other property right sufficient to provide for OCWD’s control of the site during construction. C. Advertising and Award of Construction Contracts. OCWD shall advertise, where required by the OCWD Act, and award construction contracts for construction of the Treatment System. A Producer shall support and assist OCWD in these efforts, and shall expeditiously provide any documents necessary for construction at no charge to OCWD. D. Administration and Inspection. OCWD will administer the necessary contracts to construct the Treatment System, including reviewing and responding to contractor requests for information or requests for clarification, reviewing and approving shop drawings, and filing a Notice of Completion. OCWD shall provide all construction and inspection for the Treatment System. E. Transfer of Treatment System. Upon filing the Notice of Completion for the Treatment System, OCWD will transfer the constructed and operating Treatment System to the Producer with an appropriate legal instrument and a quitclaim of any property rights obtained under Section 4.4. OCWD shall provide the Producer with copies of all applicable O&M manuals and record drawings for the Treatment System in OCWD’s possession. Page 130 of 163 2629/022499-0087 14979764.1 a04/17/20 -7- Upon the Producer’s receipt of the legal instrument and quitclaim of property rights, Producer shall be solely responsible for ensuring the proper operation, maintenance and repair of the Treatment System. The Parties may arrange for extended warranties on any component of the Treatment System, which additional cost may be paid for by the Producer, and which extended warranty will be transferred to the Producer together with the transfer documents. F. Warranty, Post-Construction Remedies. OCWD will make construction warranty repairs and modifications not attributable to the negligence or willful misconduct of Producer for one year after the date of filing of the Treatment System Notice of Completion. The Parties will also, to the extent they deem prudent, jointly pursue any statutory construction defect remedies against third-party designers and contractors. G. DDW Permit Assistance. OCWD will support and assist the Producer with technical information in modifying the Producer’s DDW operating permit to account for and authorize the new Treatment System as part of the Producer’s public water system. 4.6 Construction by Producer. The provisions of this Section 4.6 apply to PFAS treatment facilities that a Producer elects to design and build. A. OCWD Approval of Design. The Producer shall prepare and submit to OCWD for approval a conceptual design for the Treatment System. OCWD shall review and approve the design in writing within 30 days, which approval will not be unreasonably withheld. Once conceptual design for a Producer’s proposed Treatment System is approved by OCWD, the Producer will coordinate with OCWD in the planning and final design of the Treatment System. The Producer shall then prepare and submit the final design to OCWD for approval. OCWD shall participate in the Producer’s project meetings as necessary to obtain OCWD’s final approval of the Treatment System in an expeditious manner so as not to delay the Producer’s design and construction of the Treatment System. OCWD shall review and approve the final design, if deemed reasonable and effective, in writing, within 30 days. Such approval will not be unreasonably delayed or withheld, though OCWD shall have the right to place reasonable conditions on the final design approval. B. Construction. Upon OCWD’s approval of the final design, the Producer shall advertise, award, and ensure timely completion of all necessary contracts to construct the Treatment System. The Producer shall notify OCWD upon the award of the construction contract and upon recording the Notice of Completion. 5. OPERATIONS, MAINTENANCE AND REPLACEMENT. 5.1 30-Year Term. Each Producer shall operate, maintain, and repair a Treatment System, and any related Impacted Well, for the earlier of: A. 30 years following the filing of the Notice of Completion; or B. Until water produced from the Impacted Wells meets RLs or MCLs for PFAS. Page 131 of 163 2629/022499-0087 14979764.1 a04/17/20 -8- 5.2 Operating Standards. OCWD recognizes in the normal course of operating a water system, the Treatment System and Impacted Wells may need to be turned off for routine maintenance, seasonal demands, emergencies, accommodating in-lieu imported water deliveries, and major repairs. Each Producer agrees to operate the Treatment System in a manner consistent with industry standards and take actions in the same manner as a reasonably prudent water system operator, with the understanding that the Treatment System funded by OCWD is intended to be regularly used for daily treatment of groundwater as long as PFAS exceeds an RL or MCL in the Basin in the vicinity of the well. The Parties understand and agree that Treatment Systems constructed or funded by OCWD are not intended to be used as “stand by” treatment systems. 5.3 Compliance, Permits, Testing, Reporting. Each Producer shall obtain and comply with any and all regulatory permits, permissions or approvals necessary to operate and maintain the Treatment System. Producer shall operate and maintain the Treatment System in accordance with state and federal regulatory requirements, prevailing industry standards, good housekeeping practices, and equipment manufacturer recommendations and requirements. Producer shall perform required water quality testing and reporting to verify the successful operation of the Treatment System to comply with regulatory requirements. If a Producer fails to timely perform testing and/or reporting in the future, then OCWD may in its reasonable discretion assume responsibility from a Producer for required water quality testing and/or reporting and that Producer shall timely pay OCWD all reasonable and necessary costs for that testing and reporting or such costs shall be deducted from OCWD’s reimbursement payments to the Producer per Section 5.4. 5.4 Post-Completion Inspection; Cost Recoupment. A. OCWD will periodically inspect the Treatment System after the filing of the Notice of Completion, to review the adequacy of Producer O&M activities. Producer shall provide access to the Treatment System after receiving reasonable notice from OCWD. B. To the extent OCWD finds that Producer is not adequately operating and maintaining the Treatment System in accordance with industry standards and the manufacturer’s directions, OCWD will, in the following order: (1) meet with the Producer in attempt to resolve the inadequate operation or maintenance; (2) formally notify the Producer of its obligation to properly maintain and operate the treatment system and give the Producer up to 120 days to remedy any OCWD finding of inadequate maintenance and/or improper operational protocols; (3) after 120 days, suspend O&M payments described in Section 6.2 until such time as the Producer demonstrates to OCWD that it is properly operating and maintaining the treatment system; Page 132 of 163 2629/022499-0087 14979764.1 a04/17/20 -9- (4) no sooner than 270 days from the initial formal notice, terminate this Agreement and seek to recoup, where applicable, the cost of constructing the Treatment System and/or other applicable damages.5 6. FINANCIAL. 6.1 Capital Costs—Payment and Reimbursement. A. OCWD-Built Facilities—Upfront Payment. For OCWD-Built Treatment System, OCWD will pay as up-front costs all planning, design, construction, and start- up costs as described above, except for the costs for property rights, land use entitlements, additions or enhancements, or as otherwise described in this Agreement. B. Producer-Built Facilities—Reimbursement. OCWD shall reimburse the Producer for all of the Producer’s reasonable expenses for the planning, design, construction, and start-up of Treatment System on a monthly basis. OCWD shall pay reimbursements to the Producer within 30 days of receiving adequate documentation from the Producer. C. Prior Expenditures. Within 60 days after the Effective Date, OCWD will reimburse the Producer for any previous reasonable and authorized expenses incurred by the Producer prior to the Effective Date in evaluating or developing the design for or constructing the Treatment System for the Producer’s Impacted Wells. (1) Authorized expenses include, but may not be limited to: (1) design type costs, consultants and contractor; (2) pre-purchase of equipment and media for Treatment System; (3) equipment installed to temporarily treat for PFAS compounds which can be repurposed by the Producer into the Producer’s final Treatment System; (4) permitting cost; and (5) CEQA type expenses. These same expenses incurred by Producer going forward are also eligible for reimbursement. Design, engineering, or evaluative type expenses incurred by a Producer that may be eligible for reimbursement, as reasonably determined by OCWD in its sole discretion (with input from the Producer) could include: (1) outside consultant costs and studies incurred by the Producer and related to the development and design of the Treatment System; (2) equipment installed to temporarily treat for PFAS compounds which can be repurposed by OCWD into a final treatment system; (3) permitting cost; and (4) CEQA type expenses. 5 Any action by OCWD to recoup its, or the Producer’s, OCWD funded costs for construction of the PFAS treatment system would be prorated based upon the length of time the treatment facilities has been in operation, and by any percentage of third-party cost recovery OCWD has obtained. For example, a breach by Producer in year twenty-five (25) of the thirty (30) year term of this Agreement would result in OCWD recouping significantly less than if the breach occurred in year five since twenty five years of useful life of the facility would have occurred, and would be further offset by any third-party cost recovery obtained by OCWD during that time. Page 133 of 163 2629/022499-0087 14979764.1 a04/17/20 -10- (2) Unauthorized expenses for reimbursement shall include: (1) the Producer’s staff time; (2) direct or indirect overhead type expenses for staff; and (3) costs not primarily attributable to Treatment System design, construction and O&M. 6.2 O&M Reimbursement. A. Reimbursement Rate. OCWD shall reimburse each Producer for 50% of allowable O&M costs, up to $75/acre-foot of water treated by the Treatment System. B. O&M Unit Cost. Each Producer shall annually calculate the O&M unit cost of the Treatment System on a July 1st to June 30th fiscal year basis and submit this information by October 1st of the following fiscal year to OCWD for review and reimbursement. The unit cost shall be calculated by dividing all appropriate and allowable O&M expenses by the Treatment System total water treated. The annual submittal by the Producer shall include all documentation and backup information necessary to support the unit cost calculation. Each Producer shall provide any reasonable information requested by OCWD in verifying the Producer’s unit cost or other expenses for which the Producer seeks reimbursement per this Agreement. After execution of the agreement, at the request of the Producer after the Treatment System(s) are fully operational, OCWD will make a six month progress payment by January 30th of each fiscal year based upon no more than 50% of the estimated eligible total O&M cost OCWD would normally reimburse at the end of the fiscal year as determined by OCWD with input from the Producer. C. Reimbursable/Allowable Costs. Allowable O&M costs are the costs to the Producer necessarily incurred for the regular operation and maintenance of the Treatment System, as reasonably determined by OCWD after good faith consultation with Producer. Allowable O&M cost shall consider the specific site issues of each Treatment System. Examples of allowable O&M costs may include, but are not limited to: (1) periodically replacing carbon, resin, or other adsorption media; (2) necessary power and chemical cost to operate the Treatment System; (3) routine maintenance of the Treatment System; (4) periodic repair and replacement type cost items; (5) cost of additional staff time to operate the Treatment System; (6) required water quality sampling and testing for compliance monitoring; (7) determining and implementing compliance with new or revised PFAS regulations; (8) additional pumping cost caused by the Treatment System; Page 134 of 163 2629/022499-0087 14979764.1 a04/17/20 -11- (9) disposal of waste materials generated by the Treatment System, including landfill costs and incineration, and costs of hazardous waste disposal (if applicable); (10) sewerage costs associated with maintenance/backwash of the Treatment System; and (11) such other reasonable maintenance costs as are necessary to ensure the Treatment System continues to operate properly consistent with its design. D. Non-reimbursable costs include: (1) existing Producer staff time costs not attributable to the PFAS Treatment Facilities; (2) direct or indirect overhead type expenses for staff; and (3) cost resulting from a Producer’s inadequate operation and maintenance of the Treatment System. E. Reimbursement Rate Adjustment. The $75/acre foot rate will be automatically adjusted annually each July 1 (beginning July 1, 2021) by the percentage differential based on the last two annual indices set forth in the Bureau of Labor Statistics Consumer Price Index for All Urban Consumers - Los Angeles-Long Beach-Anaheim. The maximum O&M reimbursement rate may be increased by OCWD if there are unforeseen, unique or specific circumstances of the Treatment System that, through no fault of a Producer, result in a higher cost of treatment at a Producer’s treatment system, including increased costs attributable to new statutes, regulations or regulatory interpretations. F. Submittals; Reimbursement Timing. OCWD shall reimburse each Producer its allowable O&M costs incurred by a Producer within 60 days of receiving the Producer’s annual O&M unit cost calculation and supporting information as described in Section 6.2.B. via direct payment. G. Treatment Media. OCWD may solicit and enter into a future contract with the appropriate activated carbon, resin, and/or other adsorption media manufacturers to obtain a lower price for this material than could be obtained by the individual Producer. Unless a Producer opts out in writing of this Section within 30 days of the Effective Date, Producer will support and participate in OCWD efforts to obtain a lower cost for activated carbon and/or resin. 6.3 Grants. A. OCWD-Sought. OCWD may seek federal, state, or other grant funding to offset costs of the PFAS program contemplated by this Agreement. Each Producer shall support and assist OCWD, as may be reasonably requested by OCWD, to obtain any grants that may be used by OCWD to fund construction and/or future O&M of Treatment Systems. Grant Page 135 of 163 2629/022499-0087 14979764.1 a04/17/20 -12- funds received by OCWD will be used to fund OCWD’s costs of planning, design and construction of Treatment systems, unless otherwise required by the terms of that grant. B. Producer Support to OCWD-Sought Grants. Each Producer shall support and assist OCWD in preparing any annual reports or documents necessary for OCWD to comply with grants received for the PFAS program. Subject to the requirements of this Section 6.3, no provisions in this Agreement will prevent a Producer from applying for grants or loans, from any source, for PFAS treatment projects in its service territory. C. Producer-Sought Funding. A Producer may also seek third-party funding for Treatment System-related expenses. Any outside development and design type grants or funding initiated and received by a Producer will be utilized to offset OCWD’s PFAS design or construction costs for the Producer. If a Producer receives any grants or other third-party funding for operational expenses of the Treatment System, that Producer shall share those proceeds with OCWD in proportion to the percentage of O&M funded by OCWD if allowed by the grant or other third-party funding instrument. 6.4 Records Retention, Audit. The Parties shall keep and maintain all records, accounts and reports relating to this Agreement for a period of at least ten years after the date of a final judgment or final settlement resolving any and all litigation related to PFAS cost recovery initiated per Section 7.4 of this Agreement. The Parties will have access to these records at any time during normal business hours upon 10 calendar days’ notice. At its cost, any Party may audit the books, records and accounts of the Party relating to its performance of this Agreement, and the audited Party shall provide reasonable cooperation to the auditing Party in this regard. 7. RISK ALLOCATION. 7.1 Insurance. A. Construction Activities. In the hiring of consultants and contractors to design and build the Treatment System, the hiring or contracting Party will have the other Party (OCWD, if Producer-Built, or the designing/building Producer, if OCWD-Built) included as an additional indemnitee and additional insured on the same basis and with the same limits in all contracts. The hiring Party will use the higher of the two Parties’ standard limits for the purpose of coverage requirements. For example, in connection with an OCWD-Built Treatment System, OCWD shall have Producer named as an additional indemnitee and an additional insured in all consulting and construction contracts related to the Producer’s Treatment System(s). In connection with a Producer-Built Treatment System, Producer shall have OCWD named as an additional indemnitee and an additional insured in all consulting and construction contracts. The hiring or contracting Party shall provide the other Party with proof of insurance, including additional insured endorsements. B. Parties’ Coverage. Each Producer shall take out and maintain in effect at all times during the term of this Agreement comprehensive general liability insurance in an amount not less than $2 million per occurrence, for bodily injury, death and property damage associated with the operation and maintenance of the Treatment Facilities and Impacted Wells, naming OCWD as an additional insured under such policy. An endorsement evidencing this Page 136 of 163 2629/022499-0087 14979764.1 a04/17/20 -13- insurance coverage shall be furnished to OCWD prior to OCWD or Producer commencing construction on a Treatment System. If the Producer is, or becomes, partially or fully self-insured for its public liabilities, a letter executed by the Producer’s Chief Executive stating the Producer’s self-insured status and acknowledging its responsibility to indemnify OCWD as required in this Agreement, may be furnished in lieu of the insurance endorsement otherwise required herein. The Producer shall provide written notice to OCWD of any change in the Producer’s insured or self- insured status within 30 days of the date of such change. 7.2 Indemnity. A. By Producer: (1) Each Producer shall defend, indemnify and hold OCWD, harmless from and against any and all actions, suits, claims, demands, judgments, attorney’s fees, costs, damages to person or property, losses, penalties, obligations, expenses or liabilities (collectively, “Claims”) that may be asserted or claimed by any third party arising out of the negligent or reckless performance or implementation of this Agreement by Producer except for Claims arising out of or relating to the design or construction of a Treatment System where OCWD designed or constructed the Treatment System. (2) Producer shall indemnify, defend and hold OCWD harmless from any liability, or regulatory enforcement attributable, in whole or in part, to Producer’s failure to properly operate and maintain the Treatment System and Impacted Wells. B. By OCWD: (1) OCWD shall defend, indemnify and hold each Producer harmless from and against any and all Claims that may be asserted or claimed by any third party arising out of the negligent or reckless performance or implementation of this Agreement by OCWD, except for Claims arising out of or relating to the design or construction of a Treatment System where the Producer designed or constructed the Treatment System. 7.3 Release and Hold Harmless. A. Producers’ Release of OCWD. (1) Producers, and each of them, hereby release OCWD, its officers, directors, employees, agents and representatives, from any and all liability, known or unknown, arising out of, or otherwise attributable to the discovery and/or presence of PFAS in the Santa Ana River, the Basin, Producers’ Water Producing Facilities, and Producers’ potable or non- potable water system, before, during or after treatment. Such release shall include, but is not limited to, claims or litigation initiated by third parties against a Producer or OCWD, and any other legal, administrative, or regulatory actions associated with OCWD’s performance of its obligations under this Agreement (unless attributable to OCWD’s sole active negligence or willful misconduct during such performance). B. OCWD’s Release of Producers. Page 137 of 163 2629/022499-0087 14979764.1 a04/17/20 -14- (1) OCWD hereby releases each Producer, their officers, directors, employees, agents and representatives, from any and all liability, known or unknown, arising out of, or otherwise attributable to the discovery and/or presence of PFAS in the Santa Ana River, the Basin, Producers’ Water Producing Facilities, and each Producers’ potable or non- potable water system, before, during or after treatment. Such release shall include, but is not limited to, claims or litigation initiated by third parties against a Producer or OCWD, and any other legal, administrative, or regulatory actions associated with a Producer’s performance of obligations under this Agreement (unless attributable to a Producer’s sole active negligence or willful misconduct during such performance). (2) This release by OCWD does not pertain in circumstances where liability results, or is alleged to result, from the failure of a Producer to properly operate and maintain the Treatment System constructed per this Agreement. C. Producer’s Release of other Producers. (1) Each Producer hereby releases and shall hold the other Producers harmless from liability associated with the presence of PFAS in the Basin. (2) However, this release by each Producer does not pertain to circumstances where liability results, or is alleged to result, from the failure of the other Producer(s) to properly operate and maintain the Treatment System(s) constructed per this Agreement. D. No Admission of Liability. Nothing contained herein shall be deemed an admission of liability by any Party to this Agreement. 7.4 Legal Cost Recovery Efforts. A. OCWD anticipates commencing litigation against responsible parties, including chemical manufacturers of PFAS, in order to recover costs from persons responsible for placing PFAS into the stream of commerce and/or the environment where it could make its way into the Basin (“Damages”). The Producers shall support, coordinate, assist and comply with all reasonable OCWD requests regarding OCWD’s cost recovery litigation related to pursuit of Damages associated with PFAS. B. OCWD will request each Producer that has sustained Damages to determine if intends to jointly retain counsel (“Shared Litigation Counsel”) with OCWD in litigation to recover Damages. Producers who join as co-plaintiffs are “Participating Producers” in OCWD’s cost recovery efforts. C. OCWD and Participating Producers will establish a Steering Committee and Executive Committee to direct Shared Litigation Counsel and make litigation decisions. D. OCWD and Participating Producers will enter into an appropriate joint prosecution/common interest agreement to hire Shared Litigation Counsel and establish Page 138 of 163 2629/022499-0087 14979764.1 a04/17/20 -15- confidentiality and privilege concerning communications and work product of the Steering Committee and Executive Committee. E. OCWD and Participating Producer agree that any Damages obtained in the PFAS litigation will be pooled and distributed to OCWD and Participating Producers proportionally to their respective claimed damages, such that each Participating Producer and OCWD will recover the same percentage of their overall claimed damages in the manner shown on Exhibit A. F. Participating Producers can decide at any time to discontinue participation in the litigation initiated by OCWD, but agree, if applicable, to pay to Shared Litigation Counsel, in accordance with any retainer agreement negotiated with Shared Litigation Counsel, for the withdrawing Producers share of Shared Litigation Counsel’s reasonable attorneys’ fees and cost incurred prior to the date of withdrawal (if any). Further, per the terms of any retainer agreement with Shared Litigation Counsel, the Participating Producers agree to maintain as confidential, and where applicable, to return, any communications and work product obtained via the litigation. G. OCWD believes that it is in the best interest of OCWD and Producers impacted by PFAS to jointly initiate litigation as co-plaintiffs with Shared Litigation Counsel. However, if a Producer decides to pursue or initiate separate PFAS litigation (“Separate Litigation”), Producer shall notify OCWD of such intent thirty (30) days prior to formally filing the Separate Litigation. Producer in the Separate Litigation must comply with the following: (1) The Producer shall give OCWD the opportunity to review and comment on Separate Litigation documents (e.g., pleadings) prior to any Separate Litigation filing. (2) No PFAS related cost incurred by OCWD, or likely to be incurred by OCWD, and related to the Producers treatment system(s) (construction and/or O&M), will be asserted in a Producer’s Separate Litigation. (3) In order to prevent duplicative claims for the same damages in separate lawsuits, assertion of which without OCWD’s consent shall constitute a violation of this Agreement, OCWD must approve any PFAS related cost a Producer is seeking to recover prior to its assertion in Separate Litigation. However, OCWD shall not unreasonably withhold such approval, and shall consult in good faith with counsel for a Producer that wishes to initiate Separate Litigation in order to seek ways to accommodate the interests of both Parties, prior to disapproving any cost. (4) A Producer shall closely coordinate its separate legal action with OCWD, and, where requested in good faith by OCWD, support the positions taken by OCWD related to PFAS in court and in political, community and business forums. (5) A Producer shall not assert claims against OCWD in any litigation related to PFAS, or otherwise knowingly take positions that could result in OCWD or other Producers incurring liability related to PFAS as a result of the position asserted by the Producer in the Separate Litigation. Page 139 of 163 2629/022499-0087 14979764.1 a04/17/20 -16- 8. EXPIRATION AND TERMINATION. This Agreement expires 30 years from the Effective Date. A Producer may terminate this Agreement upon providing 90 days written notice to OCWD. However, if a Producer terminates this Agreement prior to the 30 year date of expiration, the Producer shall reimburse OCWD for all of OCWD’s unrecovered costs in constructing the Treatment System using the methodology described in footnote 5, plus any other reasonable expenses incurred by OCWD as a result of the early termination. 9. NOTICE. Any notice, instrument, payment or document required to be given or delivered under this Agreement shall be given or delivered by personal delivery or by depositing the same in a United States Mail depository, first class postage prepaid, and addressed as set forth in Exhibit B. Notice under this Agreement may also be provided to such other address as any Party may direct in writing to the other. Service of any instrument or document given by mail will be deemed complete upon receipt if delivered personally, or forty eight (48) hours after deposit of such instrument or document in a United States mail depository, first class postage prepaid, and addressed as set forth above. 10. MISCELLANEOUS. 10.1 Further Assurances. The Parties shall execute and deliver any documents and cooperate in performing any acts necessary to further the intent of this Agreement. 10.2 Time is of the Essence. Time is of the essence in performing all obligations under this Agreement. 10.3 Counterparts. This Agreement may be executed in multiple counterparts, each of which is an original. All signatures taken together will be considered as one and the same agreement. 10.4 Force Majeure. Upon written notice by a Party, the respective duties and obligations of the Parties will be suspended for the time period that performance by the Party is prevented or substantially impeded by workforce strikes; riots; fire; flood; federal, state or county regulatory action; pandemics, war; or terrorism. 10.5 Dispute Resolution. If a dispute arises between the Parties in connection with this Agreement, the Parties shall engage in a mediation before a third-party neutral. 10.6 Successors and Assigns. All of the terms, conditions and provisions of this Agreement inure to the benefit of and will be binding upon OCWD, the Producer, and their respective successors and assigns. 10.7 No Implied Waivers. If any term, condition or provision of this Agreement is breached by either Party and thereafter waived by the other Party, that waiver will be limited to the specific breach so waived, and will not be deemed either to be a continual waiver or to waive any other breach under this Agreement. 10.8 No Obligation to Third Parties. The approval, execution and performance of this Agreement does not confer any rights upon any person or entity other than OCWD and the Producers. There are no third-party beneficiaries to this Agreement. Each Producer’s obligations Page 140 of 163 2629/022499-0087 14979764.1 a04/17/20 -17- under this Agreement are to OCWD only, unless otherwise specifically stated herein (e.g., requirement to release or provide notice to other Producers). 10.9 Nature of Relationship. This Agreement does not create, and will not be construed or deemed to create, any agency, partnership, joint venture, landlord-tenant or other relationship between OCWD and any Producer except as specified in this Agreement. 10.10 Integration, Construction and Amendment. This Agreement represents the entire understanding of OCWD and each Producer as to the design and construction of PFAS treatment facilities for the Impacted Wells. No prior oral or written understanding will be of any force or effect with respect to those matters covered by this Agreement. This Agreement will be construed as if drafted by both OCWD and each Producer. 10.11 Modification, Variance and Most Favored Nation Provisions. Unless specifically authorized herein, this Agreement may not be modified, altered or amended unless in writing signed by authorized representatives of both OCWD and all Producers, except that OCWD and any individual Producer may enter into a Producer-specific “Variance” that will be applicable only with respect to OCWD and that specific Producer. Except for where site-specific circumstances require unique considerations, OCWD shall interpret and administer this Agreement in a similar manner with each Producer. At least 30 days prior to approving any proposed Variance, OCWD will provide written notice of the proposed Variance to the other Producers and provide each with an opportunity to opt in to the same terms of that Variance. Upon approval of any Variance, OCWD shall provide a fully-executed version of the Variance to each Producer that has opted in under the Variance. 10.12 Severability. Each provision of this Agreement is severable from the whole. If any provision of this Agreement is found contrary to law, the remainder of this Agreement will continue in full force. 10.13 Authority. A. Producer hereby agrees that funding provided by OCWD per this Agreement is in furtherance of OCWD’s purpose of treating/purifying water in the Basin to facilitate beneficial use of locally produced groundwater water in order to increase production of groundwater containing PFAS from the Basin—to levels typical prior to setting of RLs for PFAS, and that Producer’s production of water from the Basin is in lieu of Producer taking water from an alternative non-tributary source, thereby furthering OCWD’s efforts to remove or eliminate PFAS contaminants from the Basin. B. By entering into this Agreement, each Party represents that it, and to the best of its understanding the other Parties to this Agreement, have proper legal authority to enter into this Agreement and to fund the work described herein. Each person executing this Agreement on behalf of a Party warrants that they are: (1) duly authorized to execute and deliver this Agreement on behalf of that Party, (2) by executing this Agreement, that Party is formally bound to the provisions of this Agreement, and (3) entering into this Agreement does not violate any provision of any other Agreement to which that Party is bound. No individual signing this Agreement shall have individual liability under this Agreement. As a condition of entering this Page 141 of 163 2629/022499-0087 14979764.1 a04/17/20 -18- Agreement, all Parties expressly waive any future challenge to the legal authority of the other Parties to enter into this Agreement, or to the authority of any other Party to fund the programs described in this Agreement. 10.14 Construction and Amendment. The terms of this Agreement will be construed in accordance with the plain meaning of the language used and will not be construed for or against any Party by reason of the authorship of this Agreement or any other rule of construction which might otherwise apply. The headings of sections and paragraphs of this Agreement are for convenience or reference only and will not be construed to limit or extend the meaning of the terms, covenants and conditions of this Agreement. This Agreement may only be amended by the mutual consent of the Parties by an instrument in writing. 10.15 No Admissions. Nothing in this Agreement may be deemed an admission. Moreover, no language that may have previously been circulated in prior drafts of this Agreement, but subsequently removed at the request of a Producer, shall be used by either Party as evidence, or in any other manner, in litigation currently pending in Los Angeles Superior Court between OCWD and the City of Anaheim, Yorba Linda Water District, Golden State Water Company, Mesa Water District, and East Orange County Water District on the one hand, and Irvine Ranch Water District (IRWD) on the other, Case No. BS168278 [Lead Case] Case No. BS175192 [Consolidated Case] (the “Litigation”), as such Litigation may be amended from time to time. 10.16 Additional Parties. Notwithstanding any other provision of this Agreement, OCWD is authorized to allow other groundwater pumpers in the Basin adversely impacted by PFAS, but not named in this Agreement, to become Parties to and execute this Agreement without obtaining the concurrence of the other Parties to this Agreement or otherwise modifying this Agreement (except to add an additional signature block). 10.17 Effective Date and Binding Effect. The date OCWD executes this Agreement shall be the Effective Date of this Agreement. Each Party executing the Agreement thereafter shall be bound by, and benefit from, the terms of this Agreement on the date that Party executes the Agreement, notwithstanding that other Parties have not yet executed the Agreement. No Party shall be bound by this Agreement until such Party has executed this Agreement, nor shall any Party that has executed this Agreement owe any contractual duty to any Party that has not yet executed this Agreement until such other Party executes this Agreement. The timelines referenced in Sections 6.1(C) and 6.2 (G) of this Agreement shall begin to run on the date a Producer executes this Agreement if such date is after the Effective Date. 10.18 Electronic Signatures. Any Party may execute this Agreement using an “electronic signature,” as that term is defined in California Civil Code Section 1633.2, or a “digital signature,” as defined by California Government Code Section 16.5. An electronic or digital signature will have full legal effect and enforceability. Nothing in this Agreement requires any Party to use or accept the submission of any subsequent or related document containing an electronic or digital signature where written notice is otherwise required by this Agreement. [SIGNATURES FOLLOW] Page 142 of 163 2629/022499-0087 14979764.1 a04/17/20 -19- APPROVED AS TO FORM: RUTAN & TUCKER, LLP By: Jeremy N. Jungreis General Counsel, OCWD ORANGE COUNTY WATER DISTRICT By: Vicente Sarmiento, President By: Michael R. Markus, General Manager APPROVED AS TO FORM: By: City Attorney CITY OF ANAHEIM By: APPROVED AS TO FORM: By: City Attorney CITY OF FULLERTON By: APPROVED AS TO FORM: By: City Attorney CITY OF GARDEN GROVE By: APPROVED AS TO FORM: By: City Attorney CITY OF ORANGE By: [SIGNATURES CONTINUED] Page 143 of 163 2629/022499-0087 14979764.1 a04/17/20 -20- APPROVED AS TO FORM: WOODRUFF, SPRADLIN & SMART, APC By: David E. Kendig City Attorney, City of Tustin CITY OF TUSTIN By: Dr. Allan Bernstein, Mayor ATTEST: Daisy Gomez Clerk of the Council APPROVED AS TO FORM SONIA R. CARVALHO, City Attorney By: John M. Funk Assistant City Attorney CITY OF SANTA ANA By: Kristine Ridge City Manager RECOMMENDED FOR APPROVAL Nabil Saba Acting Executive Director Public Works Agency APPROVED AS TO FORM: ATKINSON, ANDELSON, LOYA, RUUD & ROMO By: Jeffrey A. Hoskinson EAST ORANGE COUNTY WATER DISTRICT By: Lisa Ohlund, General Manager [SIGNATURES CONTINUED] Page 144 of 163 2629/022499-0087 14979764.1 a04/17/20 -21- APPROVED AS TO FORM: HANSON BRIDGETT, LLP By: Claire H. Collins IRVINE RANCH WATER DISTRICT By: Paul A. Cook, General Manager APPROVED AS TO FORM: By: S. Wayne Rosenbaum SERRANO WATER DISTRICT By: Jerry A. Vilander APPROVED AS TO FORM: By: Andrew B. Gagen YORBA LINDA WATER DISTRICT By: APPROVED AS TO FORM: By: GOLDEN STATE WATER COMPANY By: Page 145 of 163 2629/022499-0087 14979764.1 a04/17/20 Exhibit A Allocation of Recovery Example of proportionally dividing damages assuming litigation, after paying Shared Litigation Counsel, results in a total damage pool of 75% of all damages ($630M) claimed by all Participating Producers (total claims of $839M). The column to the far right reflects each co-plaintiff’s hypothetical recovery. (Total Amount Claimed in Litigation by each co-plaintiff x .75) (Dollar amounts shown are for illustrative purposes only and are not related to actual PFAS cost that may be incurred or damages recovered. The numbers used herein are strictly hypothetical) Page 146 of 163 2629/022499-0087 14979764.1 a04/17/20 Exhibit B Notice Addresses Orange County Water District P.O. Box 8300 18700 Ward Street Fountain Valley, CA 92708 Attn: General Manager Mike Markus City of Anaheim 201 S. Anaheim Blvd., Suite 1101 Anaheim, CA 92805 Attn: Assistant General Manager of Water Services Michael Moore City of Fullerton 303 W. Commonwealth Ave. Fullerton, CA 92843 Attn: Public Works Director Meg McWade City of Garden Grove 13802 Newhope Street Garden Grove CA, 92843 Attn: Public Works Director Bill Murray City of Orange P.O. Box 449 Orange, CA 92856 Attn: Public Works Director Joe DeFrancesco City of Tustin P.O. Box 466 Tustin, CA 92781 Attn: Water Resources Manager Mike Grisso Page 147 of 163 2629/022499-0087 14979764.1 a04/17/20 -2- City of Santa Ana 220 S. Daisy, Bldg. A Santa Ana, CA 92703 Attn: Water Resources Manager Nabil Saba East Orange County Water District 185 N. McPherson Road Orange, CA 92869-3720 Attn: General Manager Lisa Ohlund Irvine Ranch Water District 15600 Sand Canyon Avenue Irvine, CA 92618 Attn: General Manager Paul Cook Serrano Water District 18021 Lincoln Street Villa Park, CA 92861-6446 Attn: General Manager Jerry Vilander Yorba Linda Water District P.O. Box 309 Yorba Linda, CA 92885-0309 Attn: General Manager Brett Barbre Golden State Water Company 1920 W. Corporate Way Anaheim CA 92801 Attn: District Manager Ken Vecchiarelli Page 148 of 163 ITEM NO. 9.3. AGENDA REPORT MEETING DATE:April 28, 2020 TO:Board of Directors FROM:Brett R. Barbre, Assistant General Manager STAFF CONTACTS:Annie Alexander, Executive Asst/Board Secretary SUBJECT:Amending Schedule for Regular Board of Directors Meetings RECOMMENDATION: That the Board of Directors adopt Resolution No. 2020-XX amending Section 10.1 (A) of the Board of Directors' Policies and Procedures Manual regarding the schedule for regular meetings. BACKGROUND: Currently the Board of Directors' regular meetings are held the 2nd and 4th Tuesday of each month at 6:30 p.m. Staff was asked to prepare an amendment to this schedule to modify the 4th Tuesday regular meetings to workshop meetings the same day beginning at 8:30 a.m. If the Board determined the workshop wasn't needed, the meeting would be cancelled. Staff has prepared a resolution for the Board's consideration to amend Section 10.1. (A) of the Board of Directors Policies and Procedures Manual to reflect this change. ATTACHMENTS: 1.Resolution Page 149 of 163 Resolution No. 2020-XX Amending Schedule for Regular Meetings 1 of 2 RESOLUTION NO. 2020-XX RESOLUTION OF THE BOARD OF DIRECTORS OF THE YORBA LINDA WATER DISTRICT AMENDING SCHEDULE FOR REGULAR MEETINGS WHEREAS,the Board of Directors of the Yorba Linda Water District previously adopted a Policies and Procedures Manual (Manual) by Resolution No. 18-06; and WHEREAS,Section 10.1 (A) of this manual sets forth the schedule for Regular Meetings; and WHEREAS,the Board of Directors’ desires to modify this schedule. NOW, THEREFORE, BE IT RESOLVED by the Board of Directors of the Yorba Linda Water District as follows: SECTION 1.That Section 10.1 (A) of the Board of Directors Policies and Procedures Manual adopted by Resolution No. 18-06 be amended effective immediately to read as follows: All regular meetings of the Board shall be held the second Tuesday of each month commencing at 6:30 p.m. A workshop meeting shall be held the fourth Tuesday of each month commencing at 8:30 a.m. unless deemed unnecessary by the President or a majority of the Board. Closed Sessions scheduled to occur on the same day as a regular meeting may be noticed separately as a special meeting. Any member of the Board may make a motion to complete any item under discussion during meetings lasting more than four hours from the time of commencement. All remaining items on the agenda which have not been acted upon shall be continued to the next regular meeting or as specified by the Board. Page 150 of 163 Resolution No. 2020-XX Amending Schedule for Regular Meetings 2 of 2 PASSED AND ADOPTED this 28th day of April 2020 by the following called vote: AYES: NOES: ABSTAIN: ABSENT: Phil Hawkins, President Yorba Linda Water District ATTEST: Annie Alexander, Board Secretary Yorba Linda Water District Reviewed as to form by General Counsel: Andrew B. Gagen, Esq. Kidman Gagen Law LLP Page 151 of 163 ITEM NO. 9.4. AGENDA REPORT MEETING DATE:April 28, 2020 TO:Board of Directors FROM:Brett R. Barbre, Assistant General Manager STAFF CONTACTS:Annie Alexander, Executive Asst/Board Secretary SUBJECT:Nominations for OC LAFCO Regular Special District Member Seat RECOMMENDATION: That the Board of Directors consider nominating candidate(s) for election to OC LAFCO's Regular Special District Member Seat and designate two Directors to serve as the primary and alternate voting representatives in the associated election. BACKGROUND: The nomination period for the OC LAFCO regular Special District Member seat which term expires June 30, 2020 is now open. The Board has the option of nominating a candidate. Should the Board desire to do so, the attached form must be completed and returned no later than May 8, 2020 at 3:00 p.m. To date, the District has not received any requests for support of candidacy. Additionally, the appointment process is conducted by mailed ballot and the Board needs to designate two Directors to serve as the District's primary and alternate voting representatives. The attached declaration form must be returned by the same date and time as the nomination form. ATTACHMENTS: 1.Nomination and Declaration Forms Page 152 of 163 Local Agency Formation Commission Orange County 2677 North Main Street, Suite 1050, Santa Ana, CA 92705  (714) 640-5100  FAX (714) 640-5139  http://www.oclafco.org REGULAR MEMBERS CHAIR Cheryl Brothers City Member VICE CHAIR Douglass Davert Special District Member IMMEDIATE PAST CHAIR Derek J. McGregor Public Member Lisa Bartlett County Member Dr. Allan Bernstein City Member James Fisler Special District Member Donald P. Wagner County Member ALTERNATES Wendy Bucknum City Member Kathryn Freshley Special District Member Lou Penrose Public Member Michelle Steel County Member STAFF Carolyn Emery Executive Officer March 24, 2020 TO: Independent Special District Presiding Officer c/o Clerk of the District FROM: Carolyn Emery, Executive Officer SUBJECT: Appointment Process and Nomination Period for the Orange County LAFCO Regular Special District Member Seat The nomination period for the Orange County LAFCO (OC LAFCO) Regular Special District Member seat is now open. The OC LAFCO Executive Officer will accept nominations for the regular special district seat from March 24 through May 8, 2020. The current term for the seat expires June 30, 2020. The appointment process for the OC LAFCO special district seat is governed by Government Code Section 56332 and the Independent Special District Selection Committee Bylaws. In accordance with the statute and the Committee’s Bylaws, the appointment process is conducted by mailed ballot and attached to this notification are the following: A. The “Declaration of Qualification to Vote” for designating the authorized regular voting member and the alternate voting member of your district, for this appointment process. This form must be returned to OC LAFCO no later than 3:00 PM on Friday, May 8, 2020. Please note that if OC LAFCO does not receive the form by that date, your district will be ineligible to vote. B. The “2020 Nomination Form” for submitting a candidate’s name for the Regular Special District seat. If your district is nominating a candidate for the OC LAFCO Regular Special District Member seat, the form must be filled out completely and returned to OC LAFCO no later than 3:00 PM on Friday, May 8, 2020. Candidate resumes or other supplemental information may be attached to the nomination form and these materials will be distributed with the ballots. Page 153 of 163 Appointment Process and Nomination Period - OC LAFCO Regular Special District Member Seat March 24, 2020 Page 2 of 3 The Declaration and nomination form may be returned to OC LAFCO at any of the following: Email: ccarter-benjamin@oclafco.org Mail: Orange County LAFCO 2677 North Main Street, Suite 1050 Santa Ana, CA 92705 Attn: Cheryl Carter-Benjamin, Commission Clerk FAX: (714) 640-5139 Attn: Cheryl Carter-Benjamin, Commission Clerk For your reference, a timeline of key dates for the appointment process is shown below: Please note, that Orange County LAFCO extends our wishes of good health and safety to your agency and ask that if the extraordinary circumstances of Coronavirus (COVID-19) may impact your agency’s ability to respond or participate in this process in accordance with the prescribed timeline above, please contact me directly at (714) 640-5100 or by email at cemery@oclafco.org. Appointment Process Schedule for OC LAFCO Regular Special District Seat Expiring June 30, 2020 DATE EVENT March 24, 2020 OC LAFCO Executive Officer emails nomination form and Declaration of Qualification to Vote to each independent special district presiding officer (c/o the clerk of the district) and general manager. May 8, 2020 (by 3:00 PM) Submission of a nomination (if applicable) and Declaration of Qualification to Vote are due to OC LAFCO by 3:00 p.m.* May 18, 2020 Ballot is emailed to each special district presiding officer or designee (c/o the clerk of the district). June 22, 2020 (by 3:00 PM) Ballots are due to OC LAFCO by 3:00 p.m. June 29, 2020 OC LAFCO staff (or designee) tabulates ballots and announces results. July 8, 2020 Oath of office administered at the Commission Regular Meeting. *Pursuant to Government Code Section 56332(f)(2), at the end of the nominating period, if only one candidate is nominated for the vacant seat, that candidate shall be deemed appointed. Page 154 of 163 Appointment Process and Nomination Period - OC LAFCO Regular Special District Member Seat March 24, 2020 Page 3 of 3 Other questions may be directed to our Commission Clerk Cheryl Carter-Benjamin at (714) 640-5100 or by email at ccarter-benjamin@oclafco.org. Sincerely, Carolyn Emery Executive Officer Attachments: A. Declaration of Qualification to Vote B. 2020 Nomination Form – Regular Special District Member cc: Special District General Managers Page 155 of 163 DECLARATION OF QUALIFICATION TO VOTE To the Presiding Officer Phil Hawkins c/o Clerk of the District Annie Alexander (aalexander@ylwd.com) Yorba Linda Water District 1717 E. Miraloma Avenue Placentia, CA 92870-6785 I, ___________________________________,* hereby attest that _____________________________**has been authorized by the Board of _____________________________________to vote in the Orange County Special District Selection Committee election as the regular voting member. The Board also designated _________________________ **as the alternate voting member. Name and Title*: _____________________________________ Signature*: ________________________________ Date: __________________________ *Declaration MUST be signed by either Board President or Board Secretary ** Must be a member of the Board Completed forms must be received by OC LAFCO by 3 PM, Friday, May 8, 2020. Forms must be delivered to OC LAFCO by: (1) Email at: ccarter-benjamin@oclafco.org, or (2) Mail at: Orange County LAFCO 2677 North Main Street, Suite 1050 Santa Ana, CA 92705 Attn: Cheryl Carter-Benjamin, or (3) FAX at: (714) 640-5139, Attn: Cheryl Carter-Benjamin Page 156 of 163 2020 NOMINATION FORM Candidates for the Orange County Local Agency Formation Commission (OC LAFCO) CANDIDATE INFORMATION FOR REGULAR SPECIAL DISTRICT MEMBER: NAME: _____________________________________________________________ TITLE: ______________________________________________________________ DISTRICT: ______________________________________________________________ ❑ Check box if resume or statement of qualifications is attached. SPECIAL DISTRICT SELECTION COMMITTEE MEMBER SUBMITTING NOMI NATION (Must be the presiding officer or a designated alternate board member.) NAME: ___________________________________ DATE: _____________________ SIGNATURE: TITLE: DISTRICT: A resume or other supplemental information about the candidate may be included and will be distributed with the ballots. Completed nomination form and supplemental information may be returned to OC LAFCO by: 1.Email at: ccarter-benjamin@oclafco.org, or 2.Mail at: Orange County LAFCO 2677 North Main Street, Suite 1050 Santa Ana, CA 92705 Attn: Cheryl Carter-Benjamin, or 3.Fax at: (714) 640-5139, Attn: Cheryl Carter-Benjamin All forms and supplemental information must be received by OC LAFCO by 3:00 p.m. on Friday, May 8, 2020. Nomination forms or candidate information received after that deadline will not be considered. Page 157 of 163 ITEM NO. 10.1. AGENDA REPORT MEETING DATE:April 28, 2020 TO:Board of Directors FROM:Brett R. Barbre, Assistant General Manager STAFF CONTACTS:Delia Lugo, Finance Manager Kaden Young, Senior Management Analyst SUBJECT:Review of Projected Expenses to Budget for Fiscal Year 2020 RECOMMENDATION: That the Board of Directors review the projected Budget to Actuals for FY20 and provide feedback to staff in preparation for a mid-year review/adjustment of the FY20 & FY21 biennial budget. SUMMARY: With all the uncertainties that agencies are experiencing and working through in these unprecedented times, staff has worked together in projecting the year end results as they pertain to FY20 for review by the Board of Directors. A summary of FY20 Budget to Actual projected results include: Revenue shortfalls Increased water related expenses Savings in Salary and Related Expenses Supplies & Services projections BACKGROUND: At the May 28, 2019 regular BOD meeting, staff provided Financial Summaries based on the analysis of available data and historical trends and averages. Included in the Financial Summaries budget document was a BOD approved 9% adjustment to the monthly Water Service Charge with effective dates of July 1, 2020 and July 1, 2021. PRIOR RELEVANT BOARD ACTION: The District’s current biennial budget for FY20 and FY21 was approved by the Board of Director (BOD) at the May 28, 2019 regular BOD meeting. Page 158 of 163 ATTACHMENTS: 1.FYE20 Budget to Actuals Projection Page 159 of 163 FY20 BUDGET FYE20 WATER FYE20 SEWER FYE20 FORECAST DELTA $ DELTA % Revenue (Operating): Water Revenue (Residential)16,548,758$        13,275,874$        999,259$              14,275,134$        (2,273,624)$         ‐14% Water Revenue (Commercial)1,872,073$          1,647,619$          124,014$              1,771,634$          (100,440)$            ‐5% Water Revenue (Landscape/Irrigation)3,917,982$          3,153,065$          237,327$              3,390,392$          (527,590)$            ‐13% Water Service Charges 10,988,263$        10,204,621$        768,090$              10,972,711$        (15,552)$               0% Sewer Charge Revenue 2,421,665$          2,219,734$          167,077$              2,386,810$          (34,854)$               ‐1% Sewer Parcel Assessments 324,173$              294,910$              22,198$                317,107$              (7,065)$                 ‐2% Other Operating Revenue 964,708$              793,837$              59,751$                853,588$              (111,120)$            ‐12% Total Operating Revenue 37,037,621$       31,589,660$       2,377,716$         33,967,377$       (3,070,244)$        ‐8% Revenue (Non‐Operating): Interest 812,306$              532,405$              40,073$                572,478$              (239,828)$            ‐30% Property Tax 1,820,471$          1,794,373$          135,060$              1,929,434$          108,962$              6% Other Non‐Operating Revenue 632,910$              505,248$              38,029$                543,277$              (89,632)$               ‐14% Total Non‐Operating Revenue 3,265,687$         2,832,026$         213,163$             3,045,189$         (220,498)$            ‐7% 40,303,307$     34,421,686$     2,590,880$       37,012,566$     (3,290,742)$     ‐8% Expenses (Operating): Variable Costs Water‐Related Costs 12,485,582$        13,311,181$        1,001,917$          14,313,097$        1,827,515$          15% Fixed Costs 1,179,009$          1,096,479$          82,531$                1,179,009$          ‐$ 0% Power‐Related Costs 1,446,219$          1,369,657$          103,092$              1,472,749$          26,530$                2% Total Variable Water Costs Related Expenses 15,110,810$       15,777,316$       1,187,540$         16,964,856$       1,854,046$         12% Salary Related Expenses 11,959,922$        9,636,337$          725,316$              10,361,653$        (1,598,269)$         ‐13% Reduction for Capital Project Labor (295,000)$            (193,855)$            (14,591)$               (208,446)$            86,554$                ‐29% Total Salary Related Expenses 11,664,922$       9,442,482$         710,724$             10,153,207$       (1,511,716)$        ‐13% Supplies & Services Communications 241,595$              220,364$              16,587$                236,950$              (4,645)$                 ‐2% Contractual Services 527,481$              437,768$              28,639$                466,407$              (61,074)$               ‐12% Data Processing 345,450$              269,014$              17,238$                286,252$              (59,198)$               ‐17% Dues & Memberships 84,790$                86,221$                6,490$ 92,711$                7,921$ 9% Fees & Permits 305,780$              319,101$              20,715$                339,816$              34,036$                11% Board Election ‐$ ‐$ ‐$ ‐$ ‐$ 0% Insurance 327,385$              280,097$              21,083$                301,180$              (26,205)$               ‐8% Materials 1,013,400$          957,957$              20,500$                978,457$              (34,943)$               ‐3% District Activities 46,635$                44,351$                3,338$ 47,689$                1,054$ 2% Maintenance 736,300$              593,169$              158,593$              751,762$              15,462$                2% Non‐Capital Equipment 210,320$              156,260$              38,876$                195,136$              (15,184)$               ‐7% Office Expense 36,505$                39,620$                2,982$ 42,602$                6,097$ 17% Professional Services 742,200$              847,485$              133,237$              980,722$              238,522$              32% Training 86,870$                47,612$                8,630$ 56,242$                (30,628)$               ‐35% Travel & Conferences 140,640$              76,124$                8,603$ 84,727$                (55,913)$               ‐40% Uncollectible Accounts 4,500$ 4,239$ 319$ 4,558$ 58$ 1% Utilities 192,750$              207,380$              15,609$                222,989$              30,239$                16% Vehicle Expenses 376,700$              323,806$              68,575$                392,381$              15,681$                4% Total Supplies & Services 5,419,301$         5,096,940$         383,641$             5,480,581$         61,280$               1% Total Operating Expenses 32,195,034$       30,316,738$       2,281,905$         32,598,643$       403,610$             1% Expense (Non‐Operating) Interest Expenses 1,303,967$          1,212,689$          91,278$                1,303,967$          ‐$ 0% Other Expenses 13,520$                12,574$                946$ 13,520$                ‐$ 0% Total Non‐Operating Expenses 1,317,487$         1,225,262$         92,224$               1,317,487$         ‐$ 0% 33,512,520$     31,542,001$     2,374,129$       33,916,130$     403,610$          1% Net Income Before Capital Contributions and Special Item(s)6,790,787$          2,879,685$          216,751$              3,096,436$          (3,694,351)$         ‐54% Special Item(s)‐$ ‐$ ‐$ ‐$ 0% Capital Contributions ‐$ ‐$ ‐$ ‐$ 0% Net Income Before Depreciation 6,790,787$         2,879,685$         216,751$             3,096,436$         (3,694,351)$        ‐54% Depreciation 7,720,659$          5,849,610$          440,293$              6,289,903$          (1,430,756)$         ‐19% (929,872)$         (2,969,924)$     (223,543)$         (3,193,467)$     (2,263,596)$     243% TOTAL EXPENSES TOTAL REVENUE INCOME (LOSS) FYE20 Budget to Actuals Projection Page 160 of 163 ITEM NO. 11.1. AGENDA REPORT MEETING DATE:April 28, 2020 TO:Board of Directors FROM:Brett R. Barbre, Assistant General Manager STAFF CONTACTS:Annie Alexander, Executive Asst/Board Secretary SUBJECT:Directors' Reports The Directors will report on their attendance at the following events: 1.MWDOC Board - April 15, 2020 (Nederhood/Miller) 2.OCWD Board - April 15, 2020 (Jones) 3.WACO Planning Committee - April 21, 2020 4.SAWPA Commission - April 21, 2020 5.YL City Council - April 21, 2020 6.MWDOC/Joint Planning Committee - April 22, 2020 7.OCSD Board - April 22, 2020 (Jones) Page 161 of 163 ITEM NO. 13.1. AGENDA REPORT MEETING DATE:April 28, 2020 TO:Board of Directors FROM:Brett R. Barbre, Assistant General Manager STAFF CONTACTS:Annie Alexander, Executive Asst/Board Secretary SUBJECT:Meetings from April 29 - June 30, 2020 ATTACHMENTS: 1.BOD - Activities Calendar Page 162 of 163 Board of Directors Activity Calendar Event Date Time Attendees April Joint Committee Meeting with City of Placentia Wed, Apr 29 3:00 PM Hawkins/Hall YL Planning Commission Wed, Apr 29 6:30 PM Hawkins (As Needed) May WACO Fri, May 1 7:30 AM ISDOC Executive Committee Tue, May 5 7:30 AM Nederhood SAWPA Commission Tue, May 5 9:30 AM YL City Council Tue, May 5 6:30 PM Hall MWDOC Board Wed, May 6 8:30 AM Nederhood/Miller OCSD Operations Committee Wed, May 6 5:00 PM Jones OCWD Board Wed, May 6 5:30 PM Jones Board of Directors Regular Meeting Tue, May 12 6:30 PM OC LAFCO Wed, May 13 8:15 AM YL Planning Commission Wed, May 13 6:30 PM Hawkins (As Needed) WACO Planning Committee Tue, May 19 7:30 AM TENTATIVE - Board of Directors Workshop Meeting Tue, May 19 8:30 AM SAWPA Commission Tue, May 19 9:30 AM YL City Council Tue, May 19 6:30 PM Miller MWDOC Board Wed, May 20 8:30 AM Nederhood/Miller OCWD Board Wed, May 20 5:30 PM Jones Board of Directors Regular Meeting Tue, May 26 8:30 AM OCSD Board Wed, May 27 6:00 PM Jones YL Planning Commission Wed, May 27 6:30 PM Hawkins (As Needed) Interagency Committee Meeting with MWDOC and OCWD Thu, May 28 4:00 PM Hawkins/Nederhood June ISDOC Executive Committee Tue, Jun 2 7:30 AM Nederhood SAWPA Commission Tue, Jun 2 9:30 AM YL City Council Tue, Jun 2 6:30 PM Nederhood MWDOC Board Wed, Jun 3 8:30 AM Nederhood/Miller OCSD Operations Committee Wed, Jun 3 5:00 PM Jones OCWD Board Wed, Jun 3 5:30 PM Jones WACO Fri, Jun 5 7:30 AM Board of Directors Regular Meeting Tue, Jun 9 6:30 PM OC LAFCO Wed, Jun 10 8:15 AM YL Planning Commission Wed, Jun 10 6:30 PM Hawkins (As Needed) TENTATIVE - Board of Directors Workshop Meeting Thu, Jun 11 8:30 AM WACO Planning Committee Tue, Jun 16 7:30 AM SAWPA Commission Tue, Jun 16 9:30 AM YL City Council Tue, Jun 16 6:30 PM Jones MWDOC Board Wed, Jun 17 8:30 AM Nederhood/Miller OCWD Board Wed, Jun 17 5:30 PM Jones Board of Directors Regular Meeting Tue, Jun 23 6:30 PM OCSD Board Wed, Jun 24 6:00 PM Jones YL Planning Commission Wed, Jun 24 6:30 PM Hawkins (As Needed) As of April 22, 2020 Page 163 of 163 BACKUP MATERIALS DISTRIBUTED LESS THAN 72 HOURS PRIOR TO THE MEETING FY20 BUDGET FYE20 WATER FYE20 SEWER FYE20 FORECAST DELTA $ DELTA % Revenue (Operating): Water Revenue (Residential)16,548,758$ 14,275,134$ 14,275,134$ (2,273,624)$ -14% Water Revenue (Commercial)1,872,073$ 1,771,634$ 1,771,634$ (100,440)$ -5% Water Revenue (Landscape/Irrigation)3,917,982$ 3,390,392$ 3,390,392$ (527,590)$ -13% Water Service Charges 10,988,263$ 10,972,711$ 10,972,711$ (15,552)$ 0% Sewer Charge Revenue 2,421,665$ 2,386,810$ 2,386,810$ (34,854)$ -1% Sewer Parcel Assessments 324,173$ 317,107$ 317,107$ (7,065)$ -2% Other Operating Revenue 964,708$ 793,837$ 59,751$ 853,588$ (111,120)$ -12% Total Operating Revenue 37,037,621$ 31,203,708$ 2,763,669$ 33,967,377$ (3,070,244)$ -8% Revenue (Non-Operating): Interest 812,306$ 480,070$ 92,408$ 572,478$ (239,828)$ -30% Property Tax 1,820,471$ 1,929,434$ 1,929,434$ 108,962$ 6% Other Non-Operating Revenue 632,910$ 535,266$ 8,011$ 543,277$ (89,633)$ -14% Total Non-Operating Revenue 3,265,687$ 2,944,770$ 100,419$ 3,045,189$ (220,498)$ -7% 40,303,307$ 34,148,478$ 2,864,088$ 37,012,566$ (3,290,742)$ -8% Expenses (Operating): Variable Costs Water-Related Costs 12,485,582$ 14,313,097$ 14,313,097$ 1,827,515$ 15% Fixed Costs 1,179,009$ 1,179,009$ 1,179,009$ -$ 0% Power-Related Costs 1,446,219$ 1,472,749$ 1,472,749$ 26,530$ 2% Total Variable Water Costs Related Expenses 15,110,810$ 16,964,856$ 16,964,856$ 1,854,046$ 12% Salary Related Expenses 11,664,922$ 9,118,982$ 1,034,205$ 10,153,187$ (1,511,735)$ -13% Reduction for Capital Project Labor Total Salary Related Expenses 11,664,922$ 9,118,982$ 1,034,205$ 10,153,187$ (1,511,735)$ -13% Supplies & Services Communications 241,595$ 220,364$ 16,587$ 236,950$ (4,645)$ -2% Contractual Services 527,481$ 437,768$ 28,639$ 466,407$ (61,074)$ -12% Data Processing 345,450$ 269,014$ 17,238$ 286,252$ (59,198)$ -17% Dues & Memberships 84,790$ 86,221$ 6,490$ 92,711$ 7,921$ 9% Fees & Permits 305,780$ 319,101$ 20,715$ 339,816$ 34,036$ 11% Board Election -$ -$ -$ -$ -$ 0% Insurance 327,385$ 280,097$ 21,083$ 301,180$ (26,205)$ -8% Materials 1,013,400$ 957,957$ 20,500$ 978,457$ (34,943)$ -3% District Activities 46,635$ 44,351$ 3,338$ 47,689$ 1,054$ 2% Maintenance 736,300$ 593,169$ 158,593$ 751,762$ 15,462$ 2% Non-Capital Equipment 210,320$ 156,260$ 38,876$ 195,136$ (15,184)$ -7% Office Expense 36,505$ 39,620$ 2,982$ 42,602$ 6,097$ 17% Professional Services 742,200$ 847,485$ 133,237$ 980,722$ 238,522$ 32% Training 86,870$ 47,612$ 8,630$ 56,242$ (30,628)$ -35% Travel & Conferences 140,640$ 76,124$ 8,603$ 84,727$ (55,913)$ -40% Uncollectible Accounts 4,500$ 4,239$ 319$ 4,558$ 58$ 1% Utilities 192,750$ 207,380$ 15,609$ 222,989$ 30,239$ 16% Vehicle Expenses 376,700$ 323,806$ 68,575$ 392,381$ 15,681$ 4% Total Supplies & Services 5,419,301$ 4,910,566$ 570,014$ 5,480,581$ 61,280$ 1% Total Operating Expenses 32,195,033$ 30,994,404$ 1,604,220$ 32,598,624$ 403,590$ 1% Expense (Non-Operating) Interest Expenses 1,303,967$ 1,303,967$ 1,303,967$ 0$ 0% Other Expenses 13,520$ 117,994$ 32,859$ 150,853$ 137,333$ 1016% Total Non-Operating Expenses 1,317,487$ 1,421,961$ 32,859$ 1,454,820$ 137,334$ 10% 33,512,520$ 32,416,365$ 1,637,079$ 34,053,444$ 540,924$ 2% Net Income Before Capital Contributions and Special Item(s)6,790,788$ 1,732,113$ 1,227,009$ 2,959,122$ (3,831,666)$ -56% Special Item(s) Capital Contributions Net Income Before Depreciation 6,790,788$ 1,732,113$ 1,227,009$ 2,959,122$ (3,831,666)$ -56% Depreciation 7,720,659$ 6,335,693$ 1,439,462$ 7,775,155$ 54,496$ 1% (929,871)$ (4,603,580)$ (212,453)$ (4,816,033)$ (3,886,162)$ TOTAL EXPENSES TOTAL REVENUE INCOME (LOSS) REVISED ITEM NO. 10.1. MATERIALS SUBMITTED BY: Delia Lugo and Kaden Young MEETING DATE: April 28, 2020 ITEM NO. 11.2. r� Yorba Linda Water District Assistant General Manager's Report April 28, 2020 Pam Item 11 .2 — AGM Report — April 28, 2020 MATERIALS SUBMITTED BY: Brett R. Barbre MEETING DATE: April 28, 2020 ITEM NO. 11.2. CN IF- 'Item 1 : Property Tax Distribution - April 2020 Aprli' l 2020 Distribution from April Collection $ 1 � 851 � 751 (97 %) Item 11 .2 — AGM Report —April 28, 2020 MATERIALS SUBMITTED BY: Brett R. Barbre MEETING DATE: April 28, 2020 ITEM NO. 11.2. WOW Item 1 : Propqrty Tax Distribution - Historic Fiscal Year Budget Actual Variance 2007/08 $1 ,292,600 $1 ,359,049 $66,449 2008/09 $1 ,305,050 $1 ,381 ,219 $76,169 2009/10 $1 ,316,000 $1 ,369,119 $53,119 2010/11 $1 ,308,828 $1 ,362,799 $53,971 2011/12 $1 ,427,438 $1 ,479,290 $51 ,852 2012/13 $174047182 $1 ,541 ,105 $136,923 2013/14 $17465,469 $1 ,595,776 $130,307 2014/15 $17484,642 $1 ,690,103 $205,461 2015/16 $1 ,596,500 $1 ,795,198 $1987698 2016/17 $1 ,648,400 $1 ,903,237 $2547837 2017/18 $1 ,698,400 $2,016,686 $3187286 2018/19 $271237249 $271737334 $50,085 2019/20 $271447644 $212491360 $1041716 Item 11 .2 — AGM Report —April ril 28, 2020 P P MATERIALS SUBMITTED BY: Brett R. Barbre MEETING DATE: April 28, 2020 ITEM NO. 11.2. k7710 4 Item 2: Current Delinquent • Late Payments_ Payment Due Residential Commercial Total Past Due # Customers January 2020 $77.31 $0.00 $77.31 2 RES February 2020 $2,220.53 $192.42 $2,412.95 55 RES----5 COMM March 2020 $53,373.19 $10,918.72 $64,291.91 782 RES----45 COMM April 2020 $75,464.33 $52,086.89 $127,551.22 962 RES----168 COMM Current Total Outstanding Bill Amounts - $194,333.39 or 2,019 customers Total Residential - $131,135.36 or 1,801 residential customers Total Commercial - $63,198.03 or 218 commercial customers NOTE: - Last month prior to S13998; Fir - first shut-offs under SB998 - May 4, 2020 Governor's order to suspend all shutoffs - March 4, 2020 All data as of April 28, 2020 �.r T Fri . w Item 11 .2 - AGM Report - April 28, 2020 MATERIALS SUBMITTED BY: Brett R. Barbre MEETING DATE: April 28, 2020 ITEM NO. 11.2. Item 2: Current Delinquent & Late Payments Billing and Payment/Collection Process Cycle 1 Billing — 7,700 Pay on-time (27 days) — 7,159 (541 remaining) Pay after Past Due Penalty assessed (29 days) — 393 (148 remaining) -----SB 998 INTERRUPTS COLLECTION CYCLE----- Pay after Yellow Tag (7 days prior to shut-off date) — 118 (30 remaining) Pay after "Stop the Shut-off" Calls (1 day prior to shut-off) — 24 (6 remaining) Water shut-offs — 93% pay on-time; 98% pay after Past Due Penalty assessed Item 11 .2 - AGM Report - April 28, 2020 - MATERIALS SUBMITTED BY: Brett R. Barbre MEETING DATE: April 28, 2020 ITEM NO. 11.2. ! ' of i • f"Item 3: Online Bill Payments Customers : ~25, 300 Category Old System Invoice Cloud % Registered 13,151 121400 94% Auto-Pay 6,977 71457 106% Paperless Billing 7,033 8,103 115% Current Bill Message Due to rising concerns surrounding the COVID-19 virus, YLWD asks that customers, rather than visiting us in person, utilize our online bill pay service, pay by text, after-hours bill pay or call us @714-701-3000 Monday - Thursday 7a.m.- 6 p.m. to pay their bills. For more info, visit www.vlwd.com. Item 11 .2 — AGM Report —April 28, 2020 MATERIALS SUBMITTED BY: Brett R. Barbre MEETING DATE: April 28, 2020 ITEM NO. 11.2. Pk • rte•• r- reM"""3: Online Bill Payments - Messaging Yorba Linda Water District ... Yorba Linda Water District ... March 20..Oji 0 MaPCh 113 [1 Pay your water hill without leaving your home,visit our websEte Due to rising concerns surrounding the COVID-19 virus,YLWD will be www.ylwd.com or call 744-701-3000,Monday-Thursday from 7 AM- shutting access to our lobby beginning tomorrow.YLWD asks that 6 PIN customers,rather than visiting us in person,utilize our online bill pay service,pay by text or after-hours bill pay to pay their bills.Visit www.ylwd.com or call us at 714-701-3000. YORBA LINDA WATER DISTRICT ONLINE LOBBY CLOSED TO PUBLIC EFFECTiYE TUESDAY,MAGCH IT 24/7 FOR CUSTOMER ASSISTANCE, Y LW D. •M EMAIL 1HFDEYLwD.GOM OR GALL 714-741-!­ �-0 Fk67.i MaW)AY- TH UPSDAT.i AM WAYS TO PAY BILLY 714-701 -3000 Monday-Thursday 1Li " E 1I - .. - :•1--� .L ... inn.• _] _16- Item 11 .2 — AGM Report —April 28, 2020 V MATERIALS SUBMITTED BY: Brett R. Barbre MEETING DATE: April 28, 2020 ITEM NO. 11.2. Pk Item 3: Online Bill Payments - Messaging 1% mlr A ON L I 14E 24/7 Pay by TeX1 mobile Payments ReminderqR= WAYS TO Bill Pay by Phone A Notifications tMonday. . . . Quickly it proudlyTjursdzyWe io protect CbStnnldr3 arltl employees tmrn the sproatl oP GDV4D- 1 s•YLWD has temporary closed puteic access to nur lotlby.we erlCnufage custnmars r0 utilize nur new enllancso onime bill pay AMERICAN ssrytce to pay their it w0 YLWO bill,pPease Visww.ytw .cern1. EXP17E5 Our cuatbmex service team win be available tnmugh emelt llnio mylwtl.com}or phone(714.704.390x1 Monday-Thursday I cc • from 7 Am-r3 PM. For all Water emmgannlas,plsasa call 714.791.3009_ Paying Your YLWD Bill Just Got Easier sin Payment Vibns •(}dime •sy Phone via Caedll•Card By Text drop-sox Avid-Pay sy Mail Vlsll nur bill paywht onions page for mora verinnamn, htrpsJ/ytwa.comlcvscomer•serulca•'blll•payrnant-options. Item 11 .2 — AGM Report —April ril 28 202 - - `� po p 0 MATERIALS SUBMITTED BY: Brett R. Barbre MEETING DATE: April 28, 2020 ITEM NO. 11.2. WOW Item 4: Fairmont - Financial Fairmont Booster Pump Station — Primary Construction Service Vendor Budget Change Orders Total Design MWH/Stantec $549,584.00 $147,109.00 $696,693.00 Hydraulic Model & Planning Carollo $102,883.00 $0.00 $102,883.00 Construction Pacific Hydrotech $6,911,100.00 $407,628.30 $7,318,728.30 TOTALS $7,563,567.00 $5545737.30 $8,118,304.30 NON-BUDGETED ITEMS Geotech Engineering Hushmand $0.00 $0.00 $86,671.50 Capitalized Interest $0.00 $0.00 $279,141.55 Misc. (Legal, Lee & Ro, AMEX, etc.) $0.00 $0.00 $77,100.47 Internal Labor $0.00 $0.00 $417,948.36 Developer Contribution Toll Brothers -$128,341.18 TOTAL $732,520.70 Grand Total : $8,850,825.00 y : may. ■_3 - — "� 'tet R _�,►ear Item 11 .2 —AGM Report —April 28, 2020 MATERIALS SUBMITTED BY: Brett R. Barbre MEETING DATE: April 28, 2020 ITEM NO. 11.2. r - FinancialItem 4: Fairmont Fairmont Booster Pump Station - External Improvements Service Vendor Amount Hardscape/Landscape Vincor Construction $77,858.80 Design Stantec $77388.00 Parking Area/Paving Sanders Paving $9,510.20 Hardscape/Landscape Misc. $7,245.36 Internal Labor YLWD $3,720.28 TOTAL $105,722.64 Toll Brothers Contribution -$54,924.82 Grand Total $50,797.82 Item 11 .2 — AGM Report — April 28, 2020 — e-raw MATERIALS SUBMITTED BY: Brett R. Barbre MEETING DATE: April 28, 2020 ITEM NO. 11.2. WOW ,. � ..f •� # � I � of sItem 4: Fairmont -`�a• �-. Financial Fairmont Booster Pump Station — Stantec Claim Item Vendor Amount Claim Amount Paid Stantec $66,040.40 Internal Labor Costs YLWD -$111108.97 Legal Services Kidman Gagen -$715.00 Materials - PRS Solenoid Delta Wye -$488.00 Professional Services Tetra Tech -$4,950.00 Chemical Metering Skid Muniquip -$18,245.65 Professional - replace metering skid Cortech Engineering -$4,360.00 RESERVED - pumps $26,172.78 Item 11 .2 — AGM Report — April 28, 2020 MATERIALS SUBMITTED BY: Brett R. Barbre MEETING DATE: April 28, 2020 ITEM NO. 11.2. Item 4: Fairmont Summary Fairmont Booster Pump Station — Design & Construction: $8,850,825.00 Fairmont Booster Pump Station — Landscape/Hardscape: $50,797.82 GRAND TOTAL : $8,9013622m82 Developer Contribution : $ 183 , 266 Stantec Settlement: $66 , 040 .40 _ 1 Item 11 .2 -AGM Report -April 28, 2020 - Y MATERIALS SUBMITTED BY: Brett R. Barbre MEETING DATE: April 28, 2020 ITEM NO. 11.2. WOW Item 4: Fairmont - Lessons Learned • Building footprint size reduced to save money so not enough space to include EOC backup location within new building. • More soils testing should have been performed. • Control Systems consultant should have been utilized in lieu of involvement of former YLWD IT staff. • QA/QC engineering consultant should have been hired to conduct reviews of plans and specifications on project. • Operations Staff should have been included in planning, design and review process. Ali.,a "_ �,r� �� �• � ���+ � . � Item 11 .2 —AGM Report —April 28, 2020 MATERIALS SUBMITTED BY: Brett R. Barbre MEETING DATE: April 28, 2020 ITEM NO. 11.2. Item 4: Fairmont — Stantec Claim Settlement • We cut Stantec's authorized scope of work budget by $36)508.47 • We negotiated a cash settlement of $66,040.40 for damages. • The cash settlement paid for all claim related expenses for: legal counsel , Yl_WD labor, independent engineering . consultant review, and repairs/restoration of equipment. • We had an additional $26k leftover to apply to landscaping costs. Item 11 .2 —AGM Report —April 28, 2020 MATERIALS SUBMITTED BY: Brett R. Barbre MEETING DATE: April 28, 2020 ITEM NO. 11.2. r— to e ion � R le Item 11 .2 — AGM Report —April 28, 2020 MATERIALS SUBMITTED BY: Brett R. Barbre MEETING DATE: April 28, 2020 ITEM NO. 11.2. Pk *All e Yorba Linda Water District . . .. .............. �. wl_ Item 11 .2 —AGM Report — April 28, 2020 MATERIALS SUBMITTED BY: Brett R. Barbre MEETING DATE: April 28, 2020