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HomeMy WebLinkAbout2012-03-26 - Finance-Accounting Committee Meeting Agenda Packet Yorba Linda Water District AGENDA YORBA LINDA WATER DISTRICT FINANCE-ACCOUNTING COMMITTEE MEETING Monday, March 26, 2012, 4:00 PM 1717 E Miraloma Ave, Placentia CA 92870 COMMITTEE STAFF Director Robert R. Kiley, Chair Ken Vecchiarelli, General Manager Director Phil Hawkins Stephen Parker, Finance Manager 1. PUBLIC COMMENTS Any individual wishing to address the committee is requested to identify themselves and state the matter on which they wish to comment. If the matter is on this agenda, the committee Chair will recognize the individual for their comment when the item is considered. No action will be taken on matters not listed on this agenda. Comments are limited to matters of public interest and matters within the jurisdiction of the Water District. Comments are limited to five minutes. 2. PRESENTATIONS 2.1. Opportunity for Refunding of 2003 Certificates of Participation 3. DISCUSSION ITEMS This portion of the agenda is for matters such as technical presentations, drafts of proposed policies, or similar items for which staff is seeking the advice and counsel of the Committee members. This portion of the agenda may also include items for information only. 3.1. Line of Credit Financing Option 3.2. February 2012 Budget to Actual Results 3.3. Investment Report for Period Ending February 2012 3.4. Comparison of Investment Types and Yields of Local Water Districts 3.5. Draft Reserve Policy for FY 2012/13 3.6. Future Agenda Items and Staff Tasks 4. ADJOURNMENT 4.1. The next meeting of the Finance-Accounting Committee will be held on April 23, 2012 at 4:00 p.m. Items Distributed to the Committee Less Than 72 Hours Prior to the Meeting Pursuant to Government Code section 54957.5, non-exempt public records that relate to open session agenda items and are distributed to a majority of the Committee less than seventy-two (72) hours prior to the meeting will be available for public inspection in the lobby of the District's business office located at 1717 E. Miraloma Avenue, Placentia, CA 92870, during regular business hours. When practical, these public records will also be made available on the District's internet website accessible at http://www.ylwd.com/. Accommodations for the Disabled Any person may make a request for a disability-related modification or accommodation needed for that person to be able to participate in the public meeting by telephoning the Executive Secretary at 714-701-3020, or writing to Yorba Linda Water District, P.O. Box 309, Yorba Linda, CA 92885-0309. Requests must specify the nature of the disability and the type of accommodation requested. A telephone number or other contact information should be included so the District staff may discuss appropriate arrangements. Persons requesting a disability-related accommodation should make the request with adequate time before the meeting for the District to provide the requested accommodation. ITEM NO. 2.1 AGENDA REPORT Meeting Date: March 26, 2012 Subject: Opportunity for Refunding of 2003 Certificates of Participation s ATTACHMENTS: Name: Description: Type: YLWD Refunding Opportunity.pdf Refunding Opportunity Backup Material Yorba Linda Water District YoTba Linda Water District The Municipal Market & Opportunity to Refund 2003 Certificates of Participation March 26, 2012 Overview of Existing certificates of Participation Yorba Linda Water District 2003 Certificates of Participation • District sold in September, 2003 $ 10.645 million of Certificates of Participation ("2003 Certificates") • Proceeds from the 2003 Certificates were used: - Finance the following 2003 Projects: Richfield Plant - Phase 3 Highland Reservoir Renovation Purchase a surety bond from FGIC to funded the reserve requirement Purchase a bond insurance policy from FGIC - Pay delivery costs • 2003 Certificates have maturities from October 1, 2004 through October 1, 2033 • 2003 Certificates are reinsured by National Public Finance Guarantee Corporation (formerly MBIA) • 2003 Certificates are currently rated: - Standard & Poor's : AA+ (Underlying Rating) - Fitch: AA (Underlying Rating N Overview of Existing certificates of Participation Yorba Linda Water District 2008 Certificates of Participation District sold in February, 2008 $34.995 million of Certificates of Participation ("2008 Certificates") � Proceeds from the 2008 Certificates were used: • Some of the various 2008 Projects (as identified on the page) • Cash fund a reserve fund for the 2008 Certificates • Pay delivery costs * 2008 Certificates have maturities from October 1, 2008 through October 1, 2038 • 2008 Certificates are currently rated: • Standard & Poor's : AA + (Underlying Rating) • Fitch: AA (Underlying Rating) 2 Overview of Existing Certificates of Participation 2008 Projects Water Linda District A Hidden Hills Reservoir and Santiago Booster Anaheim Intertie Connection Improvements Upgrades; Completion of the Lakeview Reservoir A Elk Mountain Reservoir Improvements A Lakeview Booster Pump Station (4) Palm Avenue Booster Pump Station and Yorba Linda Boulevard Pipeline (4) Zone 1000 Booster Pump Station Fairmont Booster Pump Station Reconfiguration Well No. 19 Long Term Storage Program * Well No. 20 * Groundwater Capacity Restoration * OC-51 Upgrade; (Xii) 2005 C.I. Replacements (Ohio Street, Buena Vista and Grandview Avenues) * Zone 3 Transmission Pipeline, S&S Reach 5 6 Zone 4 Transmission Pipeline, S&S Reach 5 Fire Flow Improvement (Via Sereno and Ohio) Zone 4C Reconfiguration Foxtail Drive Pipeline Meter Replacement Program, Phase I 8 Meter Replacement Program, Phase II ,A) Radio Read Water Meter Conversion Project, Phase I Fairmont Booster Pump Station Site Improvements Edison Power Pole Relocations Richfield Road Widening Mira Loma Through Street Improvements Mira Loma Storm Drain Project District Geographical Information System Project Extension of Pressure Zone 4C Reconfiguration i" Completion of the Highland Reservoir Replacement Municipal Market Update Yorba Linda Water District Municipal Market has rallied since Thanksgiving 2011 • Municipal new issuance supply was down by 41. 1% in 2011 compared to 2010 • Active secondary market for municipal bonds • Municipal market outperforming US Treasuries Lack of new issuances and investors demand for municipal paper equates to low interest rate environment Institutional investors - buying maturities go out 10 years and after • Retail investors - buying maturities within first 10 years Municipal Mutual funds in flows moving in right direction • Fund flows positive since August 31 • Funds experience record cash outflows from November 2010 through May 2011 0 Municipal Market Update — Continued (A) "'Municipal bonds have gone where no municipal bonds have gone before" • Tax-Exempt yields have hit all-time new lows in February • Credit spreads have improved among all credit types • Significant gap between short-term rates and long-term rates • Strong demand for essential service credits such as Yorba Linda Water District 7.00 6.00 5.00 4.00 3.00 2.00 1.00 0.00 08/01/08 02/01/09 08/01/09 02/01/10 08/01/10 02/01/11 08/01/11 02/01/12 Yorba Linda Water District Historical Change in 'AAA'MMD Fields n 008 ttil'ol,�i�1V_�rtr'i7 16.20 i —'AAA'N=10-Ye Mr Ids —'AAA'MbD 30-Ye Yields 300 250 700 c b150 a 100 50 0 ]an-08 Mag08 Oct-08 Mar-09 Aug09 Dec-09 Map-30 Oct-10 Mar-11 Aug-11 Dec-11 5 30-Year MMD Credit Spreads ]anuxy 1,2008 through March 16,2012 —SAN 10,4D Spreads to'AAA' —'A'MMD Spreads to'AAA' —'AA'MMD Spreads to'AAA' Refunding of ?003 Certificates Yorba Linda Water District v 2003 Certificates are eligible for refunding in advanced of the October 1, 2013 prepayment date based on the current low interest rate environment . Current savings: $685,000 Gross Savings • $500,000 Net Present Savings • = 5.61% Refunding Savings • = $31,000 Average Annual Savings Assumptions: 1. Yorba Linda Water District AA+/AA category credit rating affirmed 2. No funding of debt service reserve fund 3. Based on market conditions and are subject to change 0 Next Steps Yorba Linda Water District (k Board approves moving forward with refunding of 2003 Certificates 6 Engage Bond Counsel A) Mobilize the Financing Team 4 Issue Revenue Refunding Bonds - Government Code Section 53570-53572 Implement similar legal structure used on prior transactions Procure ratings from Standard & Poor's & Fitch Ratings 0 Questions and Discussion Yorba Linda Water District ITEM NO. 3.1 AGENDA REPORT Meeting Date: March 26, 2012 To: Finance-Accounting Committee From: Ken Vecchiarelli, General Manager Presented By: Stephen Parker, Finance Dept: Finance Manager Prepared By: Stephen Parker, Finance Manager Subject: Line of Credit Financing Option DISCUSSION: Staff has been exploring opportunities with its primary financial institution - Wells Fargo Bank - to determine if there is a tool that could limit future rate increases but still allow the District to complete the current Capital Improvement Projects. Staff explored a number of different short-term financing options, but the option that staff believes makes the most sense for the District is a line of credit. Preliminary discussions have centered around the District borrowing up to $15,000,000 with a 3 year renewable term at a rate of One- Month Libor + 90 basis points, and an unutilized fee of 35 basis points. The upfront legal fees are estimated at $15,000 - $30,000 for this option. Staff is planning on presenting the line of credit as a financing option in the upcoming budget workshop. If the Board is in favor of exploring this option, the next step would be to have bond counsel - Kurt Yeager of Stradling Yocca Carlson & Rauth - look into the information provided by Wells Fargo. STRATEGIC PLAN: FR 1-A: Develop a Comprehensive Multi-Year Financial Plan ITEM NO. 3.2 AGENDA REPORT Meeting Date: March 26, 2012 To: Finance-Accounting Committee From: Ken Vecchiarelli, General Manager Presented By: Stephen Parker, Finance Dept: Finance Manager Prepared By: Delia Lugo, Senior Accountant Subject: February 2012 Budget to Actual Results DISCUSSION: Attached are the District's budget to actual summary results for the Water Fund, Sewer Fund and a combined statement for both funds pertaining to the reporting month of February 2012.For the month of February 2012, the District water revenue is trending slightly below expectations. Water operating revenue is 63.5% of annual budget, which is lower by approximately 1.8% from the historical trend for the first eight reporting months of the fiscal year. Our 20 by 2020 baseline is 286.1 gallons per capita per day (GPCD), with a target of 228.9. For the current fiscal year through February 2012, the reduction of 39.2 GPCD brings us 69% of the way to our goal. Other Operating Revenue is 77% of annual budget for the month of February. This is primarily due to the activity that was reported in the previous months in relation to the Vista Del Verde project. The majority of the Water Fund's individual Supplies and Services expenses are trending below or on budget, with the exception of Dues and Memberships and Insurance due to timing differences, while Materials are higher primarily due to unbudgeted replacement meter purchases. Sewer Other Operating Revenue is well over budget due to the Vista del Verde Project as reported in previous months. Sewer Other Non-Operating revenue is also well over budget, primarily due to receiving $264,000 from the City of Yorba Linda for the sewer transfer. The Sewer Fund's Supplies and Services expenses are trending below or on budget, with the exceptions of Dues and Memberships and Insurance, which are higher due to timing differences, while Materials and Maintenance are higher due to the cost of sewer main repairs on Woodcrest, Los Altos Trail, Yorba Linda Blvd, and at the flood control easement. Training is higher due to unbudgeted class A driver's license training as previously reported. ATTACHMENTS: NamE Description: Type: February 2012 Combined Statement.xlsx February 2012 Consolidated Statement Backup Material February 2012 Water Statement.xlsx February 2012 Water Statement Backup Material February 2012 Sewer Statement.xls February 2012 Sewer Statement Backup Material Yorba Linda Water District Summary Financial Report Water&Sewer Funds For Eight Months Ending February 29, 2012 Original YTD YTD YTD Budget Actual Under(Over) % of FY 2012 FY 2012 Budget Budget Revenue (Operating): Water Revenue (Residential) $17,904,893 $10,728,678 $7,176,215 59.92% Water Revenue (Commercial & Fire Det.) 1,726,651 1,266,421 460,230 73.35% Water Revenue (Landscape/Irrigation) 3,757,058 2,671,362 1,085,696 71.10% Water Revenue (Service Charge) 3,406,392 2,244,598 1,161,794 65.89% Sewer Charge Revenue 1,548,550 1,016,576 531,974 65.65% Locke Ranch Assessments 159,862 112,711 47,151 70.51% Other Operating Revenue 754,361 634,756 119,605 84.14% Total Operating Revenue: 29,257,767 18,675,102 10,582,665 63.83% Revenue (Non-Operating): Interest 190,000 168,873 21,127 88.88% Property Tax 1,232,000 717,620 514,380 58.25% Other Non-Operating Revenue 499,369 649,555 (150,186) 130.08% Total Non-Operating Revenue: 1,921,369 1,536,048 385,321 79.95% Total Revenue 31,179,136 20,211,150 10,967,986 64.82% Expenses (Operating): Variable Water Costs (G.W., Import& Power) 13,671,538 8,525,111 5,146,427 62.36% Salary Related Expenses 7,941,306 4,467,328 3,473,978 56.25% Supplies &Services 4,070,833 2,385,647 1,685,186 58.60% Total Operating Expenses 25,683,677 15,378,086 10,305,591 59.87% Expenses (Non-Operating): Interest on Long Term Debt 1,906,426 1,260,893 645,533 66.14% Other Expense 123,193 91,007 32,186 73.87% Total Non-Operating Expenses: 2,029,619 1,351,900 677,719 66.61% Total Expenses 27,713,296 16,729,986 10,983,310 60.37% Net Income(Loss) Before Capital Contributions 3,465,840 3,481,164 (15,324) 100.44% Contributed Capital - 16,976,316 16,976,316 0.00% Net Income(Loss) Before Depreciation 3,465,840 20,457,480 23,923,320 590.26% Depreciation &Amortization 5,561,699 4,371,715 1,189,984 78.60% Total Net Income(Loss) ($2,095,859) $16,085,765 $22,733,336 -767.50% Capital -Direct Labor - (254,194) 254,194 Yorba Linda Water District Water Fund For Eight Months Ending February 29,2012 Feb YTD YTD YTD Budget Actual Actual Under(Over) % of FY 2012 FY 2012 FY 2012 Budget Budget Revenue(Operating): Water Revenue (Residential) $17,904,893 $917,755 $10,728,678 $7,176,215 59.92% Water Revenue (Commercial & Fire Det.) 1,726,651 120,136 1,266,421 460,230 73.35% Water Revenue (Landscape/Irrigation) 3,757,058 166,680 2,671,362 1,085,696 71.10% Water Revenue (Service Charge) 3,406,392 280,786 2,244,598 1,161,794 65.89% Other Operating Revenue 697,360 39,165 535,170 162,190 76.74% Total Operating Revenue: 27,492,354 1,524,522 17,446,229 10,046,125 63.46% Revenue(Non-Operating): Interest 170,000 17,633 155,004 14,996 91.18% Property Tax 1,232,000 823 717,620 514,380 58.25% Other Non-Operating Revenue 495,394 35,231 390,049 105,345 78.74% Total Non-Operating Revenue: 1,897,394 53,687 1,262,673 634,721 66.55% Total Revenue 29,389,748 1,578,209 18,708,902 10,680,846 63.66% Expenses (Operating): Variable Water Costs (G.W., Import& Power) 13,671,538 665,174 8,525,111 5,146,427 62.36% Salary Related Expenses 6,953,531 476,937 3,897,460 3,056,071 59.40% Supplies &Services: Communications 369,303 16,913 121,369 247,934 32.86% Contractual Services 527,888 28,526 266,211 261,677 50.43% Data Processing 119,645 205 56,488 63,157 47.21% Dues & Memberships 55,973 2,006 51,671 4,302 92.31% Fees &Permits 140,030 8,659 80,392 59,638 57.41% Insurance 221,526 1,171 182,259 39,267 82.27% Materials 361,161 48,362 322,058 39,103 89.17% District Activities, Emp Recognition 20,758 351 8,865 11,893 42.71% Maintenance 418,603 29,664 278,398 140,205 66.51% Non-Capital Equipment 79,221 6,930 41,496 37,725 52.38% Office Expense 45,686 5,767 30,174 15,512 66.05% Professional Services 794,406 45,265 456,575 337,831 57.47% Training 49,964 (613) 21,054 28,910 42.14% Travel &Conferences 48,221 2,306 13,644 34,577 28.29% Uncollectible Accounts 35,340 21,401 21,833 13,507 61.78% Utilities 114,855 4,282 44,301 70,554 38.57% Vehicle Equipment 278,209 28,251 164,582 113,627 59.16% Supplies &Services Sub-Total 3,680,788 249,446 2,161,370 1,519,418 58.72% Total Operating Expenses 24,305,857 1,391,557 14,583,941 9,721,916 60.00% Expenses (Non-Operating): Interest on Long Term Debt 1,906,426 155,938 1,260,568 645,858 66.12% Other Expense 117,193 2,947 75,067 42,126 64.05% Total Non-Operating Expenses: 2,023,619 158,885 1,335,635 687,984 66.00% Total Expenses 26,329,476 1,550,442 15,919,576 10,409,900 60.46% Net Income(Loss) Before Capital Contributions 3,060,272 27,767 2,789,326 270,946 91.15% and Transfers Transfers(To)/From - - (85,111) (85,111) 0.00% Capital Contributions - - 16,537 16,537 0.00% Net Income(Loss) Before Depreciation 3,060,272 27,767 2,720,752 202,372 88.91% Depreciation &Amortization 4,628,999 444,931 3,565,534 1,063,465 77.03% Total Net Income(Loss) ($1,568,727) ($417,164) ($844,782) ($861,093) 53.85% Capital- Direct Labor - (28,705) (232,982) 232,982 - Yorba Linda Water District Sewer Fund For Eight Months Ending February 29,2012 Feb YTD YTD YTD Budget Actual Actual Under(Over) %of FY 2012 FY 2012 FY 2012 Budget Budget Revenue(Operating): Sewer Charge Revenue $1,548,550 $126,247 $1,016,576 $531,974 65.65% Locke Ranch Assessments 159,862 551 112,711 47,151 70.51% Other Operating Revenue 57,001 3,006 99,586 (42,585) 174.71% Total Operating Revenue: 1,765,413 129,804 1,228,873 536,540 69.61% Revenue(Non-Operating): Interest 20,000 1,966 13,869 6,131 69.35% Other Non-Operating Revenue 3,975 - 259,506 (255,531) 6528.45% Total Non-Operating Revenue: 23,975 1,966 273,375 (249,400) 1140.25% Total Revenue 1,789,388 131,770 1,502,248 287,140 83.95% Expenses(Operating): Salary Related Expenses 987,775 63,634 569,868 417,907 59.84% Supplies&Services: Communications 27,797 2,300 10,468 17,329 37.66% Contractual Services 39,733 2,194 20,627 19,106 51.91% Data Processing 9,006 15 1,850 7,156 20.54% Dues&Memberships 4,213 151 4,231 (18) 100.43% Fees&Permits 10,540 1,048 6,216 4,324 58.98% Insurance 16,674 88 13,691 2,983 82.11% Materials 27,184 6,320 19,390 7,794 71.33% District Activities, Emp Recognition 1,562 26 666 896 42.63% Maintenance 74,267 18,820 70,040 4,227 94.31% Non-Capital Equipment 18,799 396 10,720 8,079 57.02% Office Expense 3,439 434 2,272 1,167 66.07% Professional Services 59,794 438 24,610 35,184 41.16% Training 3,761 (54) 3,852 (91) 102.43% Travel&Conferences 3,630 174 1,059 2,571 29.18% Uncollectible Accounts 2,660 1,148 1,162 1,498 43.68% Utilities 8,645 380 3,598 5,047 41.62% Vehicle Equipment 78,341 1,926 29,825 48,516 38.07% Supplies&Services Sub-Total 390,045 35,804 224,277 165,768 57.50% Total Operating Expenses 1,377,820 99,438 794,145 583,675 57.64% Expenses(Non-Operating): Interest Expense - - 325 (325) 0.00% Other Expense 6,000 - 15,940 (9,940) 265.67% Total Non-Operating Expenses: 6,000 - 16,265 (10,265) 271.08% Total Expenses 1,383,820 99,438 810,410 573,410 58.56% Net Income(Loss)Before Capital Contributions 405,568 32,332 691,838 (286,270) 170.58% and Transfers Transfers(To)/From - - 85,111 85,111 Contributed Capital - - 16,959,779 16,959,779 0.00% Net Income(Loss)Before Depreciation 405,568 32,332 17,736,728 16,758,620 4373.30% Depreciation&Amortization 932,700 107,367 806,181 126,519 86.44% Total Net Income(Loss) ($527,132) ($75,035) $16,930,547 $16,632,101 -3211.83% Capital-Direct Labor (3,514) (21,212) 21,212 ITEM NO. 3.3 AGENDA REPORT Meeting Date: March 26, 2012 To: Finance-Accounting Committee From: Ken Vecchiarelli, General Manager Presented By: Stephen Parker, Finance Dept: Finance Manager Prepared By: Delia Lugo, Senior Accountant Subject: Investment Report for Period Ending February 2012 SUMMARY: Staff is submitting the February 2012 Monthly Investment Reports for the Committee's review. DISCUSSION: The Investment Portfolio Report presents the market value and percent yield for all District investments by institution. The Investment Report Summary includes budget and actual interest and average term portfolio information as well as market value broken out by reserves categories. The total yield for the month ending February 2012 increased to 1 .07%. This is the result of spending down the 2008 Revenue Bond held in a money market account earning only 0.05%, as well as the yield change of investments held in CaITRUST's Medium Term portfolio increasing from 1 .15% to 1 .27%. The overall decrease in the investment balance from the previous month is approximately $100,000. A couple of the larger balance changes include an increase in the Reserve for Debt Service fund of $241 ,000 due to the District meeting its monthly obligation to ensure that funds are set aside for the March 2012 debt service interest payment and a decrease of $540,000 in the Water Capital Projects fund for CIP project activity. With the drawdown of all available funds from the 2008 COP Revenue account, payment of all future CIP project invoices will now be funded from Water Capital Projects fund money held in LAIF and CaITRUST. STRATEGIC PLAN: FR 3-C: Manage Cash Flow to Maximize Investment Income ATTACHMENTS: Name: Description: Type: Invst Rpt Feb 2012.xlsx February 2012 Investment Report Backup Material Invst Agenda Backup - Feb 2012.xlsx Agenda Backup Backup Material Yorba Linda Water District Investment Portfolio Report February 29, 2012 Market % Percent Value Cost of Total Institution Yield Checking Account: $ 365,966 $ 365,966 Wells Fargo Bank $ 365,966 $ 365,966 1.36% Total 0.00% Money Market Accounts: $ 9,968 $ 9,968 Wells Fargo Money Market 0.05% 214,446 214,446 US Bank(2008 Revenue Bond) 0.04% 2,699 2,699 US Bank(2008 Bond Reserve) 0.04% $ 227,113 $ 227,113 0.85% Total 0.04% Federal Home Loan Bank: $ 2,161,995 $ 2,144,397 US Bank(2008 Bond Reserve) 1.34% $ 2,161,995 $ 2,144,397 8.06% 1.34% Pooled Investment Accounts: $ 3,606,075 $ 3,606,075 Local Agency Investment Fund 0.39% 2,135,305 2,135,052 Ca1TRUST Short Term 0.54% 18,317,130 18,241,883 Ca1TRUST Medium Term 1.27% $ 24,058,510 $ 23,983,011 89.73% 1.07% $ 26,813,584 $ 26,720,486 100% Total Investments 1.07% Per Government Code requirements,the Investment Report is in compliance with the Yorba Linda Water District's Investment Policy, and there are adequate funds available to meet budgeted and actual expenditures for the next six months. f Delia Lugo, Senior Accountant 2/29/12 Investment Summary Report Below is a chart summarizing the yields as well as terms and maturities for the month of February 2012: Avg. Portfolio Avg. Portfolio #of Month Yield Without Yield With Days to of 2012 CalTRUST CalTRUST Maturity February 0.68% 1.07% 86 Below is are charts comparing operating fund interest for current and prior fiscal years. Actual Interest 2/28/2011 2/29/2012 Monthly- February $ 23,038 $ 19,599 Year-to-Date $ 156,055 $ 168,873 Budget 2010/2011 2011/2012 Interest Budget, February YTD $ 104,000 $ 120,667 Interest Budget, Annual $ 156,000 $ 190,000 Interest earned on investments is recorded in the fund that owns the investment. Investment Summary Comparison Between Current and Previous Month The distribution of investments in the portfolio both in dollars and as a percentage of the total portfolio by funds is as follows: January 2012 %Alloc February 2012 %Alloc Fund Description Balance 1/31/2012 Balance 2/29/2012 Water Operating Reserve $ 2,605,487 9.71% $ 2,546,136 9.64% Water Emergency Reserve 1,005,122 3.75% 1,006,102 3.80% Water Capital Project Reserve 17,554,662 65.49% 17,014,820 64.33% Water Reserve for Debt Service 933,263 3.48% 1,174,012 4.44% COP Revenue Bond 2008- Reserve 2,165,866 8.08% 2,161,995 8.17% COP Revenue Bond 2008 217,089 0.81% 217,145 0.82% Sewer Operating 277,589 1.04% 227,211 1.62% Sewer Emergency Reserve 1,004,473 3.75% 1,005,452 3.80% Sewer Capital Project Reserve 1,043,378 3.89% 1,094,745 3.38% $ 26,806,929 100.00% $ 26,447,618 100.00% Wells Fargo Bank Checking Water Operating 21,930 251,368 Sewer Operating 81,376 114,598 103,306 365,966 Totals $ 26,910,235 $ 26,813,584 ITEM NO. 3.4 AGENDA REPORT Meeting Date: March 26, 2012 To: Finance-Accounting Committee From: Ken Vecchiarelli, General Manager Presented By: Stephen Parker, Finance Dept: Finance Manager Prepared By: Delia Lugo, Senior Accountant Subject: Comparison of Investment Types and Yields of Local Water Districts DISCUSSION: As requested, staff has accumulated information from local water district's December 2011 Treasurer's Reports and is presenting this information for discussion. The main items to note are that investments common to local water districts are ones that abide by the California Government Code, and have safety as the primary function. Therefore, investments in money market funds, Local Agency Investment Fund, and investments issued by the federal government or having the full faith and credit of the federal government are the most common. The District's yield is extremely competitive as compared to these other local water districts. Individual investments that are gaining more yield than CaITRUST are primarily federal agency securities that were purchased years ago and are soon maturing, or recently purchased federal agency securities that still have years before they will mature. Staff have intentionally not purchased federal agency securities because of the uncertainty of when the current investments will be needed according to our current CIP plan. Through the budget process this year, staff believes that future needs for cash flow purposes will become more clear, offering up the possibility of utilizing investments with longer maturities. STRATEGIC PLAN: FR 3-C: Manage Cash Flow to Maximize Investment Income ATTACHMENTS: Warne: Description: Type: Dec 2011 - Agency Investment Comparison.xlsx Comparison of Investment Types and Yields Backup Material Yorba Linda Water District Comparison of Investment Types and Yields of Local Water Districts As of December 31, 2011 Days to Agency and Portfolio Make-up Market Value Yield Rate Maturity El Toro Water District Union Bank of California -Operational Accts $1,140,361 0.00% 0 Union Bank of California -Sinking Fund $182,845 0.05% 0 Local Agency Investment Fund $10,482,925 0.38% 1 Bank of New York/CAMP: FHLMC Global Reference Notes $1,029,004 4.63% 299 FNMA Notes $964,921 0.75% 412 FHLB Global Notes $502,368 1.75% 167 FNMA Notes $1,013,111 1.25% 598 FHLMC Notes $1,022,266 1.38% 786 CAMP Money Market Fund $5,052,138 0.21% 0 CAMP Capital Facilities Fund $200,000 0.21% 0 Total Investment Portfolio- ETWD $21,589,939 0.65% 102 Mesa Consolidated Water District U S Bank Accounts $1,154,238 0.00% 0 Bank First Account $2,500 0.00% 0 Orange County Investment Pool $5,002,453 0.43% 1 Local Agency Investment Fund $2,844,372 0.38% 1 Union Bank Custody Account: FFCB $4,109,738 1.46% 1,452 FHLB $1,245,038 1.34% 1,824 FHLMC $5,265,618 1.49% 1,597 FNMA $3,005,980 1.33% 1,479 ACWA Advanced Dues Deposit Agreement $12,485 4.00% 1,460 Total Investment Portfolio- MCWD $22,642,421 1.01% 933 Santa Margarita Water District U S Treasury Bond/Note $5,800,686 Money Market Fund $6,601,774 Federal Agency Bond/Note $23,943,625 Corporate Note $7,249,378 Certificate of Deposit $476,580 Total Investment Portfolio-SMWD $44,072,043 0.47% 302 * Cash in bank information was not available. Due to the methodology used in reporting this information,Yield and Days to Maturity data is not available by investment type. Yorba Linda Water District Comparison of Investment Types and Yields of Local Water Districts As of December 31, 2011 Days to Agency and Portfolio Make-up Market Value Yield Rate Maturity South Coast Water District Bank Deposit Accounts $4,060,560 0.00% 0 Interest Bearing Deposit Account $931,892 0.32% 1 Money Market Funds $8,185,953 0.02% 1 Governmental Investment Pools $4,990,114 0.13% 1 Local Agency Investment Fund $17,441,702 0.38% 1 Federal Agency Callable Bonds $10,027,510 1.11% 580 Total Investment Portfolio-SCWD $45,637,731 0.41% 128 Walnut Valley Water District Cash Custodial Account $2,753,335 0.00% 0 FDIC Insured U S Corporate $3,932,660 0.17% 299 Local Agency Investment Fund $10,021,940 0.38% 1 Federal Agency Funds $20,349,090 0.60% 920 U S Corporate $6,882,922 1.14% 671 U S Treasury $5,913,918 0.48% 1,153 Total Investment Portfolio-WVWD $49,853,865 0.55% 629 Yorba Linda Water District Wells Fargo Bank $38,667 0.00% 0 Wells Fargo Money Market Account $9,997 0.05% 1 U S Bank Money Market Account $1,645,249 0.10% 1 U S Bank : FHL $2,156,687 1.35% 879 Local Agency Investment Fund $4,977,179 0.38% 1 CaITRUST Medium Term/Pooled $19,977,136 1.19% 35 Total Investment Portfolio-YLWD $28,804,915 1.00% 90 ITEM NO. 3.5 AGENDA REPORT Meeting Date: March 26, 2012 To: Finance-Accounting Committee From: Ken Vecchiarelli, General Manager Presented By: Stephen Parker, Finance Dept: Finance Manager Prepared By: Stephen Parker, Finance Manager Subject: Draft Reserve Policy for FY 2012/13 DISCUSSION: Attached is a draft and red-line version of the reserve policy for FY 12/13 for the Finance- Accounting Committee to review. This information will be presented to the entire Board at the Budget Workshop. The main change staff is proposing in this years' reserve policy is to revise the District's Operating Reserve to the same targets as the Government Finance Officers Association recommends - 8 - 17%. The District's current targets are 5-8%. The other major change is adjusting the Maintenance Reserve to have a target of $200,000. Currently the policy is written to fund $200,000 annually, but after internal discussions, staff believes that a pool of $200,000 that is annually replenished should be sufficient for most unplanned failures of assets in any one year. The remaining changes are minor and primarily include updating account balances, which are required annually. STRATEGIC PLAN: FR 2-A: Review the Reserve Policy and Funding Levels Annually ATTACHMENTS: Description: Type: Draft Reserve Policy FY 12.13.docx Draft Reserve Policy Backup Material Draft Reserve Policy FY 12.13 Red Line.pdf Draft Reserve Policy-Red Line Backup Material RESERVE POLICY A. GENERAL POLICY: Maintaining adequate reserves is an essential part of sound financial management. The Yorba Linda Water District Board of Directors realizes the importance of reserves in providing reliable service to its customers, financing of long-term capital projects and funding availability for emergencies should the need arise. Interest derived from reserve balances shall be credited to the reserve account from which it was earned. B. CATEGORIES: YLWD shall accumulate, maintain and segregate its reserve funds into the following categories: Restricted and Designated Reserves 1. Board Designated Reserves; and 2. Contractually Restricted Reserves. C. SCOPE: This policy will assist the Board of Directors in establishing: 1. Target levels for reserve funds; 2. Requirements for the use of reserve funds; and 3. Periodic review requirements for each reserve. D. PERIODIC REVIEW: Staff and the YLWD Board shall review the reserve balances and targets annually as a part of the annual budget process. The Finance-Accounting Committee will continue to review all reserve and investment balances monthly, with a quarterly report going to the full Board. E. RESTRICTED AND DESIGNATED RESERVES: 1. Board Designated Reserves: These are reserve funds earmarked for the purpose of funding such items as new capital facilities, repair or replacement of existing facilities and general operating reserves designated for a specific purpose and use by the Board of Directors. 1.0 Operating Reserve A. Definition and Purpose — Established to cover temporary cash flow deficiencies that occur as a result of timing differences between the receipt of operating revenue and expenditure requirements and unexpected expenditures occurring as a result of doing business. March 26, 2011 Page 1 of 3 B. Target Level — The Government Finance Officers Association (GFOA) recommends that funding should be no less than one to two months (or 8% - 17%) of the District's annual operating budget. The District's current target will be a minimum of 8% and a maximum of 17% of the annual operating budget for both the water and sewer funds. C. Events or Conditions Prompting the Use of the Operating Reserve— This reserve may be utilized as needed to pay outstanding operating expenditures prior to the receipt of anticipated operating revenues. 1.1 Emergency Reserve A. Definition and Purpose — Established to provide protection recovery to the District and its customers for losses arising from an unplanned event or circumstance. The reserve level combined with YLWD's existing insurance policies should adequately protect YLWD and its customers in the event of a loss. B. Target Level —Established at a minimum level equal to $1,000,000 for the water fund and shall accumulate interest and annual contributions as determined by the District's annual operation to a maximum level of $4,000,000. The target for sewer will be a minimum of$250,000 and a maximum of$1,000,000. C. Events or Conditions Prompting the Use of the Emergency Reserve — This reserve shall be utilized to cover unexpected losses experienced by the District as a result of a disaster or other unexpected loss. Any reimbursement received by the District from insurance companies as a result of a submitted claim shall be deposited back into the reserve as replenishment for the loss. 1.2 Capital Replacement Reserve A. Definition and Purpose — Established to provide capital repair and replacement funding as the District's infrastructure deteriorates over its expected useful life. B. Target Level — The Board-approved 2010 Asset Management Plan recommended that the annual contribution to this reserve be at a minimum level of $1,820,000 for the water fund and $345,000 for the sewer fund, less money set aside for the Maintenance Reserve. Funding with available funds based on the District's operations shall be allocated quarterly. C. Events or Conditions Prompting the Use of the Capital Replacement Reserve — Through the annual budget process, staff shall recommend anticipated asset replacement projects. The Board of Directors shall take action to approve recommended project appropriations from the capital replacement reserve. Should unplanned replacement be necessary during any fiscal year, the Board of Directors may take action to amend the budget and appropriate needed funds as required. 1.3 Maintenance Reserve A. Definition and Purpose — Established to provide funding for non-scheduled capital asset repair and replacement. March 26, 2011 Page 2 of 3 B. Target Level— $200,000 subject to an annual review. C. Events or Conditions Prompting the Use of the Maintenance Replacement Reserve — Unplanned failure of assets including but not limited to pumps, motors and major facilty repairs. 1.4 Employee Liabilities Reserve A. Definition and Purpose — The purpose is to cover employees' accrued vacation and other compensatory time and to ensure the complete funding associated with the liability incurred for employees whom have met the requirements necessary for district paid health benefits at retirement. B. Target Level — The annual contribution will be $100,000 ($93,000 for water and $7,000 for sewer) to be evaluated and/or adjusted annually thereafter based on an analysis of current employees' vacation and sick time accrued and actuarial determinations of future retiree costs. The amount of actuarily-determined contributions for the District's Other Post Employment Benefit (OPEB) costs that the District has underfunded and is therefore shown as a long-term liability as of June 30, 2011 was $122,065. When combined with a liability on the District's books for vacation, compensatory and sick time of $1,007,193 at June 30, 2011, the target is projected to be approximately $1,130,000 for the combined water and sewer enterprises. C. Events or Conditions Prompting the Use of the Employee Liabilities Reserve — This reserve may be used in the event that operating funds are not adequate to meet vacation, compensatory and sick time paid out or retiree medical cost obligations within the current year. 2. Contractually Restricted Reserves: These are funds held to satisfy limitations set by external requirements established by creditors, grant agencies or law. Examples include stipulated bond covenants and reserves held with a fiscal agent. 2.0 US Bank 2008 COP Reserve A. Definition and Purpose — Established to cover reserve requirements held with a designated fiscal agent(US Bank) for the 2008 Certificates of Participation. B. Target Level—Funding shall be held in an amount equal to $2,147,096. C. Events or Conditions Prompting the Use of the Contractually Restricted Reserve — This reserve may be utilized as needed by the fiscal agent to pay any outstanding debt service payments not covered by the District within the specified billing and due dates. End of Policy Document March 26, 2011 Page 3 of 3 RESERVE POLICY A. GENERAL POLICY: Maintaining adequate reserves is an essential part of sound financial management. The Yorba Linda Water District Board of Directors realizes the importance of reserves in providing reliable service to its customers, financing of long-term capital projects and funding availability for emergencies should the need arise. Interest derived from reserve balances shall be credited to the reserve account from which it was earned. B. CATEGORIES: YLWD shall accumulate, maintain and segregate its reserve funds into the following categories: Restricted and Designated Reserves 1. Board Designated Reserves; and 2. Contractually Restricted Reserves. C. SCOPE: This policy will assist the Board of Directors in establishing: 1. Target levels for reserve funds; 2. Requirements for the use of reserve funds; and 3. Periodic review requirements for each reserve. D. PERIODIC REVIEW: Staff and the YLWD Board shall review the reserve balances and targets annually as a part of the annual budget process. The Finance-Accounting Committee will continue to review all reserve and investment balances monthly, with a quarterly report going to the full Board. E. RESTRICTED AND DESIGNATED RESERVES: 1. Board Designated Reserves: These are reserve funds earmarked for the purpose of funding such items as new capital facilities, repair or replacement of existing facilities and general operating reserves designated for a specific purpose and use by the Board of Directors. 1.0 Operating Reserve A. Definition and Purpose — Established to cover temporary cash flow deficiencies that occur as a result of timing differences between the receipt of operating revenue and expenditure requirements and unexpected expenditures occurring as a result of doing business. March 2623, 2011 Page 1 of 3 B. Target Level — The Government Finance Officers Association (GASBGFOA) recommends that funding should be no less than one to two months (or 8% - 17%) of the District's annual operating budget. The District's ifiitial current target will be a minimum of 8-5% and a maximum of$170 of the annual operating budget for both the water and sewer funds. C. Events or Conditions Prompting the Use of the Operating Reserve—This reserve may be utilized as needed to pay outstanding operating expenditures prior to the receipt of anticipated operating revenues. 1.1 Emergency Reserve A. Definition and Purpose — Established to provide protection recovery to the District and its customers for losses arising from an unplanned event or circumstance. The reserve level combined with YLWD's existing insurance policies should adequately protect YLWD and its customers in the event of a loss. B. Tarizet Level—Established at a minimum level equal to $1,000,000 for the water fund and shall accumulate interest and annual contributions as determined by the District's annual operation to a maximum level of $4,000,000. The target for sewer will be a minimum of$250,000 and a maximum of$1,000,000. C. Events or Conditions Prompting the Use of the Emergency Reserve — This reserve shall be utilized to cover unexpected losses experienced by the District as a result of a disaster or other unexpected loss. Any reimbursement received by the District from insurance companies as a result of a submitted claim shall be deposited back into the reserve as replenishment for the loss. 1.2 Capital Replacement Reserve A. Definition and Purpose — Established to provide capital repair and replacement funding as the District's infrastructure deteriorates over its expected useful life. B. Tarizet Level — The Board-approved 2010 Asset Management Plan recommended that the annual contribution to this reserve be at a minimum level of $1,820,000 for the water fund and$345,000 for the sewer fund, less money set aside for the Maintenance Reserve. Funding with available funds based on the District's operations shall be allocated quarterly. C. Events or Conditions Prompting the Use of the Capital Replacement Reserve — Through the annual budget process, staff shall recommend anticipated asset replacement projects. The Board of Directors shall take action to approve recommended project appropriations from the capital replacement reserve. Should unplanned replacement be necessary during any fiscal year, the Board of Directors may take action to amend the budget and appropriate needed funds as required. 1.3 Maintenance Reserve A. Definition and Purpose — Established to provide funding for non-scheduled capital asset repair and replacement. March 2624, 2011 Page 2 of 3 B. Target Level— $200,000 afifitially subject to an annual review. C. Events or Conditions Prompting the Use of the Maintenance Replacement Reserve — Unplanned failure of assets including but not limited to pumps, motors and major facilty repairs. 1.4 Employee Liabilities Reserve A. Definition and Purpose — The purpose is to cover employees' accrued vacation and other compensatory time and to ensure the complete funding associated with the liability incurred for employees whom have met the requirements necessary for district paid health benefits at retirement. B. Target Level — The annual contribution will be $100,000 ($93,000 for water and $7,000 for sewer) to be evaluated and/or adjusted annually thereafter based on an analysis of current employees' vacation and sick time accrued and actuarial determinations of future retiree costs. The amount of actuarily-determined contributions for the District's Other Post Employment Benefit (OPEB) costs that the District has underfunded and is therefore shown as a long-term liability as of June 30, 2010-2011 was $236,49J122,065. When combined with a liability on the District's books for vacation, compensatory and sick time of $ 91,007,193 at June 30, 20 02011, the target is projected to be approximately $ 300,0001,130,000 for the combined water and sewer enterprises. C. Events or Conditions Prompting the Use of the Employee Liabilities Reserve — This reserve may be used in the event that operating funds are not adequate to meet vacation, compensatory and sick time paid out or retiree medical cost obligations within the current year. 2. Contractually Restricted Reserves: These are funds held to satisfy limitations set by external requirements established by creditors, grant agencies or law. Examples include stipulated bond covenants and reserves held with a fiscal agent. 2.0 US Bank 2008 COP Reserve A. Definition and Purpose — Established to cover reserve requirements held with a designated fiscal agent (US Bank) for the 2008 Certificates of Participation. B. Target Level—Funding shall be held in an amount equal to $2,147,096. C. Events or Conditions Prompting the Use of the Contractually Restricted Reserve — This reserve may be utilized as needed by the fiscal agent to pay any outstanding debt service payments not covered by the District within the specified billing and due dates. End of Policy Document March 2624, 2011 Page 3 of 3